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Japan Securities Finance Co Ltd stock PB Ratio (=1.4) is close to 10-year high of 1.42.
The historical rank and industry rank for Japan Securities Finance Co's PB Ratio or its related term are showing as below:
FRA:JSE'
s PB Ratio Range Over the Past 10 Years
Min: 0.28 Med: 0.55 Max: 1.42
Current: 1.41
During the past 13 years, Japan Securities Finance Co's highest PB Ratio was 1.42. The lowest was 0.28. And the median was 0.55.
FRA:JSE's PB Ratio is ranked worse than 60% of 525
companies
in the Credit Services industry
Industry Median: 1.06
vs FRA:JSE: 1.41
During the past 12 months, Japan Securities Finance Co's average Book Value Per Share Growth Rate was 4.10% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 2.50% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 2.80% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 1.60% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Japan Securities Finance Co was 5.40% per year. The lowest was -4.10% per year. And the median was 1.80% per year.
Back to Basics: PB Ratio
Japan Securities Finance Co (FRA:JSE) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Japan Securities Finance Co PB Ratio Related Terms
Japan Securities Finance Co PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Japan Securities Finance Co's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Japan Securities Finance Co PB Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Japan Securities Finance Co's PB Ratio distribution charts can be found below:
* The bar in red indicates where Japan Securities Finance Co's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Japan Securities Finance Co (FRA:JSE) has a PB Ratio of 1.40 as of Jul. 17, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Japan Securities Finance Co and its competitors. This is 155% above median its historical median of 0.55. Over the past decade, Japan Securities Finance Co's PB Ratio has ranged from 0.28 to 1.42. According to the industry distribution chart, Japan Securities Finance Co ranks #315 out of 525 companies in the Credit Services industry, placing it in the top 60%.
Is Japan Securities Finance Co's PB Ratio too high?
Japan Securities Finance Co's current PB Ratio of 1.40 is 155% above median its 10-year median of 0.55. Over the past 10 years, this metric has ranged from a low of 0.28 to a high of 1.42. The Credit Services industry median PB Ratio is 1.06. Japan Securities Finance Co's value of 1.40 is 32.1% above this industry median. Based on the distribution chart, Japan Securities Finance Co ranks #315 out of 525 companies in the Credit Services industry, which is below the industry midpoint. Overall, Japan Securities Finance Co has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does Japan Securities Finance Co's PB Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Japan Securities Finance Co ranks #315 out of 525 companies for PB Ratio. This places Japan Securities Finance Co in the lower half of its industry. The industry median PB Ratio is 1.06. Japan Securities Finance Co's value of 1.40 is 32.1% above this benchmark. Historically, Japan Securities Finance Co's own PB Ratio has ranged from 0.28 to 1.42 over the past decade. While the company's 10-year median is 0.55 vs. the industry median of 1.06, Japan Securities Finance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Credit Services company?
The median PB Ratio among Credit Services companies is 1.06, based on 525 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Japan Securities Finance Co's current PB Ratio of 1.40 is 32.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Japan Securities Finance Co and its competitors. For the Credit Services industry, the median PB Ratio is 1.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Japan Securities Finance Co's current PB Ratio is 1.40, which is 155% above median its own 10-year median of 0.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Japan Securities Finance Co stock overvalued right now?
Japan Securities Finance Co (FRA:JSE) has a current PB Ratio of 1.40. The stock's GF Value™ is €10.63, compared to a current price of €13.00 — trading 22.3% above its estimated fair value. The current PB Ratio is 1.40, which is 155% above median its 10-year median of 0.55 and 32.1% above the Credit Services industry median of 1.06. Japan Securities Finance Co's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Japan Securities Finance Co (FRA:JSE), the current PB Ratio is 1.40 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Japan Securities Finance Co (FRA:JSE) Overvalued in 2026?
Based on GuruFocus' analysis, Japan Securities Finance Co stock appears to be overvalued.
The current stock price of €13.00 is trading 22.3% above its estimated GF Value™ of €10.63.
Key valuation signals for FRA:JSE:
PB Ratio: 1.40 (155% above median its 10-year median of 0.55)
GF Value™: €10.63 vs. price of €13.00 (22.3% above fair value)
Industry Position: 32.1% above the Credit Services median (#315 of 525)
No single metric tells the full story. See the FRA:JSE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Japan Securities Finance Co Ltd operates in three business segments: Securities Finance, Trust Banking, and Real Estate Leasing. In the Securities Finance business, which makes up the vast majority of the company's total revenue, the company primarily provides loans for margin transactions where it earns revenue through fees and interest. The Securities Finance segment also earns fees through stock and bond lending and earns interest through bond financing and general loans. The Trust Banking business provides trust services, such as securities trust, and banking services, such as deposits and loans. The Real Estate Leasing business provides services for leasing and managing real estate. The company operates exclusively in Japan.
64GF Score
Get the complete analysis for FRA:JSE
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