PT Provident Investasi Bersama Tbk (ISX:PALM) Interest Coverage: 33.32 (As of Mar. 2026) — 1130% Above Median


ISX:PALM PT Provident Investasi Bersama Tbk ISX:PALM
51 GF Score
Price Rp294.00
GF Value Rp4,231.83
Valuation Possible Value Trap
! 6 Warning Signs
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What is PT Provident Investasi Bersama Tbk Interest Coverage?

PT Provident Investasi Bersama Tbk ISX:PALM -4.55% 51 Interest Coverage is 33.32 as of Mar. 2026, which is 1130% above its 10-year median of 2.71. GuruFocus rates ISX:PALM with a GF Score™ of 51/100 and a GF Value™ of Rp4,231.83 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 475 Asset Management companies, PT Provident Investasi Bersama Tbk ranks worse than 58.32% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. PT Provident Investasi Bersama Tbk's Operating Income for the three months ended in Mar. 2026 was Rp2,432,775 Mil. PT Provident Investasi Bersama Tbk's Interest Expense for the three months ended in Mar. 2026 was Rp-73,004 Mil. PT Provident Investasi Bersama Tbk's interest coverage for the quarter that ended in Mar. 2026 was 33.32. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for PT Provident Investasi Bersama Tbk's Interest Coverage or its related term are showing as below:

ISX:PALM' s Interest Coverage Range Over the Past 10 Years
Min: 0.73   Med: 2.71   Max: 916.87
Current: 18.83

ISX:PALM's Interest Coverage is ranked worse than
58.32% of 475 companies
in the Asset Management industry
Industry Median: 42.97 vs ISX:PALM: 18.83

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

PT Provident Investasi Bersama Tbk  (ISX:PALM) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .

PT Provident Investasi Bersama Tbk Interest Coverage Related Terms

PT Provident Investasi Bersama Tbk Interest Coverage Historical Data

* Premium members only.

The historical data trend for PT Provident Investasi Bersama Tbk's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

PT Provident Investasi Bersama Tbk Interest Coverage Chart

PT Provident Investasi Bersama Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 916.87 14.66 0.00 0.00 6.90

PT Provident Investasi Bersama Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 21.91 22.01 0.00 33.32

ISX:PALM vs BLK, BX, KKR: Interest Coverage Comparison

For the Asset Management subindustry, PT Provident Investasi Bersama Tbk's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

PT Provident Investasi Bersama Tbk Interest Coverage vs Asset Management Industry

For the Asset Management industry and Financial Services sector, PT Provident Investasi Bersama Tbk's Interest Coverage distribution charts can be found below:

* The bar in red indicates where PT Provident Investasi Bersama Tbk's Interest Coverage falls into.


ISX:PALM
51GF Score
PT Provident Investasi Bersama Tbk ISX:PALM
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Provident Investasi Bersama Tbk Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

PT Provident Investasi Bersama Tbk's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, PT Provident Investasi Bersama Tbk's Interest Expense was Rp-325,184 Mil. Its Operating Income was Rp2,242,966 Mil. And its Long-Term Debt & Capital Lease Obligation was Rp3,210,915 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*2242965.859/-325183.568
=6.90

PT Provident Investasi Bersama Tbk's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, PT Provident Investasi Bersama Tbk's Interest Expense was Rp-73,004 Mil. Its Operating Income was Rp2,432,775 Mil. And its Long-Term Debt & Capital Lease Obligation was Rp3,254,194 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*2432775.159/-73004.196
=33.32

