The historical rank and industry rank for Japan Securities Finance Co's ROE % or its related term are showing as below:
FRA:JSE'
s ROE % Range Over the Past 10 Years
Min: 2.18 Med: 3.41 Max: 7.86
Current: 7.86
During the past 13 years, Japan Securities Finance Co's highest ROE % was 7.86%. The lowest was 2.18%. And the median was 3.41%.
FRA:JSE's ROE % is ranked better than 55.01% of 529
companies
in the Credit Services industry
Industry Median: 6.61
vs FRA:JSE: 7.86
Japan Securities Finance Co (FRA:JSE) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Japan Securities Finance Co's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Japan Securities Finance Co ROE % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Japan Securities Finance Co's ROE % distribution charts can be found below:
* The bar in red indicates where Japan Securities Finance Co's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Japan Securities Finance Co (FRA:JSE) has a ROE % of 7.26% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Japan Securities Finance Co and its competitors. This is 113% above median its historical median of 3.41. Over the past decade, Japan Securities Finance Co's ROE % has ranged from 2.18 to 7.86. According to the industry distribution chart, Japan Securities Finance Co ranks #238 out of 529 companies in the Credit Services industry, placing it in the top 45%.
Is Japan Securities Finance Co's ROE % too high?
Japan Securities Finance Co's current ROE % of 7.26% is 113% above median its 10-year median of 3.41. Over the past 10 years, this metric has ranged from a low of 2.18 to a high of 7.86. The Credit Services industry median ROE % is 6.61. Japan Securities Finance Co's value of 7.26% is 9.8% above this industry median. Based on the distribution chart, Japan Securities Finance Co ranks #238 out of 529 companies in the Credit Services industry, which is above the industry midpoint. Overall, Japan Securities Finance Co has a GF Score™ of 65/100, reflecting its overall financial health beyond just this single metric.
How does Japan Securities Finance Co's ROE % compare to V and MA?
According to the Credit Services industry distribution chart, Japan Securities Finance Co ranks #238 out of 529 companies for ROE %. This puts Japan Securities Finance Co in the upper half of its industry. The industry median ROE % is 6.61. Japan Securities Finance Co's value of 7.26% is 9.8% above this benchmark. Historically, Japan Securities Finance Co's own ROE % has ranged from 2.18 to 7.86 over the past decade. While the company's 10-year median is 3.41 vs. the industry median of 6.61, Japan Securities Finance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Credit Services company?
The median ROE % among Credit Services companies is 6.61, based on 529 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Japan Securities Finance Co's current ROE % of 7.26% is 9.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Japan Securities Finance Co and its competitors. For the Credit Services industry, the median ROE % is 6.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Japan Securities Finance Co's current ROE % is 7.26%, which is 113% above median its own 10-year median of 3.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Japan Securities Finance Co stock overvalued right now?
Japan Securities Finance Co (FRA:JSE) has a current ROE % of 7.26%. The stock's GF Value™ is €10.50, compared to a current price of €12.30 — trading 17.1% above its estimated fair value. The current ROE % is 7.26%, which is 113% above median its 10-year median of 3.41 and 9.8% above the Credit Services industry median of 6.61. Japan Securities Finance Co's overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Japan Securities Finance Co (FRA:JSE), the current ROE % is 7.26% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Japan Securities Finance Co (FRA:JSE) Overvalued in 2026?
Based on GuruFocus' analysis, Japan Securities Finance Co stock appears to be overvalued.
The current stock price of €12.30 is trading 17.1% above its estimated GF Value™ of €10.50.
Key valuation signals for FRA:JSE:
ROE %: 7.26% (113% above median its 10-year median of 3.41)
GF Value™: €10.50 vs. price of €12.30 (17.1% above fair value)
Industry Position: 9.8% above the Credit Services median (#238 of 529)
No single metric tells the full story. See the FRA:JSE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Japan Securities Finance Co Ltd operates in three business segments: Securities Finance, Trust Banking, and Real Estate Leasing. In the Securities Finance business, which makes up the vast majority of the company's total revenue, the company primarily provides loans for margin transactions where it earns revenue through fees and interest. The Securities Finance segment also earns fees through stock and bond lending and earns interest through bond financing and general loans. The Trust Banking business provides trust services, such as securities trust, and banking services, such as deposits and loans. The Real Estate Leasing business provides services for leasing and managing real estate. The company operates exclusively in Japan.
65GF Score
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