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Business Description
Orrstown Financial Services Inc
NAICS : 522110
SIC : 6022
ISIN : US6873801053
Description
Orrstown Financial Services Inc is a holding company engaged in commercial banking and trust business, this involves accepting demand, time and savings deposits, and granting loans. It is also engaged in lending services for commercial, residential, commercial mortgages, construction, municipal, and various forms of consumer lending. Deposit services include checking, savings, time, and money market deposits. It also provides investment and brokerage services through its Financial Advisors division. The Company earns fees from its deposit clients for transaction-based, account maintenance, and overdraft services, it also earns wealth management and investment brokerage fees from its contracts with trust. The company operates in a significant segment - Community Banking.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 1.35 | |||||
| Equity-to-Asset | 0.1 | |||||
| Debt-to-Equity | 0.36 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 6/9 | |||||
| Beneish M-Score | -1.92 | |||||
| WACC vs ROIC | ||||||
Growth Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 7.3 | |||||
| 3-Year EPS without NRI Growth Rate | 8.3 | |||||
| 3-Year FCF Growth Rate | -14.4 | |||||
| 3-Year Book Growth Rate | 3.1 |
Momentum Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 28.98 | |||||
| 9-Day RSI | 28.9 | |||||
| 14-Day RSI | 31.6 | |||||
| 3-1 Month Momentum % | -5.26 | |||||
| 6-1 Month Momentum % | -8.86 | |||||
| 12-1 Month Momentum % | 23.08 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 3.6 | |||||
| Dividend Payout Ratio | 0.23 | |||||
| 3-Year Dividend Growth Rate | 5.1 | |||||
| Forward Dividend Yield % | 4.16 | |||||
| 5-Year Yield-on-Cost % | 5.27 | |||||
| 3-Year Average Share Buyback Ratio | -20.1 | |||||
| Shareholder Yield % | 6.5 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 11.58 | |||||
| FCF Margin % | 17.51 | |||||
| ROE % | 5.97 | |||||
| ROA % | 0.54 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 15.06 | |||||
| Forward PE Ratio | 6.21 | |||||
| PE Ratio without NRI | 7.51 | |||||
| Shiller PE Ratio | 12.94 | |||||
| Price-to-Owner-Earnings | 23.25 | |||||
| PEG Ratio | 1.5 | |||||
| PS Ratio | 2.18 | |||||
| PB Ratio | 1.04 | |||||
| Price-to-Tangible-Book | 1.34 | |||||
| Price-to-Free-Cash-Flow | 10.85 | |||||
| Price-to-Operating-Cash-Flow | 10.49 | |||||
| EV-to-Revenue | 2.5 | |||||
| EV-to-Forward-Revenue | 2.66 | |||||
| EV-to-FCF | 14.25 | |||||
| Price-to-GF-Value | 0.97 | |||||
| Price-to-Projected-FCF | 0.7 | |||||
| Price-to-DCF (Earnings Based) | 0.44 | |||||
| Price-to-DCF (FCF Based) | 0.52 | |||||
| Price-to-Median-PS-Value | 0.89 | |||||
| Price-to-Peter-Lynch-Fair-Value | 1.46 | |||||
| Price-to-Graham-Number | 0.67 | |||||
| FCF Yield % | 6.18 | |||||
| Forward Rate of Return (Yacktman) % | 16.53 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Orrstown Financial Services Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil €) | 176.404 | ||
| EPS (TTM) (€) | 1.732 | ||
| Beta | 1.35 | ||
| 3-Year Sharpe Ratio | 0.36 | ||
| 3-Year Sortino Ratio | 0.66 | ||
| Volatility % | 41.68 | ||
| 14-Day RSI | 31.6 | ||
| 14-Day ATR (€) | 0.750109 | ||
| 20-Day SMA (€) | 26.96 | ||
| 12-1 Month Momentum % | 23.08 | ||
| 52-Week Range (€) | 22.6 - 38.6 | ||
| Shares Outstanding (Mil) | 19.51 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 6 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Orrstown Financial Services Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Orrstown Financial Services Inc Stock Events
| Event | Date | Price (€) | ||
|---|---|---|---|---|
| No Event Data | ||||
Orrstown Financial Services Inc Frequently Asked Questions
What is Orrstown Financial Services Inc(FRA:OFR)'s stock price today?
The current price of FRA:OFR is €23.80. The 52 week high of FRA:OFR is €38.60 and 52 week low is €22.60.
When is next earnings date of Orrstown Financial Services Inc(FRA:OFR)?
The next earnings date of Orrstown Financial Services Inc(FRA:OFR) is 2025-04-23 Est..
Does Orrstown Financial Services Inc(FRA:OFR) pay dividends? If so, how much?
The Dividend Yield %  of Orrstown Financial Services Inc(FRA:OFR) is 3.6% (As of Today), Highest Dividend Payout Ratio of Orrstown Financial Services Inc(FRA:OFR) was 0.43. The lowest was 0.23. And the median was 0.25. The  Forward Dividend Yield % of Orrstown Financial Services Inc(FRA:OFR) is 4.16%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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