TowerXPTY:TOWC 79 OCF Margin % is 56.33% as of Mar. 2026, which is 6% above its 10-year median of 53.20. GuruFocus rates XPTY:TOWC with a GF Score™ of 79/100 and a GF Value™ of $12.19 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 1,502 Banks companies, Tower ranks better than 97% on this metric.
OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Tower's Cash Flow from Operations for the
three
months ended in Mar. 2026 was $4.48 Mil. Tower's Revenue for the
three
months ended in Mar. 2026 was $7.95 Mil. Therefore, Tower's OCF Margin % for the quarter that ended in Mar. 2026 was 56.33%.
The historical rank and industry rank for Tower's OCF Margin % or its related term are showing as below:
XPTY:TOWC'
s OCF Margin % Range Over the Past 10 Years
Min: -72.39 Med: 53.2 Max: 381.43
Current: 313.32
During the past 13 years, the highest OCF Margin % of Tower was 381.43%. The lowest was -72.39%. And the median was 53.20%.
XPTY:TOWC's OCF Margin % is ranked better than 97% of 1502
companies
in the Banks industry
Industry Median: 29.405
vs XPTY:TOWC: 313.32
Tower OCF Margin % Related Terms
Tower OCF Margin % Historical Data
* Premium members only.
The historical data trend for Tower's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Tower's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Tower OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Tower's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Tower's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Tower (XPTY:TOWC) has a OCF Margin % of 56.33% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Tower and its competitors. This is near median its historical median of 53.20. According to the industry distribution chart, Tower ranks #45 out of 1502 companies in the Banks industry, placing it in the top 3%.
Is Tower's OCF Margin % too high?
Tower's current OCF Margin % of 56.33% is near median its 10-year median of 53.20. The Banks industry median OCF Margin % is 29.41. Tower's value of 56.33% is 91.6% above this industry median. Based on the distribution chart, Tower ranks #45 out of 1502 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Tower has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Tower's OCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Tower ranks #45 out of 1502 companies for OCF Margin %. This places Tower in the top 3% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 29.41. Tower's value of 56.33% is 91.6% above this benchmark. While the company's 10-year median is 53.20 vs. the industry median of 29.41, Tower has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.41, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tower's current OCF Margin % of 56.33% is 91.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Tower and its competitors. For the Banks industry, the median OCF Margin % is 29.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tower's current OCF Margin % is 56.33%, which is near median its own 10-year median of 53.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tower stock overvalued right now?
Based on GuruFocus' analysis, Tower (XPTY:TOWC) is currently considered Modestly Undervalued. The stock's GF Value™ is $12.19, compared to a current price of $9.25 — trading 24.1% below its estimated fair value. The current OCF Margin % is 56.33%, which is near median its 10-year median of 53.20 and 91.6% above the Banks industry median of 29.41. Tower's overall GF Score™ is 79/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Tower (XPTY:TOWC), the current OCF Margin % is 56.33% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Tower (XPTY:TOWC) Overvalued in 2026?
Based on GuruFocus' analysis, Tower stock appears to be undervalued.
The current stock price of $9.25 is trading 24.1% below its estimated GF Value™ of $12.19.
GuruFocus considers Tower to be Modestly Undervalued.
Key valuation signals for XPTY:TOWC:
OCF Margin %: 56.33% (near median its 10-year median of 53.20)
GF Value™: $12.19 vs. price of $9.25 (24.1% below fair value)
Industry Position: 91.6% above the Banks median (#45 of 1502)
No single metric tells the full story. See the XPTY:TOWC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Tower Corp together with its subsidiaries is involved in providing personal, corporate, and investment banking services. The company offers checking, savings, and investment accounts; certificates of deposit; commercial and residential mortgage loans; lines of credit for small and medium businesses; and safe deposit boxes and other services.
79GF Score
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