Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use is the 5-Year EBITDA growth rate. As of today, Capitea's PE Ratio without NRI is 0.26. Capitea's 5-Year EBITDA growth rate is 7.00%. Therefore, Capitea's PEG Ratio for today is 0.04.
* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Capitea's PEG Ratio or its related term are showing as below:
LTS:0F1J'
s PEG Ratio Range Over the Past 10 Years
Min: 0 Med: 0 Max: 1.67
Current: 1.67
During the past 12 years, Capitea's highest PEG Ratio was 1.67. The lowest was 0.00. And the median was 0.00.
LTS:0F1J's PEG Ratio is ranked worse than 65.24% of 233
companies
in the Credit Services industry
Industry Median: 0.92
vs LTS:0F1J: 1.67
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Capitea (LTS:0F1J) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Capitea PEG Ratio Related Terms
Capitea PEG Ratio Historical Data
* Premium members only.
The historical data trend for Capitea's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Capitea's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Capitea PEG Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Capitea's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Capitea's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Capitea (LTS:0F1J) has a PEG Ratio of 0.04 as of Jul. 20, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Capitea and its competitors. According to the industry distribution chart, Capitea ranks #152 out of 233 companies in the Credit Services industry, placing it in the top 65.2%.
Is Capitea's PEG Ratio too high?
Capitea's current PEG Ratio is 0.04. The Credit Services industry median PEG Ratio is 0.92. Capitea's value of 0.04 is 95.7% below this industry median. Based on the distribution chart, Capitea ranks #152 out of 233 companies in the Credit Services industry, which is below the industry midpoint. Overall, Capitea has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Capitea's PEG Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Capitea ranks #152 out of 233 companies for PEG Ratio. This places Capitea in the lower half of its industry. The industry median PEG Ratio is 0.92. Capitea's value of 0.04 is 95.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Credit Services company?
The median PEG Ratio among Credit Services companies is 0.92, based on 233 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Capitea's current PEG Ratio of 0.04 is 95.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Capitea and its competitors. For the Credit Services industry, the median PEG Ratio is 0.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Capitea's current PEG Ratio is 0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capitea stock overvalued right now?
Capitea (LTS:0F1J) has a current PEG Ratio of 0.04. The stock's GF Value™ is zł0.01, compared to a current price of zł0.01 — trading right at its estimated fair value. The current PEG Ratio is 0.04 and 95.7% below the Credit Services industry median of 0.92. Capitea's overall GF Score™ is 60/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Capitea (LTS:0F1J), the current PEG Ratio is 0.04 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Capitea (LTS:0F1J) Overvalued in 2026?
Based on GuruFocus' analysis, Capitea stock appears to be undervalued.
The current stock price of zł0.01 is trading 0% below its estimated GF Value™ of zł0.01.
Key valuation signals for LTS:0F1J:
PEG Ratio: 0.04
GF Value™: zł0.01 vs. price of zł0.01 (0% below fair value)
Industry Position: 95.7% below the Credit Services median (#152 of 233)
No single metric tells the full story. See the LTS:0F1J stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Capitea SA, formerly Getback Spolka Akcyjna is an account receivable manager engaged in the recovery of acquired debts and management of debt portfolios in securitization funds, including restructuring and recovery of acquired debts.
60GF Score
Get the complete analysis for LTS:0F1J
PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
LTS:0F1J has been successfully added to your 
