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Orrstown Financial Services (FRA:OFR) PB Ratio : 1.42 (As of Dec. 11, 2024)


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What is Orrstown Financial Services PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-12-11), Orrstown Financial Services's share price is €34.20. Orrstown Financial Services's Book Value per Share for the quarter that ended in Sep. 2024 was €24.01. Hence, Orrstown Financial Services's PB Ratio of today is 1.42.

Warning Sign:

Orrstown Financial Services Inc stock PB Ratio (=1.48) is close to 10-year high of 1.56

The historical rank and industry rank for Orrstown Financial Services's PB Ratio or its related term are showing as below:

FRA:OFR' s PB Ratio Range Over the Past 10 Years
Min: 0.62   Med: 1.09   Max: 1.56
Current: 1.48

During the past 13 years, Orrstown Financial Services's highest PB Ratio was 1.56. The lowest was 0.62. And the median was 1.09.

FRA:OFR's PB Ratio is ranked worse than
81.82% of 1529 companies
in the Banks industry
Industry Median: 0.94 vs FRA:OFR: 1.48

During the past 12 months, Orrstown Financial Services's average Book Value Per Share Growth Rate was 16.30% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 4.30% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 5.40% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 6.80% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Orrstown Financial Services was 21.90% per year. The lowest was -17.50% per year. And the median was 11.10% per year.

Back to Basics: PB Ratio


Orrstown Financial Services PB Ratio Historical Data

The historical data trend for Orrstown Financial Services's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Orrstown Financial Services PB Ratio Chart

Orrstown Financial Services Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only - 0.74 1.01 1.07 1.16

Orrstown Financial Services Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.92 1.16 1.03 1.01 1.32

Competitive Comparison of Orrstown Financial Services's PB Ratio

For the Banks - Regional subindustry, Orrstown Financial Services's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Orrstown Financial Services's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Orrstown Financial Services's PB Ratio distribution charts can be found below:

* The bar in red indicates where Orrstown Financial Services's PB Ratio falls into.



Orrstown Financial Services PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Orrstown Financial Services's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Sep. 2024)
=34.20/24.007
=1.42

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


Orrstown Financial Services  (FRA:OFR) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Orrstown Financial Services PB Ratio Related Terms

Thank you for viewing the detailed overview of Orrstown Financial Services's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Orrstown Financial Services Business Description

Traded in Other Exchanges
Address
77 East King Street, P.O. Box 250, Shippensburg, PA, USA, 17257
Orrstown Financial Services Inc is a holding company engaged in commercial banking and trust business, this involves accepting demand, time and savings deposits, and granting loans. It is also engaged in lending services for commercial, residential, commercial mortgages, construction, municipal, and various forms of consumer lending. Deposit services include checking, savings, time, and money market deposits. It also provides investment and brokerage services through its Financial Advisors division. The Company earns fees from its deposit clients for transaction-based, account maintenance, and overdraft services, it also earns wealth management and investment brokerage fees from its contracts with trust. The company operates in a significant segment - Community Banking.

Orrstown Financial Services Headlines

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