PT Fuji Finance Indonesia TbkISX:FUJI -1.96%71 Pretax Margin % is 43.69% as of Mar. 2026, which is 38% below its 10-year median of 70.71. GuruFocus rates ISX:FUJI with a GF Score™ of 71/100 and a GF Value™ of Rp361.67 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 534 Credit Services companies, PT Fuji Finance Indonesia Tbk ranks better than 80.71% on this metric.
The historical rank and industry rank for PT Fuji Finance Indonesia Tbk's Pretax Margin % or its related term are showing as below:
ISX:FUJI'
s Pretax Margin % Range Over the Past 10 Years
Min: 41 Med: 70.71 Max: 298.98
Current: 50.79
ISX:FUJI's Pretax Margin % is ranked better than 80.71% of 534
companies
in the Credit Services industry
Industry Median: 20.105
vs ISX:FUJI: 50.79
PT Fuji Finance Indonesia Tbk (ISX:FUJI) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
PT Fuji Finance Indonesia Tbk Pretax Margin % Related Terms
PT Fuji Finance Indonesia Tbk Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Fuji Finance Indonesia Tbk Pretax Margin % Chart
ISX:FUJI vs V, MA, AXP: Pretax Margin % Comparison
For the Credit Services subindustry, PT Fuji Finance Indonesia Tbk's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Fuji Finance Indonesia Tbk Pretax Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, PT Fuji Finance Indonesia Tbk's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where PT Fuji Finance Indonesia Tbk's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Fuji Finance Indonesia Tbk (ISX:FUJI) has a Pretax Margin % of 43.69% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on PT Fuji Finance Indonesia Tbk and its competitors. This is 38% below median its historical median of 70.71. Over the past decade, PT Fuji Finance Indonesia Tbk's Pretax Margin % has ranged from 41.00 to 298.98. According to the industry distribution chart, PT Fuji Finance Indonesia Tbk ranks #103 out of 534 companies in the Credit Services industry, placing it in the top 19.3%.
Is PT Fuji Finance Indonesia Tbk's Pretax Margin % too high?
PT Fuji Finance Indonesia Tbk's current Pretax Margin % of 43.69% is 38% below median its 10-year median of 70.71. Over the past 10 years, this metric has ranged from a low of 41.00 to a high of 298.98. The Credit Services industry median Pretax Margin % is 20.11. PT Fuji Finance Indonesia Tbk's value of 43.69% is 117.3% above this industry median. Based on the distribution chart, PT Fuji Finance Indonesia Tbk ranks #103 out of 534 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, PT Fuji Finance Indonesia Tbk has a GF Score™ of 71/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Fuji Finance Indonesia Tbk's Pretax Margin % compare to V and MA?
According to the Credit Services industry distribution chart, PT Fuji Finance Indonesia Tbk ranks #103 out of 534 companies for Pretax Margin %. This places PT Fuji Finance Indonesia Tbk in the top 19% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 20.11. PT Fuji Finance Indonesia Tbk's value of 43.69% is 117.3% above this benchmark. Historically, PT Fuji Finance Indonesia Tbk's own Pretax Margin % has ranged from 41.00 to 298.98 over the past decade. While the company's 10-year median is 70.71 vs. the industry median of 20.11, PT Fuji Finance Indonesia Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Credit Services company?
The median Pretax Margin % among Credit Services companies is 20.11, based on 534 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Fuji Finance Indonesia Tbk's current Pretax Margin % of 43.69% is 117.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on PT Fuji Finance Indonesia Tbk and its competitors. For the Credit Services industry, the median Pretax Margin % is 20.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Fuji Finance Indonesia Tbk's current Pretax Margin % is 43.69%, which is 38% below median its own 10-year median of 70.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Fuji Finance Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Fuji Finance Indonesia Tbk (ISX:FUJI) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp361.67, compared to a current price of Rp200.00 — trading 44.7% below its estimated fair value. The current Pretax Margin % is 43.69%, which is 38% below median its 10-year median of 70.71 and 117.3% above the Credit Services industry median of 20.11. PT Fuji Finance Indonesia Tbk's overall GF Score™ is 71/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For PT Fuji Finance Indonesia Tbk (ISX:FUJI), the current Pretax Margin % is 43.69% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Fuji Finance Indonesia Tbk (ISX:FUJI) Overvalued in 2026?
Based on GuruFocus' analysis, PT Fuji Finance Indonesia Tbk stock appears to be undervalued.
The current stock price of Rp200.00 is trading 44.7% below its estimated GF Value™ of Rp361.67.
GuruFocus considers PT Fuji Finance Indonesia Tbk to be Significantly Undervalued.
Key valuation signals for ISX:FUJI:
Pretax Margin %: 43.69% (38% below median its 10-year median of 70.71)
GF Value™: Rp361.67 vs. price of Rp200.00 (44.7% below fair value)
Industry Position: 117.3% above the Credit Services median (#103 of 534)
No single metric tells the full story. See the ISX:FUJI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Fuji Finance Indonesia Tbk Business Description
PT Fuji Finance Indonesia Tbk is a multi-finance leasing company in Indonesia. It provides financing for investments, working capital, project financing, corporate financing, and others. It has one operating segment: Financing income. The Company's revenue consists of financing interest income and administration revenue related to financing.
71GF Score
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