Walaa Cooperative Insurance Co (SAU:8060) PB Ratio: 0.70 (As of Jul. 29, 2026) — 50% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SAU:8060 Walaa Cooperative Insurance Co SAU:8060
72 GF Score
Price ﷼9.28
GF Value ﷼10.26
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is Walaa Cooperative Insurance Co PB Ratio?

Walaa Cooperative Insurance Co SAU:8060 -2.32% 72 PB Ratio is 0.70 as of Jul. 29, 2026, which is 50% below its 10-year median of 1.41. GuruFocus rates SAU:8060 with a GF Score™ of 72/100 and a GF Value™ of ﷼10.26 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 497 Insurance companies, Walaa Cooperative Insurance Co ranks better than 83.7% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-29), Walaa Cooperative Insurance Co's share price is ﷼9.28. Walaa Cooperative Insurance Co's Book Value per Share for the quarter that ended in Mar. 2026 was ﷼13.22. Hence, Walaa Cooperative Insurance Co's PB Ratio of today is 0.70.

Good Sign:

Walaa Cooperative Insurance Co stock PB Ratio (=0.75) is close to 10-year low of 0.68.

The historical rank and industry rank for Walaa Cooperative Insurance Co's PB Ratio or its related term are showing as below:

SAU:8060' s PB Ratio Range Over the Past 10 Years
Min: 0.68   Med: 1.41   Max: 2.55
Current: 0.7

During the past 13 years, Walaa Cooperative Insurance Co's highest PB Ratio was 2.55. The lowest was 0.68. And the median was 1.41.

SAU:8060's PB Ratio is ranked better than
83.7% of 497 companies
in the Insurance industry
Industry Median: 1.41 vs SAU:8060: 0.70

During the past 12 months, Walaa Cooperative Insurance Co's average Book Value Per Share Growth Rate was -4.30% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 6.10% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 3.80% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 8.30% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Walaa Cooperative Insurance Co was 29.90% per year. The lowest was -7.10% per year. And the median was 6.10% per year.

Back to Basics: PB Ratio


Walaa Cooperative Insurance Co  (SAU:8060) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Walaa Cooperative Insurance Co PB Ratio Related Terms


Walaa Cooperative Insurance Co PB Ratio Historical Data

* Premium members only.

The historical data trend for Walaa Cooperative Insurance Co's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Walaa Cooperative Insurance Co PB Ratio Chart

Walaa Cooperative Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.39 1.10 1.27 1.35 0.78

Walaa Cooperative Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.46 1.31 0.91 0.78 0.72

SAU:8060 vs BRK.A, AIG, HIG: PB Ratio Comparison

For the Insurance - Diversified subindustry, Walaa Cooperative Insurance Co's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Walaa Cooperative Insurance Co PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Walaa Cooperative Insurance Co's PB Ratio distribution charts can be found below:

* The bar in red indicates where Walaa Cooperative Insurance Co's PB Ratio falls into.


SAU:8060
72GF Score
Walaa Cooperative Insurance Co SAU:8060
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Walaa Cooperative Insurance Co PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Walaa Cooperative Insurance Co's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=9.28/13.217
=0.70

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.70 mean?
Walaa Cooperative Insurance Co (SAU:8060) has a PB Ratio of 0.70 as of Jul. 29, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Walaa Cooperative Insurance Co and its competitors. This is 50% below median its historical median of 1.41. Over the past decade, Walaa Cooperative Insurance Co's PB Ratio has ranged from 0.68 to 2.55. According to the industry distribution chart, Walaa Cooperative Insurance Co ranks #81 out of 497 companies in the Insurance industry, placing it in the top 16.3%.
Is Walaa Cooperative Insurance Co's PB Ratio too high?
Walaa Cooperative Insurance Co's current PB Ratio of 0.70 is 50% below median its 10-year median of 1.41. Over the past 10 years, this metric has ranged from a low of 0.68 to a high of 2.55. The Insurance industry median PB Ratio is 1.41. Walaa Cooperative Insurance Co's value of 0.70 is 50.4% below this industry median. Based on the distribution chart, Walaa Cooperative Insurance Co ranks #81 out of 497 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Walaa Cooperative Insurance Co has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Walaa Cooperative Insurance Co's PB Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Walaa Cooperative Insurance Co ranks #81 out of 497 companies for PB Ratio. This places Walaa Cooperative Insurance Co in the top 16% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.41. Walaa Cooperative Insurance Co's value of 0.70 is 50.4% below this benchmark. Historically, Walaa Cooperative Insurance Co's own PB Ratio has ranged from 0.68 to 2.55 over the past decade. While the company's 10-year median is 1.41 vs. the industry median of 1.41, Walaa Cooperative Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.41, based on 497 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Walaa Cooperative Insurance Co's current PB Ratio of 0.70 is 50.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Walaa Cooperative Insurance Co and its competitors. For the Insurance industry, the median PB Ratio is 1.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Walaa Cooperative Insurance Co's current PB Ratio is 0.70, which is 50% below median its own 10-year median of 1.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Walaa Cooperative Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Walaa Cooperative Insurance Co (SAU:8060) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼10.26, compared to a current price of ﷼9.28 — trading 9.6% below its estimated fair value. The current PB Ratio is 0.70, which is 50% below median its 10-year median of 1.41 and 50.4% below the Insurance industry median of 1.41. Walaa Cooperative Insurance Co's overall GF Score™ is 72/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Walaa Cooperative Insurance Co (SAU:8060), the current PB Ratio is 0.70 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Walaa Cooperative Insurance Co (SAU:8060) Overvalued in 2026?

Based on GuruFocus' analysis, Walaa Cooperative Insurance Co stock appears to be undervalued. The current stock price of ﷼9.28 is trading 9.6% below its estimated GF Value™ of ﷼10.26. GuruFocus considers Walaa Cooperative Insurance Co to be Modestly Undervalued.

Key valuation signals for SAU:8060:

  • PB Ratio: 0.70 (50% below median its 10-year median of 1.41)
  • GF Value™: ﷼10.26 vs. price of ﷼9.28 (9.6% below fair value)
  • GF Score™: 72/100 with 2 warning signs
  • Industry Position: 50.4% below the Insurance median (#81 of 497)

No single metric tells the full story. See the SAU:8060 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Walaa Cooperative Insurance Co Business Description

Address 4513, Adh Dhahran Al Khubar Al Janubiyah, Unit No: 8, Al-Khobar, SAU, 34621-8615
Walaa Cooperative Insurance Co is an insurance and reinsurance company in the Kingdom of Saudi Arabia. It is engaged in providing insurance coverage in the areas of medical, motor, marine, fire, engineering, energy, aviation, casualty insurance and protection & savings both linked and non-linked. The company classifies its reportable segments based on various types of insurance products it offers, which include Medical, Motor, Property, Engineering, Energy, Protection and savings, and Others. Maximum revenue is generated from its Motor insurance segment, which provides coverage for vehicle insurance. Geographically, the company principally operates in the Kingdom of Saudi Arabia.
72GF Score

Get the complete analysis for SAU:8060

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼9.28
Price
﷼10.26
GF Value