ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Japan Securities Finance Co's annualizedNet Income for the quarter that ended in Mar. 2026 was €54.2 Mil.
Japan Securities Finance Co's average Total Assets over the quarter that ended in Mar. 2026 was €85,857.7 Mil. Therefore, Japan Securities Finance Co's annualized ROA % for the quarter that ended in Mar. 2026 was 0.06%.
The historical rank and industry rank for Japan Securities Finance Co's ROA % or its related term are showing as below:
FRA:JSE'
s ROA % Range Over the Past 10 Years
Min: 0.04 Med: 0.07 Max: 0.09
Current: 0.07
During the past 13 years, Japan Securities Finance Co's highest ROA % was 0.09%. The lowest was 0.04%. And the median was 0.07%.
FRA:JSE's ROA % is ranked worse than 74.91% of 546
companies
in the Credit Services industry
Industry Median: 1.915
vs FRA:JSE: 0.07
Japan Securities Finance Co (FRA:JSE) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Japan Securities Finance Co's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Japan Securities Finance Co ROA % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Japan Securities Finance Co's ROA % distribution charts can be found below:
* The bar in red indicates where Japan Securities Finance Co's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Japan Securities Finance Co (FRA:JSE) has a ROA % of 0.06% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Japan Securities Finance Co and its competitors. This is 14% below median its historical median of 0.07. Over the past decade, Japan Securities Finance Co's ROA % has ranged from 0.04 to 0.09. According to the industry distribution chart, Japan Securities Finance Co ranks #409 out of 546 companies in the Credit Services industry, placing it in the top 74.9%.
Is Japan Securities Finance Co's ROA % too high?
Japan Securities Finance Co's current ROA % of 0.06% is 14% below median its 10-year median of 0.07. Over the past 10 years, this metric has ranged from a low of 0.04 to a high of 0.09. The Credit Services industry median ROA % is 1.92. Japan Securities Finance Co's value of 0.06% is 96.9% below this industry median. Based on the distribution chart, Japan Securities Finance Co ranks #409 out of 546 companies in the Credit Services industry, which is below the industry midpoint. Overall, Japan Securities Finance Co has a GF Score™ of 65/100, reflecting its overall financial health beyond just this single metric.
How does Japan Securities Finance Co's ROA % compare to V and MA?
According to the Credit Services industry distribution chart, Japan Securities Finance Co ranks #409 out of 546 companies for ROA %. This places Japan Securities Finance Co in the lower half of its industry. The industry median ROA % is 1.92. Japan Securities Finance Co's value of 0.06% is 96.9% below this benchmark. Historically, Japan Securities Finance Co's own ROA % has ranged from 0.04 to 0.09 over the past decade. While the company's 10-year median is 0.07 vs. the industry median of 1.92, Japan Securities Finance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Credit Services company?
The median ROA % among Credit Services companies is 1.92, based on 546 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Japan Securities Finance Co's current ROA % of 0.06% is 96.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Japan Securities Finance Co and its competitors. For the Credit Services industry, the median ROA % is 1.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Japan Securities Finance Co's current ROA % is 0.06%, which is 14% below median its own 10-year median of 0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Japan Securities Finance Co stock overvalued right now?
Japan Securities Finance Co (FRA:JSE) has a current ROA % of 0.06%. The stock's GF Value™ is €10.50, compared to a current price of €12.30 — trading 17.1% above its estimated fair value. The current ROA % is 0.06%, which is 14% below median its 10-year median of 0.07 and 96.9% below the Credit Services industry median of 1.92. Japan Securities Finance Co's overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Japan Securities Finance Co (FRA:JSE), the current ROA % is 0.06% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Japan Securities Finance Co (FRA:JSE) Overvalued in 2026?
Based on GuruFocus' analysis, Japan Securities Finance Co stock appears to be overvalued.
The current stock price of €12.30 is trading 17.1% above its estimated GF Value™ of €10.50.
Key valuation signals for FRA:JSE:
ROA %: 0.06% (14% below median its 10-year median of 0.07)
GF Value™: €10.50 vs. price of €12.30 (17.1% above fair value)
Industry Position: 96.9% below the Credit Services median (#409 of 546)
No single metric tells the full story. See the FRA:JSE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Japan Securities Finance Co Ltd operates in three business segments: Securities Finance, Trust Banking, and Real Estate Leasing. In the Securities Finance business, which makes up the vast majority of the company's total revenue, the company primarily provides loans for margin transactions where it earns revenue through fees and interest. The Securities Finance segment also earns fees through stock and bond lending and earns interest through bond financing and general loans. The Trust Banking business provides trust services, such as securities trust, and banking services, such as deposits and loans. The Real Estate Leasing business provides services for leasing and managing real estate. The company operates exclusively in Japan.
65GF Score
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