PT Provident Investasi Bersama Tbk (ISX:PALM) ROA %: 89.65% (As of Mar. 2026) — 2849% Above Median


ISX:PALM PT Provident Investasi Bersama Tbk ISX:PALM
51 GF Score
Price Rp308.00
GF Value Rp4,231.83
Valuation Possible Value Trap
! 6 Warning Signs
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What is PT Provident Investasi Bersama Tbk ROA %?

PT Provident Investasi Bersama Tbk ISX:PALM -0.65% 51 ROA % is 89.65% as of Mar. 2026, which is 2849% above its 10-year median of 3.04. GuruFocus rates ISX:PALM with a GF Score™ of 51/100 and a GF Value™ of Rp4,231.83 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 1,635 Asset Management companies, PT Provident Investasi Bersama Tbk ranks better than 98.78% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. PT Provident Investasi Bersama Tbk's annualized Net Income for the quarter that ended in Mar. 2026 was Rp9,297,193 Mil. PT Provident Investasi Bersama Tbk's average Total Assets over the quarter that ended in Mar. 2026 was Rp10,369,979 Mil. Therefore, PT Provident Investasi Bersama Tbk's annualized ROA % for the quarter that ended in Mar. 2026 was 89.65%.

The historical rank and industry rank for PT Provident Investasi Bersama Tbk's ROA % or its related term are showing as below:

ISX:PALM' s ROA % Range Over the Past 10 Years
Min: -45.35   Med: 3.04   Max: 62.56
Current: 58.09

During the past 13 years, PT Provident Investasi Bersama Tbk's highest ROA % was 62.56%. The lowest was -45.35%. And the median was 3.04%.

ISX:PALM's ROA % is ranked better than
98.78% of 1635 companies
in the Asset Management industry
Industry Median: 3.97 vs ISX:PALM: 58.09

PT Provident Investasi Bersama Tbk  (ISX:PALM) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Mar. 2026 )
=Net Income/Total Assets
=9297192.784/10369979.129
=(Net Income / Revenue)*(Revenue / Total Assets)
=(9297192.784 / 136536.48)*(136536.48 / 10369979.129)
=Net Margin %*Asset Turnover
=6809.31 %*0.0132
=89.65 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


PT Provident Investasi Bersama Tbk ROA % Related Terms


PT Provident Investasi Bersama Tbk ROA % Historical Data

* Premium members only.

The historical data trend for PT Provident Investasi Bersama Tbk's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Provident Investasi Bersama Tbk ROA % Chart

PT Provident Investasi Bersama Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROA %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 40.65 4.12 -45.35 -23.78 21.64

PT Provident Investasi Bersama Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -74.55 88.89 69.38 -11.77 89.65

ISX:PALM vs BLK, BX, KKR: ROA % Comparison

For the Asset Management subindustry, PT Provident Investasi Bersama Tbk's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Provident Investasi Bersama Tbk ROA % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, PT Provident Investasi Bersama Tbk's ROA % distribution charts can be found below:

* The bar in red indicates where PT Provident Investasi Bersama Tbk's ROA % falls into.


ISX:PALM
51GF Score
PT Provident Investasi Bersama Tbk ISX:PALM
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Provident Investasi Bersama Tbk ROA % Calculation

PT Provident Investasi Bersama Tbk's annualized ROA % for the fiscal year that ended in Dec. 2025 is calculated as:

ROA %=Net Income (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=1847082.252/( (7874902.095+9194235.548)/ 2 )
=1847082.252/8534568.8215
=21.64 %

PT Provident Investasi Bersama Tbk's annualized ROA % for the quarter that ended in Mar. 2026 is calculated as:

