HiscoxHCXLF 74 OCF Margin % is -1.70% as of Dec. 2025. GuruFocus rates HCXLF with a GF Score™ of 74/100 and a GF Value™ of $19.45 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 501 Insurance companies, Hiscox ranks worse than 75.85% on this metric.
The historical rank and industry rank for Hiscox's OCF Margin % or its related term are showing as below:
HCXLF'
s OCF Margin % Range Over the Past 10 Years
Min: -3.6 Med: 2.94 Max: 13.1
Current: 1.84
During the past 13 years, the highest OCF Margin % of Hiscox was 13.10%. The lowest was -3.60%. And the median was 2.94%.
HCXLF's OCF Margin % is ranked worse than 75.85% of 501
companies
in the Insurance industry
Industry Median: 10.85
vs HCXLF: 1.84
Hiscox OCF Margin % Related Terms
Hiscox OCF Margin % Historical Data
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The historical data trend for Hiscox's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Hiscox's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hiscox OCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Hiscox's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Hiscox's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hiscox (HCXLF) has a OCF Margin % of -1.70% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Hiscox and its competitors. According to the industry distribution chart, Hiscox ranks #380 out of 501 companies in the Insurance industry, placing it in the top 75.8%.
Is Hiscox's OCF Margin % too high?
Hiscox's current OCF Margin % is -1.70%. Based on the distribution chart, Hiscox ranks #380 out of 501 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Hiscox has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hiscox's OCF Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Hiscox ranks #380 out of 501 companies for OCF Margin %. This places Hiscox in the lower half of its industry. The industry median OCF Margin % is 10.85. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.85, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Hiscox and its competitors. For the Insurance industry, the median OCF Margin % is 10.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hiscox's current OCF Margin % is -1.70%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hiscox stock overvalued right now?
Based on GuruFocus' analysis, Hiscox (HCXLF) is currently considered Modestly Overvalued. The stock's GF Value™ is $19.45, compared to a current price of $24.02 — trading 23.5% above its estimated fair value. The current OCF Margin % is -1.70%. Hiscox's overall GF Score™ is 74/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Hiscox (HCXLF), the current OCF Margin % is -1.70% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hiscox (HCXLF) Overvalued in 2026?
Based on GuruFocus' analysis, Hiscox stock appears to be overvalued.
The current stock price of $24.02 is trading 23.5% above its estimated GF Value™ of $19.45.
GuruFocus considers Hiscox to be Modestly Overvalued.
Key valuation signals for HCXLF:
OCF Margin %: -1.70%
GF Value™: $19.45 vs. price of $24.02 (23.5% above fair value)
No single metric tells the full story. See the HCXLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hiscox Ltd is a property and casualty insurance company. The company aims to balance catastrophe-exposed businesses with less volatile local specialty businesses. Its product offerings include property, casualty, crisis management (covering terrorism and kidnap and ransom), marine, energy, and specialty areas like space insurance. The company's operating segments consist of Hiscox Retail, Hiscox London Market, Hiscox Re, and Other. The majority of the revenue is generated from its Hiscox Retail segment, which represents retail business divisions in the UK, Europe, the USA, and Asia. Geographically, the company earns insurance revenue from places like the United States, which generates key revenue, as well as the United Kingdom, Europe, and other regions.
74GF Score
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