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 33.32 mean?
PT Provident Investasi Bersama Tbk (ISX:PALM) has a Interest Coverage of 33.32 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PT Provident Investasi Bersama Tbk and its competitors. This is 1130% above median its historical median of 2.71. Over the past decade, PT Provident Investasi Bersama Tbk's Interest Coverage has ranged from 0.73 to 916.87. According to the industry distribution chart, PT Provident Investasi Bersama Tbk ranks #277 out of 475 companies in the Asset Management industry, placing it in the top 58.3%.
Is PT Provident Investasi Bersama Tbk's Interest Coverage too high?
PT Provident Investasi Bersama Tbk's current Interest Coverage of 33.32 is 1130% above median its 10-year median of 2.71. Over the past 10 years, this metric has ranged from a low of 0.73 to a high of 916.87. The Asset Management industry median Interest Coverage is 42.97. PT Provident Investasi Bersama Tbk's value of 33.32 is 22.5% below this industry median. Based on the distribution chart, PT Provident Investasi Bersama Tbk ranks #277 out of 475 companies in the Asset Management industry, which is below the industry midpoint. Overall, PT Provident Investasi Bersama Tbk has a GF Score™ of 51/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PT Provident Investasi Bersama Tbk's Interest Coverage compare to BLK and BX?
According to the Asset Management industry distribution chart, PT Provident Investasi Bersama Tbk ranks #277 out of 475 companies for Interest Coverage. This places PT Provident Investasi Bersama Tbk in the lower half of its industry. The industry median Interest Coverage is 42.97. PT Provident Investasi Bersama Tbk's value of 33.32 is 22.5% below this benchmark. Historically, PT Provident Investasi Bersama Tbk's own Interest Coverage has ranged from 0.73 to 916.87 over the past decade. While the company's 10-year median is 2.71 vs. the industry median of 42.97, PT Provident Investasi Bersama Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Asset Management company?
The median Interest Coverage among Asset Management companies is 42.97, based on 475 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Provident Investasi Bersama Tbk's current Interest Coverage of 33.32 is 22.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PT Provident Investasi Bersama Tbk and its competitors. For the Asset Management industry, the median Interest Coverage is 42.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Provident Investasi Bersama Tbk's current Interest Coverage is 33.32, which is 1130% above median its own 10-year median of 2.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Provident Investasi Bersama Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Provident Investasi Bersama Tbk (ISX:PALM) is currently considered Possible Value Trap. The stock's GF Value™ is Rp4,231.83, compared to a current price of Rp294.00 — trading 93.1% below its estimated fair value. The current Interest Coverage is 33.32, which is 1130% above median its 10-year median of 2.71 and 22.5% below the Asset Management industry median of 42.97. PT Provident Investasi Bersama Tbk's overall GF Score™ is 51/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For PT Provident Investasi Bersama Tbk (ISX:PALM), the current Interest Coverage is 33.32 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Provident Investasi Bersama Tbk (ISX:PALM) Overvalued in 2026?

Based on GuruFocus' analysis, PT Provident Investasi Bersama Tbk stock appears to be undervalued. The current stock price of Rp294.00 is trading 93.1% below its estimated GF Value™ of Rp4,231.83. GuruFocus considers PT Provident Investasi Bersama Tbk to be Possible Value Trap.

Key valuation signals for ISX:PALM:

  • Interest Coverage: 33.32 (1130% above median its 10-year median of 2.71)
  • GF Value™: Rp4,231.83 vs. price of Rp294.00 (93.1% below fair value)
  • GF Score™: 51/100 with 6 warning signs
  • Industry Position: 22.5% below the Asset Management median (#277 of 475)

No single metric tells the full story. See the ISX:PALM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Provident Investasi Bersama Tbk Business Description

Address Jalan H.R. Rasuna Said, Kawasan Rasuna Epicentrum, Gedung The Convergence Building 21st Floor, Gran Rubina Business Park, Karet Kuningan, Setiabudi, Jakarta, IDN, 12940
PT Provident Investasi Bersama Tbk is an investment company. The company has four operating segments Natural resources engaged in the mining of gold, silver, copper, nickel, and other associated minerals, as well as related industrial; Logistic ; Telecommunication company providing telecommunications services and/or telecommunications networks and/or multimedia.; and Other equity securities. The company generates majority of revenue from Natural resources.
51GF Score

Get the complete analysis for ISX:PALM

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp294.00
Price
Rp4,231.83
GF Value