Sundaram Finance (NSE:SUNDARMFIN) Cyclically Adjusted PS Ratio: (As of Aug. 05, 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:SUNDARMFIN Sundaram Finance Ltd NSE:SUNDARMFIN
64 GF Score
Price ₹4,736.00
GF Value ₹5,823.62
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Sundaram Finance Cyclically Adjusted PS Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Sundaram Finance  (NSE:SUNDARMFIN) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Sundaram Finance Cyclically Adjusted PS Ratio Related Terms


Sundaram Finance Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Sundaram Finance's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sundaram Finance Cyclically Adjusted PS Ratio Chart

Sundaram Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 15.62 13.51

Sundaram Finance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.18 14.24 16.68 13.51 0.00

NSE:SUNDARMFIN vs V, MA, AXP: Cyclically Adjusted PS Ratio Comparison

For the Credit Services subindustry, Sundaram Finance's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sundaram Finance Cyclically Adjusted PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Sundaram Finance's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Sundaram Finance's Cyclically Adjusted PS Ratio falls into.


NSE:SUNDARMFIN
64GF Score
Sundaram Finance Ltd NSE:SUNDARMFIN
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Sundaram Finance Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Sundaram Finance's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Sundaram Finance's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=123.629/166.1454*166.1454
=123.629

Current CPI (Jun. 2026) = 166.1454.

Sundaram Finance Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201203 0.000 76.889 0.000
201303 0.000 85.687 0.000
201403 0.000 91.425 0.000
201503 0.000 97.163 0.000
201603 0.000 102.518 0.000
201703 0.000 105.196 0.000
201803 0.000 109.786 0.000
201806 120.225 111.317 179.442
201809 141.475 115.142 204.143
201812 131.626 115.142 189.931
201903 -242.888 118.202 -341.404
201906 42.129 120.880 57.905
201909 44.200 123.175 59.619
201912 54.137 126.235 71.253
202003 53.638 124.705 71.462
202006 50.813 127.000 66.475
202009 54.759 130.118 69.921
202012 63.991 130.889 81.228
202103 60.247 131.771 75.964
202106 59.002 134.084 73.110
202109 66.241 135.847 81.015
202112 64.900 138.161 78.046
202203 62.350 138.822 74.622
202206 62.389 142.347 72.819
202209 64.918 144.661 74.559
202212 68.516 145.763 78.097
202303 72.258 146.865 81.744
202306 73.453 150.280 81.208
202309 77.506 151.492 85.003
202312 80.142 152.924 87.071
202403 98.062 153.035 106.463
202406 85.423 155.789 91.102
202409 91.616 157.882 96.411
202412 98.552 158.323 103.421
202503 104.962 157.552 110.687
202506 104.758 159.755 108.948
202509 106.532 162.289 109.063
202512 115.617 163.281 117.645
202603 121.738 164.272 123.126
202606 123.629 166.145 123.629

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Sundaram Finance (NSE:SUNDARMFIN) Overvalued in 2026?

Based on GuruFocus' analysis, Sundaram Finance stock appears to be undervalued. The current stock price of ₹4,736.00 is trading 18.7% below its estimated GF Value™ of ₹5,823.62. GuruFocus considers Sundaram Finance to be Modestly Undervalued.

Key valuation signals for NSE:SUNDARMFIN:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: ₹5,823.62 vs. price of ₹4,736.00 (18.7% below fair value)
  • GF Score™: 64/100 with 2 warning signs

No single metric tells the full story. See the NSE:SUNDARMFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sundaram Finance Business Description

Other Exchanges 590071:India
Address 21, Patullos Road, Chennai, TN, IND, 600 002
Sundaram Finance Ltd is a nonbanking finance company operating in India. The company provides various financial products and services, including commercial vehicle finance, car finance, farm equipment finance, construction equipment finance, and fleet cards. Through its subsidiaries, the company has a diversified presence in insurance, mutual funds, housing finance, business process outsourcing, information technology services, and retail distribution of various financial services and products. The company's business segments include Asset Financing, which derives key revenue, and Other operations.
64GF Score

Get the complete analysis for NSE:SUNDARMFIN

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹4,736.00
Price
₹5,823.62
GF Value