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SVB&TSVBT 60 OCF Margin % is 0.00% as of Mar. 2026. GuruFocus rates SVBT with a GF Score™ of 60/100 and a GF Value™ of $50.64 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,498 Banks companies, SVB&T ranks worse than 55.27% on this metric.
OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. SVB&T's Cash Flow from Operations for the
three
months ended in Mar. 2026 was $0.00 Mil. SVB&T's Revenue for the
three
months ended in Mar. 2026 was $8.78 Mil. Therefore, SVB&T's OCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.
The historical data trend for SVB&T's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, SVB&T's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SVB&T OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, SVB&T's OCF Margin % distribution charts can be found below:
* The bar in red indicates where SVB&T's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SVB&T (SVBT) has a OCF Margin % of 0.00% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on SVB&T and its competitors. Over the past decade, SVB&T's OCF Margin % has ranged from 19.78 to 33.75. According to the industry distribution chart, SVB&T ranks #828 out of 1498 companies in the Banks industry, placing it in the top 55.3%.
Is SVB&T's OCF Margin % too high?
SVB&T's current OCF Margin % is 0.00%. Over the past 10 years, this metric has ranged from a low of 19.78 to a high of 33.75. Based on the distribution chart, SVB&T ranks #828 out of 1498 companies in the Banks industry, which is below the industry midpoint. Overall, SVB&T has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SVB&T's OCF Margin % compare to ASRV and MVLY?
According to the Banks industry distribution chart, SVB&T ranks #828 out of 1498 companies for OCF Margin %. This places SVB&T in the lower half of its industry. The industry median OCF Margin % is 29.27. Historically, SVB&T's own OCF Margin % has ranged from 19.78 to 33.75 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.27, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on SVB&T and its competitors. For the Banks industry, the median OCF Margin % is 29.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SVB&T's current OCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SVB&T stock overvalued right now?
Based on GuruFocus' analysis, SVB&T (SVBT) is currently considered Significantly Overvalued. The stock's GF Value™ is $50.64, compared to a current price of $67.50 — trading 33.3% above its estimated fair value. The current OCF Margin % is 0.00%. SVB&T's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For SVB&T (SVBT), the current OCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SVB&T (SVBT) Overvalued in 2026?
Based on GuruFocus' analysis, SVB&T stock appears to be overvalued.
The current stock price of $67.50 is trading 33.3% above its estimated GF Value™ of $50.64.
GuruFocus considers SVB&T to be Significantly Overvalued.
Key valuation signals for SVBT:
OCF Margin %: 0.00%
GF Value™: $50.64 vs. price of $67.50 (33.3% above fair value)
No single metric tells the full story. See the SVBT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SVB&T Corp is engaged in providing a full range of banking and financial services to individual and corporate customers in Orange, Dubois, Daviess, Gibson and surrounding counties in southern Indiana. The Bank has five wholly owned subsidiaries: SVB & T Holdings, Inc, SVB & T Investment I, II and III, LLC, SVB & T Properties, Inc., SVB & T Properties, Inc., SVB & T Risk Management, Inc.
60GF Score
Get the complete analysis for SVBT
OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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