Sundaram Finance (NSE:SUNDARMFIN) Dividend Payout Ratio: 0.32 (As of Mar. 2026) — 78% Above Median

What is Sundaram Finance Dividend Payout Ratio?

Sundaram Finance NSE:SUNDARMFIN -1.00% 67 Dividend Payout Ratio is 0.32 as of Mar. 2026, which is 78% above its 10-year median of 0.18. GuruFocus rates NSE:SUNDARMFIN with a GF Score™ of 67/100 and a GF Value™ of ₹5,787.74 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 194 Credit Services companies, Sundaram Finance ranks better than 65.98% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Sundaram Finance's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.32.

The historical rank and industry rank for Sundaram Finance's Dividend Payout Ratio or its related term are showing as below:

NSE:SUNDARMFIN' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.1 Med: 0.18 Max: 0.25
Current: 0.19

During the past 13 years, the highest Dividend Payout Ratio of Sundaram Finance was 0.25. The lowest was 0.10. And the median was 0.18.

NSE:SUNDARMFIN's Dividend Payout Ratio is ranked better than
65.98% of 194 companies
in the Credit Services industry
Industry Median: 0.32 vs NSE:SUNDARMFIN: 0.19

As of today (2026-07-12), the Dividend Yield % of Sundaram Finance is 0.87%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Sundaram Finance was 1.49%. The lowest was 0.26%. And the median was 0.77%.

Sundaram Finance's Dividends per Share for the months ended in Mar. 2026 was ₹16.00.

During the past 12 months, Sundaram Finance's average Dividends Per Share Growth Rate was 23.30% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 18.90% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 21.00% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 15.20% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Sundaram Finance was 148.40% per year. The lowest was -46.40% per year. And the median was 18.90% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Sundaram Finance (NSE:SUNDARMFIN) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Sundaram Finance Dividend Payout Ratio Related Terms

Sundaram Finance Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Sundaram Finance's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sundaram Finance Dividend Payout Ratio Chart

Sundaram Finance Annual Data

Trend

Mar17

Mar18

Mar19

Mar20

Mar21

Mar22

Mar23

Mar24

Mar25

Mar26

Dividend Payout Ratio

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0.15

0.18

0.21

0.18

0.20

Sundaram Finance Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
Dividend Payout Ratio	Get a 7-Day Free Trial															0.28	0.00	0.47	0.00	0.32

NSE:SUNDARMFIN vs V, MA, AXP: Dividend Payout Ratio Comparison

For the Credit Services subindustry, Sundaram Finance's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Sundaram Finance Dividend Payout Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Sundaram Finance's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Sundaram Finance's Dividend Payout Ratio falls into.

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67GF Score

Sundaram Finance Ltd NSE:SUNDARMFIN

Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.

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Sundaram Finance Dividend Payout Ratio Calculation

Sundaram Finance's Dividend Payout Ratio for the fiscal year that ended in Mar. 2026 is calculated as

Dividend Payout Ratio	=	Dividends per Share (A: Mar. 2026 )	/	EPS without NRI (A: Mar. 2026 )
	=	37	/	186.807
	=	0.20

Sundaram Finance's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio	=	Dividends per Share (Q: Mar. 2026 )	/	EPS without NRI (Q: Mar. 2026 )
	=	16	/	50.282
	=	0.32

Frequently Asked Questions Learn more about Dividend Payout Ratio →

What does a Dividend Payout Ratio of 0.32 mean?

Sundaram Finance (NSE:SUNDARMFIN) has a Dividend Payout Ratio of 0.32 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Sundaram Finance and its competitors. This is 78% above median its historical median of 0.18. Over the past decade, Sundaram Finance's Dividend Payout Ratio has ranged from 0.10 to 0.25. According to the industry distribution chart, Sundaram Finance ranks #66 out of 194 companies in the Credit Services industry, placing it in the top 34%.

Is Sundaram Finance's Dividend Payout Ratio too high?

