Sundaram Finance (NSE:SUNDARMFIN) E10: ₹147.98 (As of Jun. 2026)

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NSE:SUNDARMFIN Sundaram Finance Ltd NSE:SUNDARMFIN
64 GF Score
Price ₹4,470.50
GF Value ₹5,866.05
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is Sundaram Finance E10?

Sundaram Finance NSE:SUNDARMFIN -1.66% 64 E10 is ₹147.98 as of Jun. 2026. GuruFocus rates NSE:SUNDARMFIN with a GF Score™ of 64/100 and a GF Value™ of ₹5,866.05 (Modestly Undervalued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Sundaram Finance's adjusted earnings per share data for the three months ended in Jun. 2026 was ₹57.710. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ₹147.98 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Sundaram Finance's average E10 Growth Rate was 9.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-08-17), Sundaram Finance's current stock price is ₹4470.50. Sundaram Finance's E10 for the quarter that ended in Jun. 2026 was ₹147.98. Sundaram Finance's Shiller PE Ratio of today is 30.21.

During the past 13 years, the highest Shiller PE Ratio of Sundaram Finance was 41.65. The lowest was 28.56. And the median was 34.87.


Sundaram Finance  (NSE:SUNDARMFIN) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Sundaram Finance's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=4470.50/147.98
=30.21

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Sundaram Finance was 41.65. The lowest was 28.56. And the median was 34.87.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Sundaram Finance E10 Related Terms


Sundaram Finance E10 Historical Data

* Premium members only.

The historical data trend for Sundaram Finance's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sundaram Finance E10 Chart

Sundaram Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 131.69 143.75

Sundaram Finance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 134.87 138.35 141.05 143.75 147.98

NSE:SUNDARMFIN vs V, MA, AXP: E10 Comparison

For the Credit Services subindustry, Sundaram Finance's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sundaram Finance Shiller PE Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Sundaram Finance's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Sundaram Finance's Shiller PE Ratio falls into.


NSE:SUNDARMFIN
64GF Score
Sundaram Finance Ltd NSE:SUNDARMFIN
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sundaram Finance E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Sundaram Finance's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=57.71/167.3573*167.3573
=57.710

Current CPI (Jun. 2026) = 167.3573.

Sundaram Finance Quarterly Data

per share eps CPI Adj_EPS
201203 0.000 76.889 0.000
201303 0.000 85.687 0.000
201403 0.000 91.425 0.000
201503 0.000 97.163 0.000
201603 0.000 102.518 0.000
201703 0.000 105.196 0.000
201803 0.000 109.786 0.000
201806 16.480 111.317 24.777
201809 16.970 115.142 24.666
201812 19.380 115.142 28.169
201903 52.570 118.202 74.432
201906 15.440 120.880 21.377
201909 16.980 123.175 23.071
201912 21.670 126.235 28.729
202003 17.760 124.705 23.834
202006 24.440 127.000 32.206
202009 25.690 130.118 33.042
202012 31.060 130.889 39.714
202103 24.550 131.771 31.180
202106 25.910 134.084 32.340
202109 23.510 135.847 28.963
202112 26.210 138.161 31.749
202203 30.850 138.822 37.191
202206 22.290 142.347 26.206
202209 27.780 144.661 32.138
202212 30.200 145.763 34.674
202303 40.220 146.865 45.832
202306 34.050 150.280 37.919
202309 33.160 151.492 36.633
202312 38.790 152.924 42.451
202403 24.310 153.035 26.585
202406 39.460 155.789 42.390
202409 39.570 157.882 41.945
202412 41.330 158.323 43.688
202503 50.174 157.552 53.297
202506 43.120 159.755 45.172
202509 44.290 162.289 45.673
202512 49.120 163.281 50.346
202603 50.280 164.272 51.224
202606 57.710 167.357 57.710

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ₹147.98 mean?
Sundaram Finance (NSE:SUNDARMFIN) has a E10 of ₹147.98 as of Jun. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Sundaram Finance and its competitors.
Is Sundaram Finance's E10 too high?
Sundaram Finance's current E10 is ₹147.98. Overall, Sundaram Finance has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Sundaram Finance's E10 compare to V and MA?
Sundaram Finance's E10 of ₹147.98 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Credit Services company?
A good E10 depends on the Credit Services industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Sundaram Finance and its competitors. Sundaram Finance's current E10 is ₹147.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sundaram Finance stock overvalued right now?
Based on GuruFocus' analysis, Sundaram Finance (NSE:SUNDARMFIN) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹5,866.05, compared to a current price of ₹4,470.50 — trading 23.8% below its estimated fair value. The current E10 is ₹147.98. Sundaram Finance's overall GF Score™ is 64/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Sundaram Finance (NSE:SUNDARMFIN), the current E10 is ₹147.98 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sundaram Finance (NSE:SUNDARMFIN) Overvalued in 2026?

Based on GuruFocus' analysis, Sundaram Finance stock appears to be undervalued. The current stock price of ₹4,470.50 is trading 23.8% below its estimated GF Value™ of ₹5,866.05. GuruFocus considers Sundaram Finance to be Modestly Undervalued.

Key valuation signals for NSE:SUNDARMFIN:

  • E10: ₹147.98
  • GF Value™: ₹5,866.05 vs. price of ₹4,470.50 (23.8% below fair value)
  • GF Score™: 64/100 with 2 warning signs

No single metric tells the full story. See the NSE:SUNDARMFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sundaram Finance Business Description

Other Exchanges 590071:India
Address 21, Patullos Road, Chennai, TN, IND, 600 002
Sundaram Finance Ltd is a nonbanking finance company operating in India. The company provides various financial products and services, including commercial vehicle finance, car finance, farm equipment finance, construction equipment finance, and fleet cards. Through its subsidiaries, the company has a diversified presence in insurance, mutual funds, housing finance, business process outsourcing, information technology services, and retail distribution of various financial services and products. The company's business segments include Asset Financing, which derives key revenue, and Other operations.
64GF Score

Get the complete analysis for NSE:SUNDARMFIN

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹4,470.50
Price
₹5,866.05
GF Value