PT Provident Investasi Bersama Tbk (ISX:PALM) PB Ratio: 0.56 (As of Jul. 15, 2026) — 45% Below Median

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ISX:PALM PT Provident Investasi Bersama Tbk ISX:PALM
51 GF Score
Price Rp296.00
GF Value Rp4,272.97
Valuation Possible Value Trap
! 6 Warning Signs
View Full Analysis

What is PT Provident Investasi Bersama Tbk PB Ratio?

PT Provident Investasi Bersama Tbk ISX:PALM +0.68% 51 PB Ratio is 0.56 as of Jul. 15, 2026, which is 45% below its 10-year median of 1.02. GuruFocus rates ISX:PALM with a GF Score™ of 51/100 and a GF Value™ of Rp4,272.97 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 1,600 Asset Management companies, PT Provident Investasi Bersama Tbk ranks better than 87.31% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-15), PT Provident Investasi Bersama Tbk's share price is Rp296.00. PT Provident Investasi Bersama Tbk's Book Value per Share for the quarter that ended in Mar. 2026 was Rp525.28. Hence, PT Provident Investasi Bersama Tbk's PB Ratio of today is 0.56.

Good Sign:

PT Provident Investasi Bersama Tbk stock PB Ratio (=0.56) is close to 10-year low of 0.52.

The historical rank and industry rank for PT Provident Investasi Bersama Tbk's PB Ratio or its related term are showing as below:

ISX:PALM' s PB Ratio Range Over the Past 10 Years
Min: 0.52   Med: 1.02   Max: 2.53
Current: 0.56

During the past 13 years, PT Provident Investasi Bersama Tbk's highest PB Ratio was 2.53. The lowest was 0.52. And the median was 1.02.

ISX:PALM's PB Ratio is ranked better than
87.31% of 1600 companies
in the Asset Management industry
Industry Median: 0.96 vs ISX:PALM: 0.56

During the past 12 months, PT Provident Investasi Bersama Tbk's average Book Value Per Share Growth Rate was 209.60% per year. During the past 3 years, the average Book Value Per Share Growth Rate was -21.60% per year. During the past 5 years, the average Book Value Per Share Growth Rate was -15.40% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 6.30% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of PT Provident Investasi Bersama Tbk was 53.50% per year. The lowest was -31.10% per year. And the median was 2.50% per year.

Back to Basics: PB Ratio


PT Provident Investasi Bersama Tbk  (ISX:PALM) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


PT Provident Investasi Bersama Tbk PB Ratio Related Terms


PT Provident Investasi Bersama Tbk PB Ratio Historical Data

* Premium members only.

The historical data trend for PT Provident Investasi Bersama Tbk's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Provident Investasi Bersama Tbk PB Ratio Chart

PT Provident Investasi Bersama Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.06 0.78 1.80 1.68 1.00

PT Provident Investasi Bersama Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.53 1.22 0.99 1.00 0.69

ISX:PALM vs BLK, BX, KKR: PB Ratio Comparison

For the Asset Management subindustry, PT Provident Investasi Bersama Tbk's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Provident Investasi Bersama Tbk PB Ratio vs Asset Management Industry

For the Asset Management industry and Financial Services sector, PT Provident Investasi Bersama Tbk's PB Ratio distribution charts can be found below:

* The bar in red indicates where PT Provident Investasi Bersama Tbk's PB Ratio falls into.


ISX:PALM
51GF Score
PT Provident Investasi Bersama Tbk ISX:PALM
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Provident Investasi Bersama Tbk PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

PT Provident Investasi Bersama Tbk's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=296.00/525.275
=0.56

