Capitea (LTS:0F1J) OCF Margin %: 92.08% (As of Mar. 2026) — 22% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LTS:0F1J Capitea SA LTS:0F1J
60 GF Score
Price zł0.01
GF Value zł0.01
! 2 Warning Signs
View Full Analysis

What is Capitea OCF Margin %?

Capitea LTS:0F1J 60 OCF Margin % is 92.08% as of Mar. 2026, which is 22% above its 10-year median of 75.67. GuruFocus rates LTS:0F1J with a GF Score™ of 60/100 and a GF Value™ of zł0.01. The stock has 2 warning signs investors should review. Among 532 Credit Services companies, Capitea ranks better than 89.47% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Capitea's Cash Flow from Operations for the three months ended in Mar. 2026 was zł20.7 Mil. Capitea's Revenue for the three months ended in Mar. 2026 was zł22.5 Mil. Therefore, Capitea's OCF Margin % for the quarter that ended in Mar. 2026 was 92.08%.

As of today, Capitea's current OCF Yield % is 217.87%.

The historical rank and industry rank for Capitea's OCF Margin % or its related term are showing as below:

LTS:0F1J' s OCF Margin % Range Over the Past 10 Years
Min: -1083.79   Med: 75.67   Max: 373.86
Current: 96.22


During the past 12 years, the highest OCF Margin % of Capitea was 373.86%. The lowest was -1083.79%. And the median was 75.67%.

LTS:0F1J's OCF Margin % is ranked better than
89.47% of 532 companies
in the Credit Services industry
Industry Median: 2.58 vs LTS:0F1J: 96.22


Capitea OCF Margin % Related Terms


Capitea OCF Margin % Historical Data

* Premium members only.

The historical data trend for Capitea's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Capitea OCF Margin % Chart

Capitea Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 35.91 69.87 99.86 81.46 92.13

Capitea Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 76.73 106.29 87.41 97.65 92.08

LTS:0F1J vs V, MA, AXP: OCF Margin % Comparison

For the Credit Services subindustry, Capitea's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Capitea OCF Margin % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Capitea's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Capitea's OCF Margin % falls into.


LTS:0F1J
60GF Score
Capitea SA LTS:0F1J
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Capitea OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Capitea's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=96.854/105.133
=92.13 %

Capitea's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=20.709/22.491
=92.08 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 92.08% mean?
Capitea (LTS:0F1J) has a OCF Margin % of 92.08% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Capitea and its competitors. This is 22% above median its historical median of 75.67. According to the industry distribution chart, Capitea ranks #56 out of 532 companies in the Credit Services industry, placing it in the top 10.5%.
Is Capitea's OCF Margin % too high?
Capitea's current OCF Margin % of 92.08% is 22% above median its 10-year median of 75.67. The Credit Services industry median OCF Margin % is 2.58. Capitea's value of 92.08% is 3469% above this industry median. Based on the distribution chart, Capitea ranks #56 out of 532 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Capitea has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Capitea's OCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Capitea ranks #56 out of 532 companies for OCF Margin %. This places Capitea in the top 11% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 2.58. Capitea's value of 92.08% is 3469% above this benchmark. While the company's 10-year median is 75.67 vs. the industry median of 2.58, Capitea has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Credit Services company?
The median OCF Margin % among Credit Services companies is 2.58, based on 532 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Capitea's current OCF Margin % of 92.08% is 3469% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Capitea and its competitors. For the Credit Services industry, the median OCF Margin % is 2.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Capitea's current OCF Margin % is 92.08%, which is 22% above median its own 10-year median of 75.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capitea stock overvalued right now?
Capitea (LTS:0F1J) has a current OCF Margin % of 92.08%. The stock's GF Value™ is zł0.01, compared to a current price of zł0.01 — trading right at its estimated fair value. The current OCF Margin % is 92.08%, which is 22% above median its 10-year median of 75.67 and 3469% above the Credit Services industry median of 2.58. Capitea's overall GF Score™ is 60/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Capitea (LTS:0F1J), the current OCF Margin % is 92.08% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Capitea (LTS:0F1J) Overvalued in 2026?

Based on GuruFocus' analysis, Capitea stock appears to be undervalued. The current stock price of zł0.01 is trading 0% below its estimated GF Value™ of zł0.01.

Key valuation signals for LTS:0F1J:

  • OCF Margin %: 92.08% (22% above median its 10-year median of 75.67)
  • GF Value™: zł0.01 vs. price of zł0.01 (0% below fair value)
  • GF Score™: 60/100 with 2 warning signs
  • Industry Position: 3469% above the Credit Services median (#56 of 532)

No single metric tells the full story. See the LTS:0F1J stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Capitea Business Description

Other Exchanges CAP:Poland
Address rtm. Witolda Pileckiego 63 Street, Warszawa, POL, 02-781
Capitea SA, formerly Getback Spolka Akcyjna is an account receivable manager engaged in the recovery of acquired debts and management of debt portfolios in securitization funds, including restructuring and recovery of acquired debts.
60GF Score

Get the complete analysis for LTS:0F1J

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł0.01
Price
zł0.01
GF Value