Civista BancsharesCIVBP.PFD 60 OCF Yield % is 9.10 as of Jun. 25, 2026, which is 9% below its 10-year median of 10.02. GuruFocus rates CIVBP.PFD with a GF Score™ of 60/100. The stock has 8 warning signs investors should review. Among 1,502 Banks companies, Civista Bancshares ranks worse than 51.13% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Civista Bancshares OCF Yield % Related Terms
Civista Bancshares OCF Yield % Historical Data
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The historical data trend for Civista Bancshares's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CIVBP.PFD vs FFIC, WCCB, SFST: OCF Yield % Comparison
For the Banks - Regional subindustry, Civista Bancshares's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Civista Bancshares OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Civista Bancshares's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Civista Bancshares's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Civista Bancshares (CIVBP.PFD) has a OCF Yield % of 9.10 as of Jun. 25, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Civista Bancshares and its competitors. This is near median its historical median of 10.02. Over the past decade, Civista Bancshares' OCF Yield % has ranged from 3.53 to 28.05. According to the industry distribution chart, Civista Bancshares ranks #768 out of 1502 companies in the Banks industry, placing it in the top 51.1%.
Is Civista Bancshares' OCF Yield % too high?
Civista Bancshares' current OCF Yield % of 9.10 is near median its 10-year median of 10.02. Over the past 10 years, this metric has ranged from a low of 3.53 to a high of 28.05. The Banks industry median OCF Yield % is 9.28. Civista Bancshares' value of 9.10 is 1.9% below this industry median. Based on the distribution chart, Civista Bancshares ranks #768 out of 1502 companies in the Banks industry, which is below the industry midpoint. Overall, Civista Bancshares has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Civista Bancshares' OCF Yield % compare to FFIC and WCCB?
According to the Banks industry distribution chart, Civista Bancshares ranks #768 out of 1502 companies for OCF Yield %. This places Civista Bancshares in the lower half of its industry. The industry median OCF Yield % is 9.28. Civista Bancshares' value of 9.10 is 1.9% below this benchmark. Historically, Civista Bancshares' own OCF Yield % has ranged from 3.53 to 28.05 over the past decade. While the company's 10-year median is 10.02 vs. the industry median of 9.28, Civista Bancshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.28, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Civista Bancshares's current OCF Yield % of 9.10 is 1.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Civista Bancshares and its competitors. For the Banks industry, the median OCF Yield % is 9.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Civista Bancshares's current OCF Yield % is 9.10, which is near median its own 10-year median of 10.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Civista Bancshares stock overvalued right now?
Civista Bancshares (CIVBP.PFD) has a current OCF Yield % of 9.10. The current OCF Yield % is 9.10, which is near median its 10-year median of 10.02 and 1.9% below the Banks industry median of 9.28. Civista Bancshares' overall GF Score™ is 60/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Civista Bancshares (CIVBP.PFD), the current OCF Yield % is 9.10 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Civista Bancshares Inc is a financial holding company. Operating through its subsidiary, it engages in the business of community banking. Its business activity involves collecting customer deposits, making loans, purchasing securities, and offering trust services to its clients. The company's loan portfolio includes commercial and agricultural, commercial real estate-owner occupied, commercial real estate non-owner occupied, residential real estate, real estate construction, and consumer loans. The majority of its revenues are derived from the interest and fees gained on loans.
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