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Shinkin Central BankTSE:8421 54 Dividend Payout Ratio is 14.17 as of Mar. 2026, which is 957% above its 10-year median of 1.34. GuruFocus rates TSE:8421 with a GF Score™ of 54/100 and a GF Value™ of 円169,135.34 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,170 Banks companies, Shinkin Central Bank ranks worse than 98.46% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Shinkin Central Bank's Dividend Payout Ratio for the
months ended in Mar. 2026 was 14.17.
Warning Sign:
If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Shinkin Central Bank is 1.46, which seems too high.
The historical rank and industry rank for Shinkin Central Bank's Dividend Payout Ratio or its related term are showing as below:
TSE:8421'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 1 Med: 1.34 Max: 1.79
Current: 1.46
During the past 13 years, the highest Dividend Payout Ratio of Shinkin Central Bank was 1.79. The lowest was 1.00. And the median was 1.34.
TSE:8421's Dividend Payout Ratio is ranked worse than 98.46% of 1170
companies
in the Banks industry
Industry Median: 0.32
vs TSE:8421: 1.46
During the past 13 years, the highest Trailing Annual Dividend Yield of Shinkin Central Bank was 3.53%. The lowest was 2.35%. And the median was 2.73%.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Shinkin Central Bank (TSE:8421) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Shinkin Central Bank Dividend Payout Ratio Related Terms
Shinkin Central Bank Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for Shinkin Central Bank's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Shinkin Central Bank Dividend Payout Ratio Competitor Comparison
For the Banks - Regional subindustry, Shinkin Central Bank's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Shinkin Central Bank Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Shinkin Central Bank's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Shinkin Central Bank's Dividend Payout Ratio falls into.
Shinkin Central Bank Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Shinkin Central Bank's Dividend Payout Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Shinkin Central Bank (TSE:8421) has a Dividend Payout Ratio of 14.17 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Shinkin Central Bank and its competitors. This is 957% above median its historical median of 1.34. Over the past decade, Shinkin Central Bank's Dividend Payout Ratio has ranged from 1.00 to 1.79. According to the industry distribution chart, Shinkin Central Bank ranks #1152 out of 1170 companies in the Banks industry, placing it in the top 98.5%.
Is Shinkin Central Bank's Dividend Payout Ratio too high?
Shinkin Central Bank's current Dividend Payout Ratio of 14.17 is 957% above median its 10-year median of 1.34. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 1.79. The Banks industry median Dividend Payout Ratio is 0.32. Shinkin Central Bank's value of 14.17 is 4328.1% above this industry median. Based on the distribution chart, Shinkin Central Bank ranks #1152 out of 1170 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Shinkin Central Bank has a GF Score™ of 54/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Shinkin Central Bank's Dividend Payout Ratio compare to competitors?
According to the Banks industry distribution chart, Shinkin Central Bank ranks #1152 out of 1170 companies for Dividend Payout Ratio. This places Shinkin Central Bank in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Shinkin Central Bank's value of 14.17 is 4328.1% above this benchmark. Historically, Shinkin Central Bank's own Dividend Payout Ratio has ranged from 1.00 to 1.79 over the past decade. While the company's 10-year median is 1.34 vs. the industry median of 0.32, Shinkin Central Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,170 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Shinkin Central Bank's current Dividend Payout Ratio of 14.17 is 4328.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Shinkin Central Bank and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Shinkin Central Bank's current Dividend Payout Ratio is 14.17, which is 957% above median its own 10-year median of 1.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shinkin Central Bank stock overvalued right now?
Based on GuruFocus' analysis, Shinkin Central Bank (TSE:8421) is currently considered Fairly Valued. The stock's GF Value™ is 円169,135.34, compared to a current price of 円185,600.00 — trading 9.7% above its estimated fair value. The current Dividend Payout Ratio is 14.17, which is 957% above median its 10-year median of 1.34 and 4328.1% above the Banks industry median of 0.32. Shinkin Central Bank's overall GF Score™ is 54/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Shinkin Central Bank (TSE:8421), the current Dividend Payout Ratio is 14.17 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Shinkin Central Bank (TSE:8421) Overvalued in 2026?
Based on GuruFocus' analysis, Shinkin Central Bank stock appears to be overvalued.
The current stock price of 円185,600.00 is trading 9.7% above its estimated GF Value™ of 円169,135.34.
GuruFocus considers Shinkin Central Bank to be Fairly Valued.
Key valuation signals for TSE:8421:
Dividend Payout Ratio: 14.17 (957% above median its 10-year median of 1.34)
GF Value™: 円169,135.34 vs. price of 円185,600.00 (9.7% above fair value)
Industry Position: 4328.1% above the Banks median (#1152 of 1170)
No single metric tells the full story. See the TSE:8421 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Shinkin Central Bank provides various financial products and services, including deposit, bond, financing, market operation, securities, and settlement, as well as business support and function supplement for cooperative banks. It uses the funds deposited from Shinkin banks throughout Japan to invest in marketable securities in the financial markets in Japan and overseas. It provides loans to operating companies.
54GF Score
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