Shinkin Central Bank (TSE:8421) Scaled Net Operating Assets: -0.06 (As of Mar. 2026)

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TSE:8421 Shinkin Central Bank TSE:8421
54 GF Score
Price 円185,600.00
GF Value 円169,135.34
Valuation Fairly Valued
! 4 Warning Signs
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What is Shinkin Central Bank Scaled Net Operating Assets?

Shinkin Central Bank TSE:8421 54 Scaled Net Operating Assets is -0.06 as of Mar. 2026. GuruFocus rates TSE:8421 with a GF Score™ of 54/100 and a GF Value™ of 円169,135.34 (Fairly Valued). The stock has 4 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Shinkin Central Bank's operating assets for the quarter that ended in Mar. 2026 was 円33,966,156 Mil. Shinkin Central Bank's operating liabilities for the quarter that ended in Mar. 2026 was 円36,917,906 Mil. Shinkin Central Bank's Total Assets for the quarter that ended in Dec. 2025 was 円47,510,997 Mil. Therefore, Shinkin Central Bank's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was -0.06.

TSE:8421
54GF Score
Shinkin Central Bank TSE:8421
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Shinkin Central Bank Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Shinkin Central Bank's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(A: Mar. 2026 )
=(Operating Assets (A: Mar. 2026 )-Operating Liabilities (A: Mar. 2026 ))/Total Assets (A: Mar. 2025 )
=(33966156-36917906)/48238888
=-0.06

where

Operating Assets(A: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=46866489 - 12900333
=33966156

Operating Liabilities(A: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=45228772 - 8310866 - 0
=36917906

Shinkin Central Bank's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(33966156-36917906)/47510997
=-0.06

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=46866489 - 12900333
=33966156

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=45228772 - 8310866 - 0
=36917906

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.06 mean?
Shinkin Central Bank (TSE:8421) has a Scaled Net Operating Assets of -0.06 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Shinkin Central Bank and its competitors.
Is Shinkin Central Bank's Scaled Net Operating Assets too high?
Shinkin Central Bank's current Scaled Net Operating Assets is -0.06. Overall, Shinkin Central Bank has a GF Score™ of 54/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Shinkin Central Bank's Scaled Net Operating Assets compare to competitors?
Shinkin Central Bank's Scaled Net Operating Assets of -0.06 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Shinkin Central Bank and its competitors. Shinkin Central Bank's current Scaled Net Operating Assets is -0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shinkin Central Bank stock overvalued right now?
Based on GuruFocus' analysis, Shinkin Central Bank (TSE:8421) is currently considered Fairly Valued. The stock's GF Value™ is 円169,135.34, compared to a current price of 円185,600.00 — trading 9.7% above its estimated fair value. The current Scaled Net Operating Assets is -0.06. Shinkin Central Bank's overall GF Score™ is 54/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Shinkin Central Bank (TSE:8421), the current Scaled Net Operating Assets is -0.06 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Shinkin Central Bank (TSE:8421) Overvalued in 2026?

Based on GuruFocus' analysis, Shinkin Central Bank stock appears to be overvalued. The current stock price of 円185,600.00 is trading 9.7% above its estimated GF Value™ of 円169,135.34. GuruFocus considers Shinkin Central Bank to be Fairly Valued.

Key valuation signals for TSE:8421:

  • Scaled Net Operating Assets: -0.06
  • GF Value™: 円169,135.34 vs. price of 円185,600.00 (9.7% above fair value)
  • GF Score™: 54/100 with 4 warning signs

No single metric tells the full story. See the TSE:8421 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Shinkin Central Bank Business Description

Address 3-7, Yaesu 1-chome, Chuo-ku, Tokyo, JPN, 103-0028
Shinkin Central Bank provides various financial products and services, including deposit, bond, financing, market operation, securities, and settlement, as well as business support and function supplement for cooperative banks. It uses the funds deposited from Shinkin banks throughout Japan to invest in marketable securities in the financial markets in Japan and overseas. It provides loans to operating companies.
54GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円185,600.00
Price
円169,135.34
GF Value