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First HawaiianFRA:1HI -1.64%83 OCF Margin % is 5.92% as of Jun. 2026, which is 85% below its 10-year median of 39.92. GuruFocus rates FRA:1HI with a GF Score™ of 83/100 and a GF Value™ of €24.08 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,498 Banks companies, First Hawaiian ranks better than 64.15% on this metric.
The historical data trend for First Hawaiian's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:1HI vs PRK, BKU, MCHB: OCF Margin % Comparison
For the Banks - Regional subindustry, First Hawaiian's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Hawaiian OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, First Hawaiian's OCF Margin % distribution charts can be found below:
* The bar in red indicates where First Hawaiian's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Hawaiian (FRA:1HI) has a OCF Margin % of 5.92% as of Jun. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on First Hawaiian and its competitors. This is 85% below median its historical median of 39.92. Over the past decade, First Hawaiian's OCF Margin % has ranged from 29.47 to 60.43. According to the industry distribution chart, First Hawaiian ranks #537 out of 1498 companies in the Banks industry, placing it in the top 35.8%.
Is First Hawaiian's OCF Margin % too high?
First Hawaiian's current OCF Margin % of 5.92% is 85% below median its 10-year median of 39.92. Over the past 10 years, this metric has ranged from a low of 29.47 to a high of 60.43. The Banks industry median OCF Margin % is 29.55. First Hawaiian's value of 5.92% is 80% below this industry median. Based on the distribution chart, First Hawaiian ranks #537 out of 1498 companies in the Banks industry, which is above the industry midpoint. Overall, First Hawaiian has a GF Score™ of 83/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does First Hawaiian's OCF Margin % compare to PRK and BKU?
According to the Banks industry distribution chart, First Hawaiian ranks #537 out of 1498 companies for OCF Margin %. This puts First Hawaiian in the upper half of its industry. The industry median OCF Margin % is 29.55. First Hawaiian's value of 5.92% is 80% below this benchmark. Historically, First Hawaiian's own OCF Margin % has ranged from 29.47 to 60.43 over the past decade. While the company's 10-year median is 39.92 vs. the industry median of 29.55, First Hawaiian has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.55, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Hawaiian's current OCF Margin % of 5.92% is 80% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on First Hawaiian and its competitors. For the Banks industry, the median OCF Margin % is 29.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Hawaiian's current OCF Margin % is 5.92%, which is 85% below median its own 10-year median of 39.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Hawaiian stock overvalued right now?
Based on GuruFocus' analysis, First Hawaiian (FRA:1HI) is currently considered Fairly Valued. The stock's GF Value™ is €24.08, compared to a current price of €24.00 — trading 0.3% below its estimated fair value. The current OCF Margin % is 5.92%, which is 85% below median its 10-year median of 39.92 and 80% below the Banks industry median of 29.55. First Hawaiian's overall GF Score™ is 83/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For First Hawaiian (FRA:1HI), the current OCF Margin % is 5.92% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Hawaiian (FRA:1HI) Overvalued in 2026?
Based on GuruFocus' analysis, First Hawaiian stock appears to be undervalued.
The current stock price of €24.00 is trading 0.3% below its estimated GF Value™ of €24.08.
GuruFocus considers First Hawaiian to be Fairly Valued.
Key valuation signals for FRA:1HI:
OCF Margin %: 5.92% (85% below median its 10-year median of 39.92)
GF Value™: €24.08 vs. price of €24.00 (0.3% below fair value)
Industry Position: 80% below the Banks median (#537 of 1498)
No single metric tells the full story. See the FRA:1HI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Hawaiian Inc is a bank holding company. It provides a diversified range of banking services to consumer and commercial customers, including deposit products, lending services, and wealth management and trust services. The company offers a variety of deposit products to its customers, including checking and savings accounts and other types of deposit accounts. It provides commercial and industrial lending, including auto dealer flooring, commercial real estate, and construction lending. It also offers comprehensive consumer lending services focused on residential real estate lending, indirect auto financing, and other consumer loans. The company's segments are Retail Banking, Commercial Banking, and Treasury, and others of which key revenue is derived from Retail Banking.
83GF Score
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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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