Sundaram Finance's current Dividend Payout Ratio of 0.32 is 78% above median its 10-year median of 0.18. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 0.25. The Credit Services industry median Dividend Payout Ratio is 0.32. Sundaram Finance's value of 0.32 is 0% at this industry median. Based on the distribution chart, Sundaram Finance ranks #66 out of 194 companies in the Credit Services industry, which is above the industry midpoint. Overall, Sundaram Finance has a GF Score™ of 67/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.

How does Sundaram Finance's Dividend Payout Ratio compare to V and MA?

According to the Credit Services industry distribution chart, Sundaram Finance ranks #66 out of 194 companies for Dividend Payout Ratio. This puts Sundaram Finance in the upper half of its industry. The industry median Dividend Payout Ratio is 0.32. Sundaram Finance's value of 0.32 is 0% at this benchmark. Historically, Sundaram Finance's own Dividend Payout Ratio has ranged from 0.10 to 0.25 over the past decade. While the company's 10-year median is 0.18 vs. the industry median of 0.32, Sundaram Finance has consistently been at the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Dividend Payout Ratio for a Credit Services company?

The median Dividend Payout Ratio among Credit Services companies is 0.32, based on 194 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sundaram Finance's current Dividend Payout Ratio of 0.32 is 0% at the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Dividend Payout Ratio mean?

A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Sundaram Finance and its competitors. For the Credit Services industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sundaram Finance's current Dividend Payout Ratio is 0.32, which is 78% above median its own 10-year median of 0.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Sundaram Finance stock overvalued right now?

Based on GuruFocus' analysis, Sundaram Finance (NSE:SUNDARMFIN) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹5,787.74, compared to a current price of ₹4,574.90 — trading 21% below its estimated fair value. The current Dividend Payout Ratio is 0.32, which is 78% above median its 10-year median of 0.18 and 0% at the Credit Services industry median of 0.32. Sundaram Finance's overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Dividend Payout Ratio calculated?

Dividend Payout Ratio is calculated from a company's financial statements. For Sundaram Finance (NSE:SUNDARMFIN), the current Dividend Payout Ratio is 0.32 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sundaram Finance (NSE:SUNDARMFIN) Overvalued in 2026?

Based on GuruFocus' analysis, Sundaram Finance stock appears to be undervalued. The current stock price of ₹4,574.90 is trading 21% below its estimated GF Value™ of ₹5,787.74. GuruFocus considers Sundaram Finance to be Modestly Undervalued.

Key valuation signals for NSE:SUNDARMFIN:

Dividend Payout Ratio: 0.32 (78% above median its 10-year median of 0.18)
GF Value™: ₹5,787.74 vs. price of ₹4,574.90 (21% below fair value)
GF Score™: 67/100 with 2 warning signs
Industry Position: 0% at the Credit Services median (#66 of 194)

No single metric tells the full story. See the NSE:SUNDARMFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sundaram Finance Business Description

Industry Financial Services Credit Services

Comparable Companies BOM:544597 NSE:M&MFIN BOM:543066 NSE:HUDCO BOM:544429 BOM:524000 BOM:544026 BOM:504973 BOM:531213 BOM:533519 V MA AXP COF BOM:500034 PYPL AFRM SYF NSE:SHRIRAMFIN SOFI

Other Exchanges 590071:India

Address 21, Patullos Road, Chennai, TN, IND, 600 002

Website https://www.sundaramfinance.in

Sundaram Finance Ltd is a nonbanking finance company operating in India. The company provides various financial products and services, including commercial vehicle finance, car finance, farm equipment finance, construction equipment finance, and fleet cards. Through its subsidiaries, the company has a diversified presence in insurance, mutual funds, housing finance, business process outsourcing, information technology services, and retail distribution of various financial services and products. The company's business segments include Asset Financing, which derives key revenue, and Other operations.

67GF Score

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Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹4,574.90

Price

₹5,787.74

GF Value

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