Bank of Qingdao Co (HKSE:03866) OCF Yield %: 17.97 (As of Sep. 16, 2026) — 43% Below Median

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HKSE:03866 Bank of Qingdao Co Ltd HKSE:03866
68 GF Score
Price HK$5.06
GF Value HK$3.88
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Bank of Qingdao Co OCF Yield %?

Bank of Qingdao Co HKSE:03866 +0.40% 68 OCF Yield % is 17.97 as of Sep. 16, 2026, which is 43% below its 10-year median of 31.79. GuruFocus rates HKSE:03866 with a GF Score™ of 68/100 and a GF Value™ of HK$3.88 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,485 Banks companies, Bank of Qingdao Co ranks better than 75.29% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Bank of Qingdao Co's Trailing 12-Month Cash Flow from Operations is HK$31,153 Mil, and Market Cap is HK$36,513 Mil. Therefore, Bank of Qingdao Co's OCF Yield % for today is 17.97%.

The historical rank and industry rank for Bank of Qingdao Co's OCF Yield % or its related term are showing as below:

HKSE:03866' s OCF Yield % Range Over the Past 10 Years
Min: -139.96   Med: 31.79   Max: 306.86
Current: 17.97


During the past 13 years, the highest OCF Yield % of Bank of Qingdao Co was 306.86%. The lowest was -139.96%. And the median was 31.79%.

HKSE:03866's OCF Yield % is ranked better than
75.29% of 1485 companies
in the Banks industry
Industry Median: 9.12 vs HKSE:03866: 17.97

Bank of Qingdao Co's OCF Margin % for the quarter that ended in Jun. 2026 was %.


Bank of Qingdao Co OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Bank of Qingdao Co OCF Yield % Related Terms


Bank of Qingdao Co OCF Yield % Historical Data

* Premium members only.

The historical data trend for Bank of Qingdao Co's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Qingdao Co OCF Yield % Chart

Bank of Qingdao Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 39.93 -10.27 99.22 145.68 43.49

Bank of Qingdao Co Quarterly Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 29.25 70.74 90.72 39.93 31.41

Bank of Qingdao Co OCF Yield % Competitor Comparison

For the Banks - Regional subindustry, Bank of Qingdao Co's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of Qingdao Co OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Qingdao Co's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Bank of Qingdao Co's OCF Yield % falls into.


HKSE:03866
68GF Score
Bank of Qingdao Co Ltd HKSE:03866
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank of Qingdao Co OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Bank of Qingdao Co's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=8012.3990141327 / 20066.318970364
=39.93%

Bank of Qingdao Co's annualized OCF Yield % for the quarter that ended in Jun. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=-6031.6132904515 * 4 / 21252.367574602
=-113.52%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 17.97 mean?
Bank of Qingdao Co (HKSE:03866) has a OCF Yield % of 17.97 as of Sep. 16, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Bank of Qingdao Co and its competitors. This is 43% below median its historical median of 31.79. According to the industry distribution chart, Bank of Qingdao Co ranks #367 out of 1485 companies in the Banks industry, placing it in the top 24.7%.
Is Bank of Qingdao Co's OCF Yield % too high?
Bank of Qingdao Co's current OCF Yield % of 17.97 is 43% below median its 10-year median of 31.79. The Banks industry median OCF Yield % is 9.12. Bank of Qingdao Co's value of 17.97 is 97% above this industry median. Based on the distribution chart, Bank of Qingdao Co ranks #367 out of 1485 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank of Qingdao Co has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Qingdao Co's OCF Yield % compare to competitors?
According to the Banks industry distribution chart, Bank of Qingdao Co ranks #367 out of 1485 companies for OCF Yield %. This places Bank of Qingdao Co in the top 25% of its industry — outperforming the majority of peers. The industry median OCF Yield % is 9.12. Bank of Qingdao Co's value of 17.97 is 97% above this benchmark. While the company's 10-year median is 31.79 vs. the industry median of 9.12, Bank of Qingdao Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.12, based on 1,485 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Qingdao Co's current OCF Yield % of 17.97 is 97% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Bank of Qingdao Co and its competitors. For the Banks industry, the median OCF Yield % is 9.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Qingdao Co's current OCF Yield % is 17.97, which is 43% below median its own 10-year median of 31.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Qingdao Co stock overvalued right now?
Based on GuruFocus' analysis, Bank of Qingdao Co (HKSE:03866) is currently considered Modestly Overvalued. The stock's GF Value™ is HK$3.88, compared to a current price of HK$5.06 — trading 30.4% above its estimated fair value. The current OCF Yield % is 17.97, which is 43% below median its 10-year median of 31.79 and 97% above the Banks industry median of 9.12. Bank of Qingdao Co's overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Bank of Qingdao Co (HKSE:03866), the current OCF Yield % is 17.97 as of Sep. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Qingdao Co (HKSE:03866) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Qingdao Co stock appears to be overvalued. The current stock price of HK$5.06 is trading 30.4% above its estimated GF Value™ of HK$3.88. GuruFocus considers Bank of Qingdao Co to be Modestly Overvalued.

Key valuation signals for HKSE:03866:

  • OCF Yield %: 17.97 (43% below median its 10-year median of 31.79)
  • GF Value™: HK$3.88 vs. price of HK$5.06 (30.4% above fair value)
  • GF Score™: 68/100 with 5 warning signs
  • Industry Position: 97% above the Banks median (#367 of 1485)

No single metric tells the full story. See the HKSE:03866 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of Qingdao Co Business Description

Other Exchanges 4BQ:Germany002948:China
Address No. 6 Qinling Road, Building 3, Laoshan District, Shandong Province, Qingdao, CHN, 266061
Bank of Qingdao Co Ltd is engaged in the banking business. Its main segments include corporate banking, retail banking, and financial market business. The corporate banking segment offers financial products and services to corporations, government agencies, and financial institutions. The retail banking segments comprise personal loans and deposit services, whereas the financial market business covers inter-bank money market transactions, repurchases transactions, investments in debt securities, and non-standardised debt investments, and others. It generates the majority of its revenue from the corporate business segment.
68GF Score

Get the complete analysis for HKSE:03866

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$5.06
Price
HK$3.88
GF Value