Bank of Qingdao Co (HKSE:03866) OCF Margin %: -127.67% (As of Jun. 2026)

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HKSE:03866 Bank of Qingdao Co Ltd HKSE:03866
68 GF Score
Price HK$5.06
GF Value HK$3.88
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Bank of Qingdao Co OCF Margin %?

Bank of Qingdao Co HKSE:03866 +0.40% 68 OCF Margin % is -127.67% as of Jun. 2026. GuruFocus rates HKSE:03866 with a GF Score™ of 68/100 and a GF Value™ of HK$3.88 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,523 Banks companies, Bank of Qingdao Co ranks better than 61.85% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Bank of Qingdao Co's Cash Flow from Operations for the three months ended in Jun. 2026 was HK$-6,032 Mil. Bank of Qingdao Co's Revenue for the three months ended in Jun. 2026 was HK$4,724 Mil. Therefore, Bank of Qingdao Co's OCF Margin % for the quarter that ended in Jun. 2026 was -127.67%.

As of today, Bank of Qingdao Co's current OCF Yield % is 17.97%.

The historical rank and industry rank for Bank of Qingdao Co's OCF Margin % or its related term are showing as below:

HKSE:03866' s OCF Margin % Range Over the Past 10 Years
Min: -460.6   Med: 44.84   Max: 736.47
Current: 38.09


During the past 13 years, the highest OCF Margin % of Bank of Qingdao Co was 736.47%. The lowest was -460.60%. And the median was 44.84%.

HKSE:03866's OCF Margin % is ranked better than
61.85% of 1523 companies
in the Banks industry
Industry Median: 31.92 vs HKSE:03866: 38.09


Bank of Qingdao Co OCF Margin % Related Terms


Bank of Qingdao Co OCF Margin % Historical Data

* Premium members only.

The historical data trend for Bank of Qingdao Co's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Qingdao Co OCF Margin % Chart

Bank of Qingdao Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 61.96 95.15 63.73 74.89 49.33

Bank of Qingdao Co Quarterly Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -254.54 64.04 59.79 18.60 -127.67

Bank of Qingdao Co OCF Margin % Competitor Comparison

For the Banks - Regional subindustry, Bank of Qingdao Co's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of Qingdao Co OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Qingdao Co's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Bank of Qingdao Co's OCF Margin % falls into.


HKSE:03866
68GF Score
Bank of Qingdao Co Ltd HKSE:03866
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank of Qingdao Co OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Bank of Qingdao Co's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=8012.3990141327/16242.700463912
=49.33 %

Bank of Qingdao Co's OCF Margin for the quarter that ended in Jun. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Jun. 2026 )/Revenue (Q: Jun. 2026 )
=-6031.6132904515/4724.3799352258
=-127.67 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -127.67% mean?
Bank of Qingdao Co (HKSE:03866) has a OCF Margin % of -127.67% as of Jun. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Bank of Qingdao Co and its competitors. According to the industry distribution chart, Bank of Qingdao Co ranks #581 out of 1523 companies in the Banks industry, placing it in the top 38.1%.
Is Bank of Qingdao Co's OCF Margin % too high?
Bank of Qingdao Co's current OCF Margin % is -127.67%. Based on the distribution chart, Bank of Qingdao Co ranks #581 out of 1523 companies in the Banks industry, which is above the industry midpoint. Overall, Bank of Qingdao Co has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Qingdao Co's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, Bank of Qingdao Co ranks #581 out of 1523 companies for OCF Margin %. This puts Bank of Qingdao Co in the upper half of its industry. The industry median OCF Margin % is 31.92. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 31.92, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Bank of Qingdao Co and its competitors. For the Banks industry, the median OCF Margin % is 31.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Qingdao Co's current OCF Margin % is -127.67%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Qingdao Co stock overvalued right now?
Based on GuruFocus' analysis, Bank of Qingdao Co (HKSE:03866) is currently considered Modestly Overvalued. The stock's GF Value™ is HK$3.88, compared to a current price of HK$5.06 — trading 30.4% above its estimated fair value. The current OCF Margin % is -127.67%. Bank of Qingdao Co's overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Bank of Qingdao Co (HKSE:03866), the current OCF Margin % is -127.67% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Qingdao Co (HKSE:03866) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Qingdao Co stock appears to be overvalued. The current stock price of HK$5.06 is trading 30.4% above its estimated GF Value™ of HK$3.88. GuruFocus considers Bank of Qingdao Co to be Modestly Overvalued.

Key valuation signals for HKSE:03866:

  • OCF Margin %: -127.67%
  • GF Value™: HK$3.88 vs. price of HK$5.06 (30.4% above fair value)
  • GF Score™: 68/100 with 5 warning signs

No single metric tells the full story. See the HKSE:03866 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of Qingdao Co Business Description

Other Exchanges 4BQ:Germany002948:China
Address No. 6 Qinling Road, Building 3, Laoshan District, Shandong Province, Qingdao, CHN, 266061
Bank of Qingdao Co Ltd is engaged in the banking business. Its main segments include corporate banking, retail banking, and financial market business. The corporate banking segment offers financial products and services to corporations, government agencies, and financial institutions. The retail banking segments comprise personal loans and deposit services, whereas the financial market business covers inter-bank money market transactions, repurchases transactions, investments in debt securities, and non-standardised debt investments, and others. It generates the majority of its revenue from the corporate business segment.
68GF Score

Get the complete analysis for HKSE:03866

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$5.06
Price
HK$3.88
GF Value