Business Description
Orrstown Financial Services Inc
NAICS : 522110
SIC : 6022
ISIN : US6873801053
Total Employee Number:
652Description
Orrstown Financial Services Inc is a financial holding company. Through its subsidiaries, it operates in the community banking segment and engages in lending activities, including commercial, residential, commercial mortgages, construction, municipal, and various forms of consumer lending and deposit services, including checking, savings, time, and money market deposits. The Group also provides fiduciary, investment advisory, insurance, and brokerage services. It offers services to individuals, professionals, small businesses, and other enterprises across different locations in the United States through its branch network and client service centers.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.66 | |||||
Equity-to-Asset | 0.11 | |||||
Debt-to-Equity | 0.4 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 6/9 | |||||
Beneish M-Score | -2.54 | |||||
WACC vs ROIC | ||||||
Growth Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 3.2 | |||||
3-Year EPS without NRI Growth Rate | 9.6 | |||||
3-Year FCF Growth Rate | 3.4 | |||||
3-Year Book Growth Rate | 12.2 |
Momentum Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 35.74 | |||||
9-Day RSI | 43.15 | |||||
14-Day RSI | 46.51 | |||||
3-1 Month Momentum % | 0.64 | |||||
6-1 Month Momentum % | 4.64 | |||||
12-1 Month Momentum % | 10.49 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 3 | |||||
Dividend Payout Ratio | 0.25 | |||||
3-Year Dividend Growth Rate | 11.7 | |||||
Forward Dividend Yield % | 3 | |||||
5-Year Yield-on-Cost % | 4.03 | |||||
3-Year Average Share Buyback Ratio | -22.3 | |||||
Shareholder Yield % | -6.97 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 33.49 | |||||
FCF Margin % | 34.46 | |||||
OCF Margin % | 35.38 | |||||
ROE % | 14.85 | |||||
ROA % | 1.54 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 4 | |||||
Tariff Resilience Score | 8 |
GF Value Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 9.25 | |||||
Forward PE Ratio | 8.68 | |||||
PE Ratio without NRI | 9.18 | |||||
Shiller PE Ratio | 15.53 | |||||
Price-to-Owner-Earnings | 7.26 | |||||
PEG Ratio | 1.53 | |||||
PS Ratio | 3.1 | |||||
PB Ratio | 1.31 | |||||
Price-to-Tangible-Book | 1.59 | |||||
Price-to-Free-Cash-Flow | 9 | |||||
Price-to-Operating-Cash-Flow | 8.77 | |||||
EV-to-Revenue | 3.47 | |||||
EV-to-Forward-Revenue | 2.66 | |||||
EV-to-FCF | 10.08 | |||||
Price-to-GF-Value | 1.32 | |||||
Price-to-Projected-FCF | 0.82 | |||||
Price-to-DCF (Earnings Based) | 0.32 | |||||
Price-to-DCF (FCF Based) | 0.28 | |||||
Price-to-Median-PS-Value | 1.27 | |||||
Price-to-Peter-Lynch-Fair-Value | 1.44 | |||||
Price-to-Graham-Number | 0.81 | |||||
FCF Yield % | 10.95 | |||||
Forward Rate of Return (Yacktman) % | 15 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
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Annualized Return % Â
Total Annual Return % Â
Orrstown Financial Services Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil €) | 217.134 | ||
| EPS (TTM) (€) | 3.756 | ||
| Beta | 1.421 | ||
| 3-Year Sharpe Ratio | 0.81 | ||
| 3-Year Sortino Ratio | 1.91 | ||
| Volatility % | 17.38 | ||
| 14-Day RSI | 46.51 | ||
| 14-Day ATR (€) | 1.319812 | ||
| 20-Day SMA (€) | 34.07 | ||
| 12-1 Month Momentum % | 10.49 | ||
| 52-Week Range (€) | 26.8 - 36.4 | ||
| Shares Outstanding (Mil) | 19.65 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 6 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Orrstown Financial Services Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Orrstown Financial Services Inc Stock Events
| Event | Date | Price (€) | ||
|---|---|---|---|---|
| Third quarter earnings conference call for 2026 | 2026-10-22 09:00 | In 106 days | ||
| Third quarter earnings results for 2026 | 2026-10-22 | In 105 days | ||
| Second quarter earnings conference call for 2026 | 2026-07-23 09:00 | In 15 days | ||
| Second quarter earnings results for 2026 | 2026-07-22 | In 13 days | ||
| General meeting for 2026 | 2026-05-05 09:00 | 31.60 (+0.00%) | ||
| USD 0.300000 Cash Dividend | 2026-05-05 | 31.60 (+0.00%) | ||
| First quarter earnings conference call for 2026 | 2026-04-22 09:00 | 32.80 (+0.00%) | ||
| First quarter earnings results for 2026 | 2026-04-21 | 33.80 (+3.05%) | ||
| Annual report for 2025 | 2026-03-12 | 30.20 (+0.00%) | ||
| USD 0.300000 Cash Dividend | 2026-02-10 | 32.60 (+0.00%) |
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Orrstown Financial Services Inc Frequently Asked Questions
What is Orrstown Financial Services Inc(FRA:OFR)'s stock price today?
The current price of FRA:OFR is €32.40. The 52 week high of FRA:OFR is €36.40 and 52 week low is €26.80.
When is next earnings date of Orrstown Financial Services Inc(FRA:OFR)?
The next earnings date of Orrstown Financial Services Inc(FRA:OFR) is 2026-07-22 Est..
Does Orrstown Financial Services Inc(FRA:OFR) pay dividends? If so, how much?
The Dividend Yield %  of Orrstown Financial Services Inc(FRA:OFR) is 3% (As of Today), Highest Dividend Payout Ratio of Orrstown Financial Services Inc(FRA:OFR) was 0.43. The lowest was 0.23. And the median was 0.25. The  Forward Dividend Yield % of Orrstown Financial Services Inc(FRA:OFR) is 3%. For more information regarding to dividend, please check our Dividend Page.
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