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Pohjola Pankki Oyj (LTS:0ICL) PB Ratio : 1.44 (As of May. 26, 2024)


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What is Pohjola Pankki Oyj PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-05-26), Pohjola Pankki Oyj's share price is €15.98. Pohjola Pankki Oyj's Book Value per Share for the quarter that ended in Mar. 2016 was €11.11. Hence, Pohjola Pankki Oyj's PB Ratio of today is 1.44.

Good Sign:

Pohjola Pankki Oyj stock P/B Ratio (=1.7) is close to 2-year low of 1.62

The historical rank and industry rank for Pohjola Pankki Oyj's PB Ratio or its related term are showing as below:

LTS:0ICL' s PB Ratio Range Over the Past 10 Years
Min: 1.18   Med: 1.39   Max: 1.84
Current: 1.7

During the past 12 years, Pohjola Pankki Oyj's highest PB Ratio was 1.84. The lowest was 1.18. And the median was 1.39.

LTS:0ICL's PB Ratio is not ranked
in the Banks industry.
Industry Median: 0.86 vs LTS:0ICL: 1.70

During the past 12 months, Pohjola Pankki Oyj's average Book Value Per Share Growth Rate was 8.40% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 2.90% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 0.80% per year. During the past 10 years, the average Book Value Per Share Growth Rate was -2.70% per year.

During the past 12 years, the highest 3-Year average Book Value Per Share Growth Rate of Pohjola Pankki Oyj was 17.50% per year. The lowest was -26.60% per year. And the median was 1.60% per year.

Back to Basics: PB Ratio


Pohjola Pankki Oyj PB Ratio Historical Data

The historical data trend for Pohjola Pankki Oyj's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Pohjola Pankki Oyj PB Ratio Chart

Pohjola Pankki Oyj Annual Data
Trend Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.83 1.31 1.53 - -

Pohjola Pankki Oyj Quarterly Data
Jun11 Sep11 Dec11 Mar12 Jun12 Sep12 Dec12 Mar13 Jun13 Sep13 Dec13 Mar14 Jun14 Sep14 Dec14 Mar15 Jun15 Sep15 Dec15 Mar16
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - - -

Competitive Comparison of Pohjola Pankki Oyj's PB Ratio

For the Banks - Regional subindustry, Pohjola Pankki Oyj's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pohjola Pankki Oyj's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Pohjola Pankki Oyj's PB Ratio distribution charts can be found below:

* The bar in red indicates where Pohjola Pankki Oyj's PB Ratio falls into.



Pohjola Pankki Oyj PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Pohjola Pankki Oyj's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2016)
=15.98/11.109
=1.44

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


Pohjola Pankki Oyj  (LTS:0ICL) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Pohjola Pankki Oyj PB Ratio Related Terms

Thank you for viewing the detailed overview of Pohjola Pankki Oyj's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Pohjola Pankki Oyj (LTS:0ICL) Business Description

Traded in Other Exchanges
N/A
Address
Pohjola Pankki Oyj, provides banking, non-life insurance and wealth management services. It serves businesses, institutions and private individuals and provides banking and insurance services to customers while supporting corporate customers' business.. The Company operates through the following three business segments: Banking, Asset Management, and Non-life Insurance. The banking segment provides corporate and institutional customers with solutions for their financing and financial management needs. Banking consists of the following divisions: Corporate Banking, Markets and Baltic Banking. Companies within Banking are the member banks, Helsinki OP Bank PLC, OP-Kotipankki Oyj, OP Mortgage Bank and OP Fund Management Company Ltd and certain smaller companies supporting banking services in its entirety. The Company's Banking and Asset Management segments are also included under OP-Pohjola Group's Banking. The operations of OP Bank Group Mutual Insurance Company's are also included under Banking as the company's business consists of credit insurance to OP-Pohjola Group's retail banks. The Wealth Management Segment comprises the following operations: OP Life Assurance Company Ltd and Aurum Investment Insurance Ltd engaged in the Company's life and pension insurance business, OP Fund Management Company Ltd engaged in mutual fund business, and Pohjola Group's Asset Management segment. The Non-life Insurance segment encompasses the operations of OP-Pohjola Group's non-life insurance companies, i.e. Pohjola Insurance Ltd, Eurooppalainen Insurance Company Ltd, A-Insurance Ltd, the Seesam companies operating in the Baltic countries, as well as the operations of service companies supporting non-life insurance. Non-life insurance products include non-life insurance policies sold to corporate and private customers.

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