Bank of Qingdao Co (HKSE:03866) ROC %: % (As of Jun. 2026)

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Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HKSE:03866 Bank of Qingdao Co Ltd HKSE:03866
68 GF Score
Price HK$5.06
GF Value HK$3.88
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Bank of Qingdao Co ROC %?

Bank of Qingdao Co HKSE:03866 +0.40% 68 ROC % is % as of Jun. 2026. GuruFocus rates HKSE:03866 with a GF Score™ of 68/100 and a GF Value™ of HK$3.88 (Modestly Overvalued). The stock has 5 warning signs investors should review.

ROC %does not apply to banks.

HKSE:03866
68GF Score
Bank of Qingdao Co Ltd HKSE:03866
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Bank of Qingdao Co (HKSE:03866) has a ROC % of % as of Jun. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Bank of Qingdao Co and its competitors.
Is Bank of Qingdao Co's ROC % too high?
Bank of Qingdao Co's current ROC % is %. Overall, Bank of Qingdao Co has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Qingdao Co's ROC % compare to competitors?
Bank of Qingdao Co's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.57. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.57, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Bank of Qingdao Co and its competitors. For the Banks industry, the median ROC % is 1.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Qingdao Co's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Qingdao Co stock overvalued right now?
Based on GuruFocus' analysis, Bank of Qingdao Co (HKSE:03866) is currently considered Modestly Overvalued. The stock's GF Value™ is HK$3.88, compared to a current price of HK$5.06 — trading 30.4% above its estimated fair value. The current ROC % is %. Bank of Qingdao Co's overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Bank of Qingdao Co (HKSE:03866), the current ROC % is % as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Qingdao Co (HKSE:03866) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Qingdao Co stock appears to be overvalued. The current stock price of HK$5.06 is trading 30.4% above its estimated GF Value™ of HK$3.88. GuruFocus considers Bank of Qingdao Co to be Modestly Overvalued.

Key valuation signals for HKSE:03866:

  • ROC %: %
  • GF Value™: HK$3.88 vs. price of HK$5.06 (30.4% above fair value)
  • GF Score™: 68/100 with 5 warning signs

No single metric tells the full story. See the HKSE:03866 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank of Qingdao Co Business Description

Other Exchanges 4BQ:Germany002948:China
Address No. 6 Qinling Road, Building 3, Laoshan District, Shandong Province, Qingdao, CHN, 266061
Bank of Qingdao Co Ltd is engaged in the banking business. Its main segments include corporate banking, retail banking, and financial market business. The corporate banking segment offers financial products and services to corporations, government agencies, and financial institutions. The retail banking segments comprise personal loans and deposit services, whereas the financial market business covers inter-bank money market transactions, repurchases transactions, investments in debt securities, and non-standardised debt investments, and others. It generates the majority of its revenue from the corporate business segment.
68GF Score

Get the complete analysis for HKSE:03866

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$5.06
Price
HK$3.88
GF Value