HCXLF (Hiscox) ROC (Joel Greenblatt) %: % (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HCXLF Hiscox Ltd HCXLF
71 GF Score
Price $24.93
GF Value $19.85
Valuation Modestly Overvalued
! 7 Warning Signs
View Full Analysis

What is Hiscox ROC (Joel Greenblatt) %?

Hiscox HCXLF 71 ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus rates HCXLF with a GF Score™ of 71/100 and a GF Value™ of $19.85 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 66 Insurance companies, Hiscox ranks worse than 1515150% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

HCXLF
71GF Score
Hiscox Ltd HCXLF
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
What does a ROC (Joel Greenblatt) % of % mean?
Hiscox (HCXLF) has a ROC (Joel Greenblatt) % of % as of Dec. 2025. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Hiscox and its competitors. According to the industry distribution chart, Hiscox ranks #999999 out of 66 companies in the Insurance industry.
Is Hiscox's ROC (Joel Greenblatt) % too high?
Hiscox's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Hiscox ranks #999999 out of 66 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Hiscox has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hiscox's ROC (Joel Greenblatt) % compare to CB and PGR?
According to the Insurance industry distribution chart, Hiscox ranks #999999 out of 66 companies for ROC (Joel Greenblatt) %. This places Hiscox in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 74.89. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for an Insurance company?
The median ROC (Joel Greenblatt) % among Insurance companies is 74.89, based on 66 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Hiscox and its competitors. For the Insurance industry, the median ROC (Joel Greenblatt) % is 74.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hiscox's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hiscox stock overvalued right now?
Based on GuruFocus' analysis, Hiscox (HCXLF) is currently considered Modestly Overvalued. The stock's GF Value™ is $19.85, compared to a current price of $24.93 — trading 25.6% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Hiscox's overall GF Score™ is 71/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Hiscox (HCXLF), the current ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hiscox (HCXLF) Overvalued in 2026?

Based on GuruFocus' analysis, Hiscox stock appears to be overvalued. The current stock price of $24.93 is trading 25.6% above its estimated GF Value™ of $19.85. GuruFocus considers Hiscox to be Modestly Overvalued.

Key valuation signals for HCXLF:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $19.85 vs. price of $24.93 (25.6% above fair value)
  • GF Score™: 71/100 with 7 warning signs

No single metric tells the full story. See the HCXLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hiscox Business Description

Address 96 Pitts Bay Road, Chesney House, Pembroke, BMU, HM 08
Hiscox Ltd is a property and casualty insurance company. The company aims to balance catastrophe-exposed businesses with less volatile local specialty businesses. Its product offerings include property, casualty, crisis management (covering terrorism and kidnap and ransom), marine, energy, and specialty areas like space insurance. The company's operating segments consist of Hiscox Retail, Hiscox London Market, Hiscox Re, and Other. The majority of the revenue is generated from its Hiscox Retail segment, which represents retail business divisions in the UK, Europe, the USA, and Asia. Geographically, the company earns insurance revenue from places like the United States, which generates key revenue, as well as the United Kingdom, Europe, and other regions.
71GF Score

Get the complete analysis for HCXLF

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$24.93
Price
$19.85
GF Value