ROA %=Net Income (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=9297192.784/( (9194235.548+11545722.71)/ 2 )
=9297192.784/10369979.129
=89.65 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2026) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of 89.65% mean?
PT Provident Investasi Bersama Tbk (ISX:PALM) has a ROA % of 89.65% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on PT Provident Investasi Bersama Tbk and its competitors. This is 2849% above median its historical median of 3.04. According to the industry distribution chart, PT Provident Investasi Bersama Tbk ranks #20 out of 1635 companies in the Asset Management industry, placing it in the top 1.2%.
Is PT Provident Investasi Bersama Tbk's ROA % too high?
PT Provident Investasi Bersama Tbk's current ROA % of 89.65% is 2849% above median its 10-year median of 3.04. The Asset Management industry median ROA % is 3.97. PT Provident Investasi Bersama Tbk's value of 89.65% is 2158.2% above this industry median. Based on the distribution chart, PT Provident Investasi Bersama Tbk ranks #20 out of 1635 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, PT Provident Investasi Bersama Tbk has a GF Score™ of 51/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PT Provident Investasi Bersama Tbk's ROA % compare to BLK and BX?
According to the Asset Management industry distribution chart, PT Provident Investasi Bersama Tbk ranks #20 out of 1635 companies for ROA %. This places PT Provident Investasi Bersama Tbk in the top 1% of its industry — outperforming the majority of peers. The industry median ROA % is 3.97. PT Provident Investasi Bersama Tbk's value of 89.65% is 2158.2% above this benchmark. While the company's 10-year median is 3.04 vs. the industry median of 3.97, PT Provident Investasi Bersama Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Asset Management company?
The median ROA % among Asset Management companies is 3.97, based on 1,635 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Provident Investasi Bersama Tbk's current ROA % of 89.65% is 2158.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on PT Provident Investasi Bersama Tbk and its competitors. For the Asset Management industry, the median ROA % is 3.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Provident Investasi Bersama Tbk's current ROA % is 89.65%, which is 2849% above median its own 10-year median of 3.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Provident Investasi Bersama Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Provident Investasi Bersama Tbk (ISX:PALM) is currently considered Possible Value Trap. The stock's GF Value™ is Rp4,231.83, compared to a current price of Rp308.00 — trading 92.7% below its estimated fair value. The current ROA % is 89.65%, which is 2849% above median its 10-year median of 3.04 and 2158.2% above the Asset Management industry median of 3.97. PT Provident Investasi Bersama Tbk's overall GF Score™ is 51/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For PT Provident Investasi Bersama Tbk (ISX:PALM), the current ROA % is 89.65% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Provident Investasi Bersama Tbk (ISX:PALM) Overvalued in 2026?

Based on GuruFocus' analysis, PT Provident Investasi Bersama Tbk stock appears to be undervalued. The current stock price of Rp308.00 is trading 92.7% below its estimated GF Value™ of Rp4,231.83. GuruFocus considers PT Provident Investasi Bersama Tbk to be Possible Value Trap.

Key valuation signals for ISX:PALM:

  • ROA %: 89.65% (2849% above median its 10-year median of 3.04)
  • GF Value™: Rp4,231.83 vs. price of Rp308.00 (92.7% below fair value)
  • GF Score™: 51/100 with 6 warning signs
  • Industry Position: 2158.2% above the Asset Management median (#20 of 1635)

No single metric tells the full story. See the ISX:PALM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Provident Investasi Bersama Tbk Business Description

Address Jalan H.R. Rasuna Said, Kawasan Rasuna Epicentrum, Gedung The Convergence Building 21st Floor, Gran Rubina Business Park, Karet Kuningan, Setiabudi, Jakarta, IDN, 12940
PT Provident Investasi Bersama Tbk is an investment company. The company has four operating segments Natural resources engaged in the mining of gold, silver, copper, nickel, and other associated minerals, as well as related industrial; Logistic ; Telecommunication company providing telecommunications services and/or telecommunications networks and/or multimedia.; and Other equity securities. The company generates majority of revenue from Natural resources.
51GF Score

Get the complete analysis for ISX:PALM

ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp308.00
Price
Rp4,231.83
GF Value