Tower (XPTY:TOWC) Quality Rank

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XPTY:TOWC Tower Corp XPTY:TOWC
85 GF Score
Price $9.25
GF Value $12.23
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Tower Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

Tower Quality Rank Related Terms

XPTY:TOWC
85GF Score
Tower Corp XPTY:TOWC
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Tower (XPTY:TOWC) Overvalued in 2026?

Based on GuruFocus' analysis, Tower stock appears to be undervalued. The current stock price of $9.25 is trading 24.4% below its estimated GF Value™ of $12.23. GuruFocus considers Tower to be Modestly Undervalued.

Key valuation signals for XPTY:TOWC:

  • Quality Rank:
  • GF Value™: $12.23 vs. price of $9.25 (24.4% below fair value)
  • GF Score™: 85/100 with 5 warning signs

No single metric tells the full story. See the XPTY:TOWC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tower Business Description

Address Calle 50 and Elvira Mendez, Tower Building Financial Center, Panama, PAN
Tower Corp together with its subsidiaries is involved in providing personal, corporate, and investment banking services. The company offers checking, savings, and investment accounts; certificates of deposit; commercial and residential mortgage loans; lines of credit for small and medium businesses; and safe deposit boxes and other services.
85GF Score

Get the complete analysis for XPTY:TOWC

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.25
Price
$12.23
GF Value