City Union Bank (NSE:CUB) Cyclically Adjusted Revenue per Share: ₹32.54 (As of Mar. 2026)

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NSE:CUB City Union Bank Ltd NSE:CUB
76 GF Score
Price ₹229.83
GF Value ₹174.79
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is City Union Bank Cyclically Adjusted Revenue per Share?

City Union Bank NSE:CUB +2.16% 76 Cyclically Adjusted Revenue per Share is ₹32.54 as of Mar. 2026. GuruFocus rates NSE:CUB with a GF Score™ of 76/100 and a GF Value™ of ₹174.79 (Significantly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

City Union Bank's adjusted revenue per share for the three months ended in Mar. 2026 was ₹10.843. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is ₹32.54 for the trailing ten years ended in Mar. 2026.

During the past 12 months, City Union Bank's average Cyclically Adjusted Revenue Growth Rate was 10.00% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 8.10% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 8.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of City Union Bank was 9.30% per year. The lowest was 8.10% per year. And the median was 8.55% per year.

As of today (2026-07-22), City Union Bank's current stock price is ₹229.83. City Union Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was ₹32.54. City Union Bank's Cyclically Adjusted PS Ratio of today is 7.06.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of City Union Bank was 9.28. The lowest was 3.45. And the median was 4.95.


City Union Bank  (NSE:CUB) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

City Union Bank's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=229.83/32.54
=7.06

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of City Union Bank was 9.28. The lowest was 3.45. And the median was 4.95.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


City Union Bank Cyclically Adjusted Revenue per Share Related Terms


City Union Bank Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for City Union Bank's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

City Union Bank Cyclically Adjusted Revenue per Share Chart

City Union Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 23.32 25.73 27.62 29.57 32.54

City Union Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 29.57 30.34 31.23 31.87 32.54

City Union Bank Cyclically Adjusted Revenue per Share Competitor Comparison

For the Banks - Regional subindustry, City Union Bank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


City Union Bank Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, City Union Bank's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where City Union Bank's Cyclically Adjusted PS Ratio falls into.


NSE:CUB
76GF Score
City Union Bank Ltd NSE:CUB
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

City Union Bank Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, City Union Bank's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=10.843/164.2724*164.2724
=10.843

Current CPI (Mar. 2026) = 164.2724.

City Union Bank Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 3.945 105.961 6.116
201609 4.512 105.961 6.995
201612 4.558 105.196 7.118
201703 4.408 105.196 6.883
201706 5.315 107.109 8.152
201709 5.788 109.021 8.721
201712 5.425 109.404 8.146
201803 4.984 109.786 7.458
201806 5.658 111.317 8.350
201809 5.281 115.142 7.534
201812 5.504 115.142 7.853
201903 5.402 118.202 7.507
201906 5.836 120.880 7.931
201909 6.111 123.175 8.150
201912 5.728 126.235 7.454
202003 6.403 124.705 8.435
202006 6.023 127.000 7.791
202009 6.499 130.118 8.205
202012 7.133 130.889 8.952
202103 5.923 131.771 7.384
202106 6.419 134.084 7.864
202109 6.816 135.847 8.242
202112 6.512 138.161 7.743
202203 7.075 138.822 8.372
202206 7.444 142.347 8.591
202209 7.442 144.661 8.451
202212 7.842 145.763 8.838
202303 7.160 146.865 8.009
202306 7.187 150.280 7.856
202309 7.221 151.492 7.830
202312 7.122 152.924 7.651
202403 7.258 153.035 7.791
202406 7.401 155.789 7.804
202409 8.126 157.882 8.455
202412 8.197 158.323 8.505
202503 8.561 157.552 8.926
202506 8.737 159.755 8.984
202509 9.318 162.289 9.432
202512 10.045 163.281 10.106
202603 10.843 164.272 10.843

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of ₹32.54 mean?
City Union Bank (NSE:CUB) has a Cyclically Adjusted Revenue per Share of ₹32.54 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on City Union Bank and its competitors.
Is City Union Bank's Cyclically Adjusted Revenue per Share too high?
City Union Bank's current Cyclically Adjusted Revenue per Share is ₹32.54. Overall, City Union Bank has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does City Union Bank's Cyclically Adjusted Revenue per Share compare to competitors?
City Union Bank's Cyclically Adjusted Revenue per Share of ₹32.54 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on City Union Bank and its competitors. City Union Bank's current Cyclically Adjusted Revenue per Share is ₹32.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is City Union Bank stock overvalued right now?
Based on GuruFocus' analysis, City Union Bank (NSE:CUB) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹174.79, compared to a current price of ₹229.83 — trading 31.5% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is ₹32.54. City Union Bank's overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For City Union Bank (NSE:CUB), the current Cyclically Adjusted Revenue per Share is ₹32.54 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is City Union Bank (NSE:CUB) Overvalued in 2026?

Based on GuruFocus' analysis, City Union Bank stock appears to be overvalued. The current stock price of ₹229.83 is trading 31.5% above its estimated GF Value™ of ₹174.79. GuruFocus considers City Union Bank to be Significantly Overvalued.

Key valuation signals for NSE:CUB:

  • Cyclically Adjusted Revenue per Share: ₹32.54
  • GF Value™: ₹174.79 vs. price of ₹229.83 (31.5% above fair value)
  • GF Score™: 76/100 with 6 warning signs

No single metric tells the full story. See the NSE:CUB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


City Union Bank Business Description

Other Exchanges 532210:India
Address Number 24 - B, Gandhi Nagar, Narayana, Kumbakonam, Thanjavur, TN, IND, 612 001
City Union Bank Ltd is a provider of banking products and services to individuals and corporations in India. The company is based in India, and generates the entirety of its revenue domestically. City Union Bank operates through four segments: Corporate banking, Treasury, Retail Banking and Other Banking Operations. Of these, Retail Banking contributes for maximum of the bank's revenues. Services offered to clients include savings and current accounts, deposits, credit, foreign deposits, auto loans, educational loans, consumer and jewel loans, life insurance, general insurance and online banking services.
76GF Score

Get the complete analysis for NSE:CUB

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹229.83
Price
₹174.79
GF Value