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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Bank of Qingdao CoHKSE:03866 +0.40%68 PEG Ratio is 0.51 as of Sep. 16, 2026, which is 22% below its 10-year median of 0.65. GuruFocus rates HKSE:03866 with a GF Score™ of 68/100 and a GF Value™ of HK$3.88 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,221 Banks companies, Bank of Qingdao Co ranks better than 87.22% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Bank of Qingdao Co's PEG Ratio or its related term are showing as below:
HKSE:03866'
s PEG Ratio Range Over the Past 10 Years
Min: 0.25 Med: 0.65 Max: 3.17
Current: 0.49
During the past 13 years, Bank of Qingdao Co's highest PEG Ratio was 3.17. The lowest was 0.25. And the median was 0.65.
HKSE:03866's PEG Ratio is ranked better than 87.22% of 1221
companies
in the Banks industry
Industry Median: 1.55
vs HKSE:03866: 0.49
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Bank of Qingdao Co (HKSE:03866) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Bank of Qingdao Co PEG Ratio Related Terms
Bank of Qingdao Co PEG Ratio Historical Data
* Premium members only.
The historical data trend for Bank of Qingdao Co's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Qingdao Co PEG Ratio Competitor Comparison
For the Banks - Regional subindustry, Bank of Qingdao Co's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Qingdao Co PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Qingdao Co's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Bank of Qingdao Co's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Bank of Qingdao Co (HKSE:03866) has a PEG Ratio of 0.51 as of Sep. 16, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Bank of Qingdao Co and its competitors. This is 22% below median its historical median of 0.65. Over the past decade, Bank of Qingdao Co's PEG Ratio has ranged from 0.25 to 3.17. According to the industry distribution chart, Bank of Qingdao Co ranks #156 out of 1221 companies in the Banks industry, placing it in the top 12.8%.
Is Bank of Qingdao Co's PEG Ratio too high?
Bank of Qingdao Co's current PEG Ratio of 0.51 is 22% below median its 10-year median of 0.65. Over the past 10 years, this metric has ranged from a low of 0.25 to a high of 3.17. The Banks industry median PEG Ratio is 1.55. Bank of Qingdao Co's value of 0.51 is 67.1% below this industry median. Based on the distribution chart, Bank of Qingdao Co ranks #156 out of 1221 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank of Qingdao Co has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Qingdao Co's PEG Ratio compare to competitors?
According to the Banks industry distribution chart, Bank of Qingdao Co ranks #156 out of 1221 companies for PEG Ratio. This places Bank of Qingdao Co in the top 13% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 1.55. Bank of Qingdao Co's value of 0.51 is 67.1% below this benchmark. Historically, Bank of Qingdao Co's own PEG Ratio has ranged from 0.25 to 3.17 over the past decade. While the company's 10-year median is 0.65 vs. the industry median of 1.55, Bank of Qingdao Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.55, based on 1,221 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Qingdao Co's current PEG Ratio of 0.51 is 67.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Bank of Qingdao Co and its competitors. For the Banks industry, the median PEG Ratio is 1.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Qingdao Co's current PEG Ratio is 0.51, which is 22% below median its own 10-year median of 0.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Qingdao Co stock overvalued right now?
Based on GuruFocus' analysis, Bank of Qingdao Co (HKSE:03866) is currently considered Modestly Overvalued. The stock's GF Value™ is HK$3.88, compared to a current price of HK$5.06 — trading 30.4% above its estimated fair value. The current PEG Ratio is 0.51, which is 22% below median its 10-year median of 0.65 and 67.1% below the Banks industry median of 1.55. Bank of Qingdao Co's overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Bank of Qingdao Co (HKSE:03866), the current PEG Ratio is 0.51 as of Sep. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Qingdao Co (HKSE:03866) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Qingdao Co stock appears to be overvalued.
The current stock price of HK$5.06 is trading 30.4% above its estimated GF Value™ of HK$3.88.
GuruFocus considers Bank of Qingdao Co to be Modestly Overvalued.
Key valuation signals for HKSE:03866:
PEG Ratio: 0.51 (22% below median its 10-year median of 0.65)
GF Value™: HK$3.88 vs. price of HK$5.06 (30.4% above fair value)
Industry Position: 67.1% below the Banks median (#156 of 1221)
No single metric tells the full story. See the HKSE:03866 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Qingdao Co Ltd is engaged in the banking business. Its main segments include corporate banking, retail banking, and financial market business. The corporate banking segment offers financial products and services to corporations, government agencies, and financial institutions. The retail banking segments comprise personal loans and deposit services, whereas the financial market business covers inter-bank money market transactions, repurchases transactions, investments in debt securities, and non-standardised debt investments, and others. It generates the majority of its revenue from the corporate business segment.
68GF Score
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