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PT Fuji Finance Indonesia Tbk stock PB Ratio (=1.44) is close to 5-year low of 1.4.
The historical rank and industry rank for PT Fuji Finance Indonesia Tbk's PB Ratio or its related term are showing as below:
ISX:FUJI'
s PB Ratio Range Over the Past 10 Years
Min: 0.95 Med: 2.21 Max: 7.09
Current: 1.48
During the past 9 years, PT Fuji Finance Indonesia Tbk's highest PB Ratio was 7.09. The lowest was 0.95. And the median was 2.21.
ISX:FUJI's PB Ratio is ranked worse than 61.22% of 526
companies
in the Credit Services industry
Industry Median: 1.06
vs ISX:FUJI: 1.48
During the past 12 months, PT Fuji Finance Indonesia Tbk's average Book Value Per Share Growth Rate was 4.20% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 4.80% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 5.10% per year.
During the past 9 years, the highest 3-Year average Book Value Per Share Growth Rate of PT Fuji Finance Indonesia Tbk was 42.30% per year. The lowest was 4.80% per year. And the median was 5.00% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
PT Fuji Finance Indonesia Tbk PB Ratio Related Terms
PT Fuji Finance Indonesia Tbk PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, PT Fuji Finance Indonesia Tbk's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Fuji Finance Indonesia Tbk PB Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, PT Fuji Finance Indonesia Tbk's PB Ratio distribution charts can be found below:
* The bar in red indicates where PT Fuji Finance Indonesia Tbk's PB Ratio falls into.
PT Fuji Finance Indonesia Tbk PB Ratio Calculation
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
PT Fuji Finance Indonesia Tbk (ISX:FUJI) has a PB Ratio of 1.48 as of Aug. 12, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on PT Fuji Finance Indonesia Tbk and its competitors. This is 33% below median its historical median of 2.21. Over the past decade, PT Fuji Finance Indonesia Tbk's PB Ratio has ranged from 0.95 to 7.09. According to the industry distribution chart, PT Fuji Finance Indonesia Tbk ranks #322 out of 526 companies in the Credit Services industry, placing it in the top 61.2%.
Is PT Fuji Finance Indonesia Tbk's PB Ratio too high?
PT Fuji Finance Indonesia Tbk's current PB Ratio of 1.48 is 33% below median its 10-year median of 2.21. Over the past 10 years, this metric has ranged from a low of 0.95 to a high of 7.09. The Credit Services industry median PB Ratio is 1.06. PT Fuji Finance Indonesia Tbk's value of 1.48 is 39.6% above this industry median. Based on the distribution chart, PT Fuji Finance Indonesia Tbk ranks #322 out of 526 companies in the Credit Services industry, which is below the industry midpoint. Overall, PT Fuji Finance Indonesia Tbk has a GF Score™ of 72/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Fuji Finance Indonesia Tbk's PB Ratio compare to V and MA?
According to the Credit Services industry distribution chart, PT Fuji Finance Indonesia Tbk ranks #322 out of 526 companies for PB Ratio. This places PT Fuji Finance Indonesia Tbk in the lower half of its industry. The industry median PB Ratio is 1.06. PT Fuji Finance Indonesia Tbk's value of 1.48 is 39.6% above this benchmark. Historically, PT Fuji Finance Indonesia Tbk's own PB Ratio has ranged from 0.95 to 7.09 over the past decade. While the company's 10-year median is 2.21 vs. the industry median of 1.06, PT Fuji Finance Indonesia Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Credit Services company?
The median PB Ratio among Credit Services companies is 1.06, based on 526 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Fuji Finance Indonesia Tbk's current PB Ratio of 1.48 is 39.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on PT Fuji Finance Indonesia Tbk and its competitors. For the Credit Services industry, the median PB Ratio is 1.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Fuji Finance Indonesia Tbk's current PB Ratio is 1.48, which is 33% below median its own 10-year median of 2.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Fuji Finance Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Fuji Finance Indonesia Tbk (ISX:FUJI) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp334.64, compared to a current price of Rp210.00 — trading 37.2% below its estimated fair value. The current PB Ratio is 1.48, which is 33% below median its 10-year median of 2.21 and 39.6% above the Credit Services industry median of 1.06. PT Fuji Finance Indonesia Tbk's overall GF Score™ is 72/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For PT Fuji Finance Indonesia Tbk (ISX:FUJI), the current PB Ratio is 1.48 as of Aug. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Fuji Finance Indonesia Tbk (ISX:FUJI) Overvalued in 2026?
Based on GuruFocus' analysis, PT Fuji Finance Indonesia Tbk stock appears to be undervalued.
The current stock price of Rp210.00 is trading 37.2% below its estimated GF Value™ of Rp334.64.
GuruFocus considers PT Fuji Finance Indonesia Tbk to be Significantly Undervalued.
Key valuation signals for ISX:FUJI:
PB Ratio: 1.48 (33% below median its 10-year median of 2.21)
GF Value™: Rp334.64 vs. price of Rp210.00 (37.2% below fair value)
Industry Position: 39.6% above the Credit Services median (#322 of 526)
No single metric tells the full story. See the ISX:FUJI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Fuji Finance Indonesia Tbk is a multi-finance leasing company in Indonesia. It provides financing for investments, working capital, project financing, corporate financing, and others. It has one operating segment: Financing income. The Company's revenue consists of financing interest income and administration revenue related to financing.
72GF Score
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