Shinkin Central Bank (TSE:8421) ROC %: % (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:8421 Shinkin Central Bank TSE:8421
54 GF Score
Price 円185,600.00
GF Value 円169,135.34
Valuation Fairly Valued
! 4 Warning Signs
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What is Shinkin Central Bank ROC %?

Shinkin Central Bank TSE:8421 54 ROC % is % as of Mar. 2026. GuruFocus rates TSE:8421 with a GF Score™ of 54/100 and a GF Value™ of 円169,135.34 (Fairly Valued). The stock has 4 warning signs investors should review.

ROC %does not apply to banks.

TSE:8421
54GF Score
Shinkin Central Bank TSE:8421
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Shinkin Central Bank (TSE:8421) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Shinkin Central Bank and its competitors.
Is Shinkin Central Bank's ROC % too high?
Shinkin Central Bank's current ROC % is %. Overall, Shinkin Central Bank has a GF Score™ of 54/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Shinkin Central Bank's ROC % compare to competitors?
Shinkin Central Bank's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.85. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.85, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Shinkin Central Bank and its competitors. For the Banks industry, the median ROC % is 1.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Shinkin Central Bank's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shinkin Central Bank stock overvalued right now?
Based on GuruFocus' analysis, Shinkin Central Bank (TSE:8421) is currently considered Fairly Valued. The stock's GF Value™ is 円169,135.34, compared to a current price of 円185,600.00 — trading 9.7% above its estimated fair value. The current ROC % is %. Shinkin Central Bank's overall GF Score™ is 54/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Shinkin Central Bank (TSE:8421), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Shinkin Central Bank (TSE:8421) Overvalued in 2026?

Based on GuruFocus' analysis, Shinkin Central Bank stock appears to be overvalued. The current stock price of 円185,600.00 is trading 9.7% above its estimated GF Value™ of 円169,135.34. GuruFocus considers Shinkin Central Bank to be Fairly Valued.

Key valuation signals for TSE:8421:

  • ROC %: %
  • GF Value™: 円169,135.34 vs. price of 円185,600.00 (9.7% above fair value)
  • GF Score™: 54/100 with 4 warning signs

No single metric tells the full story. See the TSE:8421 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Shinkin Central Bank Business Description

Address 3-7, Yaesu 1-chome, Chuo-ku, Tokyo, JPN, 103-0028
Shinkin Central Bank provides various financial products and services, including deposit, bond, financing, market operation, securities, and settlement, as well as business support and function supplement for cooperative banks. It uses the funds deposited from Shinkin banks throughout Japan to invest in marketable securities in the financial markets in Japan and overseas. It provides loans to operating companies.
54GF Score

Get the complete analysis for TSE:8421

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円185,600.00
Price
円169,135.34
GF Value