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Citizens & Northern (Citizens & Northern) Price-to-Owner-Earnings : 10.96 (As of Apr. 29, 2024)


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What is Citizens & Northern Price-to-Owner-Earnings?

As of today (2024-04-29), Citizens & Northern's share price is $17.8601. Citizens & Northern's Owner Earnings per Share (TTM) ended in Dec. 2023 was $1.63. It's Price-to-Owner-Earnings for today is 10.96.


The historical rank and industry rank for Citizens & Northern's Price-to-Owner-Earnings or its related term are showing as below:

CZNC' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 7.6   Med: 14.62   Max: 22.77
Current: 10.98

During the past 13 years, the highest Price-to-Owner-Earnings of Citizens & Northern was 22.77. The lowest was 7.60. And the median was 14.62.


CZNC's Price-to-Owner-Earnings is ranked worse than
69.92% of 944 companies
in the Banks industry
Industry Median: 7.79 vs CZNC: 10.98

As of today (2024-04-29), Citizens & Northern's share price is $17.8601. Citizens & Northern's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2023 was $1.57. Therefore, Citizens & Northern's PE Ratio for today is 11.38.

As of today (2024-04-29), Citizens & Northern's share price is $17.8601. Citizens & Northern's EPS without NRI for the trailing twelve months (TTM) ended in was $1.57. Therefore, Citizens & Northern's PE Ratio without NRI for today is 11.38.

During the past 13 years, Citizens & Northern's highest PE Ratio without NRI was 23.48. The lowest was 9.74. And the median was 13.69.


Citizens & Northern Price-to-Owner-Earnings Historical Data

The historical data trend for Citizens & Northern's Price-to-Owner-Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Citizens & Northern Price-to-Owner-Earnings Chart

Citizens & Northern Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Price-to-Owner-Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 20.76 17.21 14.01 16.25 13.80

Citizens & Northern Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Price-to-Owner-Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 16.25 12.88 12.03 9.48 13.80

Competitive Comparison of Citizens & Northern's Price-to-Owner-Earnings

For the Banks - Regional subindustry, Citizens & Northern's Price-to-Owner-Earnings, along with its competitors' market caps and Price-to-Owner-Earnings data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Citizens & Northern's Price-to-Owner-Earnings Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Citizens & Northern's Price-to-Owner-Earnings distribution charts can be found below:

* The bar in red indicates where Citizens & Northern's Price-to-Owner-Earnings falls into.



Citizens & Northern Price-to-Owner-Earnings Calculation

In 1986 Berkshire Hathaway Shareholder Letter, Warren Buffett defined owner earnings as follows:

"These represent (a) reported earnings plus (b) depreciation, depletion, amortization, and certain other non-cash charges...less (c) the average annual amount of capitalized expenditures for plant and equipment, etc. that the business requires to fully maintain its long-term competitive position and its unit volume. (If the business requires additional working capital to maintain its competitive position and unit volume, the increment also should be included in (c))...Our owner-earnings equation does not yield the deceptively precise figures provided by GAAP, since (c) must be a guess - and one sometimes very difficult to make. Despite this problem, we consider the owner earnings figure, not the GAAP figure, to be the relevant item for valuation purposes - both for investors in buying stocks and for managers in buying entire businesses...All of this points up the absurdity of the 'cash flow' numbers that are often set forth in Wall Street reports. These numbers routinely include (a) plus (b) - but do not subtract (c)."

Citizens & Northern's Price-to-Owner-Earnings for today is calculated as

Price-to-Owner-Earnings=Share Price/Owner Earnings per Share (TTM)
=17.8601/1.63
=10.96

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Citizens & Northern  (NAS:CZNC) Price-to-Owner-Earnings Explanation

For how to get Owner Earnings per Share (TTM), please click.


Citizens & Northern Price-to-Owner-Earnings Related Terms

Thank you for viewing the detailed overview of Citizens & Northern's Price-to-Owner-Earnings provided by GuruFocus.com. Please click on the following links to see related term pages.


Citizens & Northern (Citizens & Northern) Business Description

Traded in Other Exchanges
N/A
Address
90-92 Main Street, Wellsboro, PA, USA, 16901
Citizens & Northern Corp is a community bank operating through its subsidiaries. It provides banking services, including deposit and loan products for personal and commercial customers. The bank also maintains a trust division that provides a wide range of financial services, such as 401(k) plans, retirement planning, estate planning, estate settlements and asset management.
Executives
Frank G Pellegrino director 2050 POCO FARM ROAD, WILLIAMSPORT PA 17701
Robert G Loughery director 1128 SLOTTER ROAD, PERKASIE PA 18944
Katherine W Shattuck director 2548 LAKE ROAD, TOWANDA PA 18848
Tracy Ellen Watkins officer: EXEC. VP 1972 NORTH WILLIAMSON ROAD, COVINGTON PA 16917-9516
Bobbi J Kilmer director 555 COUNTRY VIEW DRIVE, TOWANDA PA 18848
Glenn Richard James officer: EVP Counsel, Corp Secretary 90-92 MAIN ST, WELLSBORO PA 16901
Timothy E Schoener director 821 HAWTHORNE AVE, WILLIAMSPORT PA 17701
Kelley A Cwiklinski officer: EVP Chief Comm Lending Officer 90-92 MAIN ST, WELLSBORO PA 16901
Leo F Lambert director PO BOX 345, DUSHORE PA 18614
Helen S Santiago director 263 BRIDGE STREET HILL RD, TOWANDA PA 18848
Terry L Lehman director 5066 NORTH SHERMAN STREET, MOUNT WOLF PA 17347
Matthew L Bower officer: EVP, Chief Wealth Mgmt Officer 90-92 MAIN ST, WELLSBORO PA 16901
Susan E Hartley director 1293 HOFFMAN HOLLOW RD, LOWMAN NY 14861
Stephen M Dorwart director 234 CEDAR ROAD, MULLICA HILL NJ 08062
Alexander Balagour officer: EVP- CHIEF INFORMATION OFFICER 45 TEAL DRIVE, LANGHORNE PA 19047

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