LHV Group AS (STU:ASU0) Dividend Payout Ratio: 2.43 (As of Jun. 2026) — 1057% Above Median

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STU:ASU0 LHV Group AS STU:ASU0
78 GF Score
Price €3.23
GF Value €3.28
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is LHV Group AS Dividend Payout Ratio?

LHV Group AS STU:ASU0 -0.46% 78 Dividend Payout Ratio is 2.43 as of Jun. 2026, which is 1057% above its 10-year median of 0.21. GuruFocus rates STU:ASU0 with a GF Score™ of 78/100 and a GF Value™ of €3.28 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,173 Banks companies, LHV Group AS ranks worse than 84.06% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. LHV Group AS's Dividend Payout Ratio for the months ended in Jun. 2026 was 2.43.

The historical rank and industry rank for LHV Group AS's Dividend Payout Ratio or its related term are showing as below:

STU:ASU0' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.09   Med: 0.21   Max: 0.57
Current: 0.57

During the past 13 years, the highest Dividend Payout Ratio of LHV Group AS was 0.57. The lowest was 0.09. And the median was 0.21.

STU:ASU0's Dividend Payout Ratio is ranked worse than
84.06% of 1173 companies
in the Banks industry
Industry Median: 0.32 vs STU:ASU0: 0.57

As of today (2026-08-22), the Dividend Yield % of LHV Group AS is 5.26%.

During the past 13 years, the highest Trailing Annual Dividend Yield of LHV Group AS was 5.26%. The lowest was 0.61%. And the median was 1.45%.

LHV Group AS's Dividends per Share for the months ended in Jun. 2026 was €0.17.

During the past 12 months, LHV Group AS's average Dividends Per Share Growth Rate was 88.90% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 31.00% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 42.00% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of LHV Group AS was 64.90% per year. The lowest was 8.20% per year. And the median was 26.10% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

LHV Group AS (STU:ASU0) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

LHV Group AS Dividend Payout Ratio Related Terms

LHV Group AS Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for LHV Group AS's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

LHV Group AS Dividend Payout Ratio Chart

LHV Group AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.15 0.21 0.09 0.29 0.27

LHV Group AS Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.00 0.00 0.00 0.00 2.43

STU:ASU0 vs PNC, USB: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, LHV Group AS's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

LHV Group AS Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, LHV Group AS's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where LHV Group AS's Dividend Payout Ratio falls into.


STU:ASU0
78GF Score
LHV Group AS STU:ASU0
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

LHV Group AS Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

LHV Group AS's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=0.09/ 0.34
=0.26

LHV Group AS's Dividend Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Jun. 2026 )/ EPS without NRI (Q: Jun. 2026 )
=0.17/ 0.07
=2.43

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 2.43 mean?
LHV Group AS (STU:ASU0) has a Dividend Payout Ratio of 2.43 as of Jun. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on LHV Group AS and its competitors. This is 1057% above median its historical median of 0.21. Over the past decade, LHV Group AS's Dividend Payout Ratio has ranged from 0.09 to 0.57. According to the industry distribution chart, LHV Group AS ranks #986 out of 1173 companies in the Banks industry, placing it in the top 84.1%.
Is LHV Group AS's Dividend Payout Ratio too high?
LHV Group AS's current Dividend Payout Ratio of 2.43 is 1057% above median its 10-year median of 0.21. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 0.57. The Banks industry median Dividend Payout Ratio is 0.32. LHV Group AS's value of 2.43 is 659.4% above this industry median. Based on the distribution chart, LHV Group AS ranks #986 out of 1173 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, LHV Group AS has a GF Score™ of 78/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does LHV Group AS's Dividend Payout Ratio compare to PNC and USB?
According to the Banks industry distribution chart, LHV Group AS ranks #986 out of 1173 companies for Dividend Payout Ratio. This places LHV Group AS in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. LHV Group AS's value of 2.43 is 659.4% above this benchmark. Historically, LHV Group AS's own Dividend Payout Ratio has ranged from 0.09 to 0.57 over the past decade. While the company's 10-year median is 0.21 vs. the industry median of 0.32, LHV Group AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,173 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. LHV Group AS's current Dividend Payout Ratio of 2.43 is 659.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on LHV Group AS and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LHV Group AS's current Dividend Payout Ratio is 2.43, which is 1057% above median its own 10-year median of 0.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LHV Group AS stock overvalued right now?
Based on GuruFocus' analysis, LHV Group AS (STU:ASU0) is currently considered Fairly Valued. The stock's GF Value™ is €3.28, compared to a current price of €3.23 — trading 1.5% below its estimated fair value. The current Dividend Payout Ratio is 2.43, which is 1057% above median its 10-year median of 0.21 and 659.4% above the Banks industry median of 0.32. LHV Group AS's overall GF Score™ is 78/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For LHV Group AS (STU:ASU0), the current Dividend Payout Ratio is 2.43 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is LHV Group AS (STU:ASU0) Overvalued in 2026?

Based on GuruFocus' analysis, LHV Group AS stock appears to be undervalued. The current stock price of €3.23 is trading 1.5% below its estimated GF Value™ of €3.28. GuruFocus considers LHV Group AS to be Fairly Valued.

Key valuation signals for STU:ASU0:

  • Dividend Payout Ratio: 2.43 (1057% above median its 10-year median of 0.21)
  • GF Value™: €3.28 vs. price of €3.23 (1.5% below fair value)
  • GF Score™: 78/100 with 4 warning signs
  • Industry Position: 659.4% above the Banks median (#986 of 1173)

No single metric tells the full story. See the STU:ASU0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

LHV Group AS Business Description

Other Exchanges 0RIR:UKLHV1T:Estonia
Address Tartu mnt 2, Tallinn, EST, 10145
LHV Group AS operates as a holding company. The Group provides a wide range of financial services, including banking, investment and asset management, insurance, and other financial services in Estonia and the United Kingdom. It operates through its subsidiaries: LHV Pank, LHV Bank, LHV Varahaldus, LHV Kindlustus, and Other. The LHV Pank segment, contributes the maximum share of the Group's revenue, includes retail and corporate banking services in Estonia, offering loans, payment solution, investment, and savings products. LHV Bank offers banking services to financial intermediaries and fintech companies, SME lending, and retail banking in the United Kingdom. LHV Varahaldus is engaged in pension fund and asset management. LHV Kindlustus offers a range of non-life insurance products.
78GF Score

Get the complete analysis for STU:ASU0

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.23
Price
€3.28
GF Value