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Sundaram FinanceNSE:SUNDARMFIN -1.66%64 Cyclically Adjusted PS Ratio is 13.44 as of Aug. 15, 2026, which is 14% below its 10-year median of 15.59. GuruFocus rates NSE:SUNDARMFIN with a GF Score™ of 64/100 and a GF Value™ of ₹5,860.34 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 423 Credit Services companies, Sundaram Finance ranks worse than 86.05% on this metric.
The historical rank and industry rank for Sundaram Finance's Cyclically Adjusted PS Ratio or its related term are showing as below:
NSE:SUNDARMFIN'
s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 12.68 Med: 15.59 Max: 18.73
Current: 13.37
During the past years, Sundaram Finance's highest Cyclically Adjusted PS Ratio was 18.73. The lowest was 12.68. And the median was 15.59.
NSE:SUNDARMFIN's Cyclically Adjusted PS Ratio is ranked worse than 86.05% of 423
companies
in the Credit Services industry
Industry Median: 3.09
vs NSE:SUNDARMFIN: 13.37
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.
Sundaram Finance's adjusted revenue per share data for the three months ended in Jun. 2026 was ₹123.629. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ₹332.57 for the trailing ten years ended in Jun. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Sundaram Finance (NSE:SUNDARMFIN) Cyclically Adjusted PS Ratio Explanation
Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.
Sundaram Finance Cyclically Adjusted PS Ratio Related Terms
Sundaram Finance Cyclically Adjusted PS Ratio Historical Data
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The historical data trend for Sundaram Finance's Cyclically Adjusted PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sundaram Finance Cyclically Adjusted PS Ratio Chart
NSE:SUNDARMFIN vs V, MA, AXP: Cyclically Adjusted PS Ratio Comparison
For the Credit Services subindustry, Sundaram Finance's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sundaram Finance Cyclically Adjusted PS Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Sundaram Finance's Cyclically Adjusted PS Ratio distribution charts can be found below:
* The bar in red indicates where Sundaram Finance's Cyclically Adjusted PS Ratio falls into.
Sundaram Finance Cyclically Adjusted PS Ratio Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.
Sundaram Finance's Cyclically Adjusted PS Ratio for today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted PS Ratio of 13.44 mean?
Sundaram Finance (NSE:SUNDARMFIN) has a Cyclically Adjusted PS Ratio of 13.44 as of Aug. 15, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Sundaram Finance and its competitors. This is 14% below median its historical median of 15.59. Over the past decade, Sundaram Finance's Cyclically Adjusted PS Ratio has ranged from 12.68 to 18.73. According to the industry distribution chart, Sundaram Finance ranks #364 out of 423 companies in the Credit Services industry, placing it in the top 86.1%.
Is Sundaram Finance's Cyclically Adjusted PS Ratio too high?
Sundaram Finance's current Cyclically Adjusted PS Ratio of 13.44 is 14% below median its 10-year median of 15.59. Over the past 10 years, this metric has ranged from a low of 12.68 to a high of 18.73. The Credit Services industry median Cyclically Adjusted PS Ratio is 3.09. Sundaram Finance's value of 13.44 is 335% above this industry median. Based on the distribution chart, Sundaram Finance ranks #364 out of 423 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Sundaram Finance has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Sundaram Finance's Cyclically Adjusted PS Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Sundaram Finance ranks #364 out of 423 companies for Cyclically Adjusted PS Ratio. This places Sundaram Finance in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.09. Sundaram Finance's value of 13.44 is 335% above this benchmark. Historically, Sundaram Finance's own Cyclically Adjusted PS Ratio has ranged from 12.68 to 18.73 over the past decade. While the company's 10-year median is 15.59 vs. the industry median of 3.09, Sundaram Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Credit Services company?
The median Cyclically Adjusted PS Ratio among Credit Services companies is 3.09, based on 423 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sundaram Finance's current Cyclically Adjusted PS Ratio of 13.44 is 335% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Sundaram Finance and its competitors. For the Credit Services industry, the median Cyclically Adjusted PS Ratio is 3.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sundaram Finance's current Cyclically Adjusted PS Ratio is 13.44, which is 14% below median its own 10-year median of 15.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sundaram Finance stock overvalued right now?
Based on GuruFocus' analysis, Sundaram Finance (NSE:SUNDARMFIN) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹5,860.34, compared to a current price of ₹4,470.50 — trading 23.7% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 13.44, which is 14% below median its 10-year median of 15.59 and 335% above the Credit Services industry median of 3.09. Sundaram Finance's overall GF Score™ is 64/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Sundaram Finance (NSE:SUNDARMFIN), the current Cyclically Adjusted PS Ratio is 13.44 as of Aug. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sundaram Finance (NSE:SUNDARMFIN) Overvalued in 2026?
Based on GuruFocus' analysis, Sundaram Finance stock appears to be undervalued.
The current stock price of ₹4,470.50 is trading 23.7% below its estimated GF Value™ of ₹5,860.34.
GuruFocus considers Sundaram Finance to be Modestly Undervalued.
Key valuation signals for NSE:SUNDARMFIN:
Cyclically Adjusted PS Ratio: 13.44 (14% below median its 10-year median of 15.59)
GF Value™: ₹5,860.34 vs. price of ₹4,470.50 (23.7% below fair value)
Industry Position: 335% above the Credit Services median (#364 of 423)
No single metric tells the full story. See the NSE:SUNDARMFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sundaram Finance Ltd is a nonbanking finance company operating in India. The company provides various financial products and services, including commercial vehicle finance, car finance, farm equipment finance, construction equipment finance, and fleet cards. Through its subsidiaries, the company has a diversified presence in insurance, mutual funds, housing finance, business process outsourcing, information technology services, and retail distribution of various financial services and products. The company's business segments include Asset Financing, which derives key revenue, and Other operations.
64GF Score
Get the complete analysis for NSE:SUNDARMFIN
Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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