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.56 mean?
PT Provident Investasi Bersama Tbk (ISX:PALM) has a PB Ratio of 0.56 as of Jul. 15, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on PT Provident Investasi Bersama Tbk and its competitors. This is 45% below median its historical median of 1.02. Over the past decade, PT Provident Investasi Bersama Tbk's PB Ratio has ranged from 0.52 to 2.53. According to the industry distribution chart, PT Provident Investasi Bersama Tbk ranks #203 out of 1600 companies in the Asset Management industry, placing it in the top 12.7%.
Is PT Provident Investasi Bersama Tbk's PB Ratio too high?
PT Provident Investasi Bersama Tbk's current PB Ratio of 0.56 is 45% below median its 10-year median of 1.02. Over the past 10 years, this metric has ranged from a low of 0.52 to a high of 2.53. The Asset Management industry median PB Ratio is 0.96. PT Provident Investasi Bersama Tbk's value of 0.56 is 41.7% below this industry median. Based on the distribution chart, PT Provident Investasi Bersama Tbk ranks #203 out of 1600 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, PT Provident Investasi Bersama Tbk has a GF Score™ of 51/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PT Provident Investasi Bersama Tbk's PB Ratio compare to BLK and BX?
According to the Asset Management industry distribution chart, PT Provident Investasi Bersama Tbk ranks #203 out of 1600 companies for PB Ratio. This places PT Provident Investasi Bersama Tbk in the top 13% of its industry — outperforming the majority of peers. The industry median PB Ratio is 0.96. PT Provident Investasi Bersama Tbk's value of 0.56 is 41.7% below this benchmark. Historically, PT Provident Investasi Bersama Tbk's own PB Ratio has ranged from 0.52 to 2.53 over the past decade. While the company's 10-year median is 1.02 vs. the industry median of 0.96, PT Provident Investasi Bersama Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Asset Management company?
The median PB Ratio among Asset Management companies is 0.96, based on 1,600 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Provident Investasi Bersama Tbk's current PB Ratio of 0.56 is 41.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on PT Provident Investasi Bersama Tbk and its competitors. For the Asset Management industry, the median PB Ratio is 0.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Provident Investasi Bersama Tbk's current PB Ratio is 0.56, which is 45% below median its own 10-year median of 1.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Provident Investasi Bersama Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Provident Investasi Bersama Tbk (ISX:PALM) is currently considered Possible Value Trap. The stock's GF Value™ is Rp4,272.97, compared to a current price of Rp296.00 — trading 93.1% below its estimated fair value. The current PB Ratio is 0.56, which is 45% below median its 10-year median of 1.02 and 41.7% below the Asset Management industry median of 0.96. PT Provident Investasi Bersama Tbk's overall GF Score™ is 51/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For PT Provident Investasi Bersama Tbk (ISX:PALM), the current PB Ratio is 0.56 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Provident Investasi Bersama Tbk (ISX:PALM) Overvalued in 2026?

Based on GuruFocus' analysis, PT Provident Investasi Bersama Tbk stock appears to be undervalued. The current stock price of Rp296.00 is trading 93.1% below its estimated GF Value™ of Rp4,272.97. GuruFocus considers PT Provident Investasi Bersama Tbk to be Possible Value Trap.

Key valuation signals for ISX:PALM:

  • PB Ratio: 0.56 (45% below median its 10-year median of 1.02)
  • GF Value™: Rp4,272.97 vs. price of Rp296.00 (93.1% below fair value)
  • GF Score™: 51/100 with 6 warning signs
  • Industry Position: 41.7% below the Asset Management median (#203 of 1600)

No single metric tells the full story. See the ISX:PALM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Provident Investasi Bersama Tbk Business Description

Address Jalan H.R. Rasuna Said, Kawasan Rasuna Epicentrum, Gedung The Convergence Building 21st Floor, Gran Rubina Business Park, Karet Kuningan, Setiabudi, Jakarta, IDN, 12940
PT Provident Investasi Bersama Tbk is an investment company. The company has four operating segments Natural resources engaged in the mining of gold, silver, copper, nickel, and other associated minerals, as well as related industrial; Logistic ; Telecommunication company providing telecommunications services and/or telecommunications networks and/or multimedia.; and Other equity securities. The company generates majority of revenue from Natural resources.
51GF Score

Get the complete analysis for ISX:PALM

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp296.00
Price
Rp4,272.97
GF Value