ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Walaa Cooperative Insurance Co's annualizedNet Income for the quarter that ended in Mar. 2026 was ﷼65 Mil.
Walaa Cooperative Insurance Co's average Total Assets over the quarter that ended in Mar. 2026 was ﷼5,365 Mil. Therefore, Walaa Cooperative Insurance Co's annualized ROA % for the quarter that ended in Mar. 2026 was 1.21%.
The historical rank and industry rank for Walaa Cooperative Insurance Co's ROA % or its related term are showing as below:
SAU:8060'
s ROA % Range Over the Past 10 Years
Min: -4.61 Med: 1.92 Max: 9.54
Current: -1.9
During the past 13 years, Walaa Cooperative Insurance Co's highest ROA % was 9.54%. The lowest was -4.61%. And the median was 1.92%.
SAU:8060's ROA % is ranked worse than 93.74% of 511
companies
in the Insurance industry
Industry Median: 2.73
vs SAU:8060: -1.90
Walaa Cooperative Insurance Co (SAU:8060) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Walaa Cooperative Insurance Co ROA % Related Terms
Walaa Cooperative Insurance Co ROA % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Walaa Cooperative Insurance Co's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Walaa Cooperative Insurance Co ROA % vs Insurance Industry
For the Insurance industry and Financial Services sector, Walaa Cooperative Insurance Co's ROA % distribution charts can be found below:
* The bar in red indicates where Walaa Cooperative Insurance Co's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Walaa Cooperative Insurance Co (SAU:8060) has a ROA % of 1.21% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Walaa Cooperative Insurance Co and its competitors. This is 37% below median its historical median of 1.92. According to the industry distribution chart, Walaa Cooperative Insurance Co ranks #479 out of 511 companies in the Insurance industry, placing it in the top 93.7%.
Is Walaa Cooperative Insurance Co's ROA % too high?
Walaa Cooperative Insurance Co's current ROA % of 1.21% is 37% below median its 10-year median of 1.92. The Insurance industry median ROA % is 2.73. Walaa Cooperative Insurance Co's value of 1.21% is 55.7% below this industry median. Based on the distribution chart, Walaa Cooperative Insurance Co ranks #479 out of 511 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Walaa Cooperative Insurance Co has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Walaa Cooperative Insurance Co's ROA % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Walaa Cooperative Insurance Co ranks #479 out of 511 companies for ROA %. This places Walaa Cooperative Insurance Co in the lower half of its industry. The industry median ROA % is 2.73. Walaa Cooperative Insurance Co's value of 1.21% is 55.7% below this benchmark. While the company's 10-year median is 1.92 vs. the industry median of 2.73, Walaa Cooperative Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Insurance company?
The median ROA % among Insurance companies is 2.73, based on 511 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Walaa Cooperative Insurance Co's current ROA % of 1.21% is 55.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Walaa Cooperative Insurance Co and its competitors. For the Insurance industry, the median ROA % is 2.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Walaa Cooperative Insurance Co's current ROA % is 1.21%, which is 37% below median its own 10-year median of 1.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Walaa Cooperative Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Walaa Cooperative Insurance Co (SAU:8060) is currently considered Fairly Valued. The stock's GF Value™ is ﷼10.38, compared to a current price of ﷼10.17 — trading 2% below its estimated fair value. The current ROA % is 1.21%, which is 37% below median its 10-year median of 1.92 and 55.7% below the Insurance industry median of 2.73. Walaa Cooperative Insurance Co's overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Walaa Cooperative Insurance Co (SAU:8060), the current ROA % is 1.21% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Walaa Cooperative Insurance Co (SAU:8060) Overvalued in 2026?
Based on GuruFocus' analysis, Walaa Cooperative Insurance Co stock appears to be undervalued.
The current stock price of ﷼10.17 is trading 2% below its estimated GF Value™ of ﷼10.38.
GuruFocus considers Walaa Cooperative Insurance Co to be Fairly Valued.
Key valuation signals for SAU:8060:
ROA %: 1.21% (37% below median its 10-year median of 1.92)
GF Value™: ﷼10.38 vs. price of ﷼10.17 (2% below fair value)
Industry Position: 55.7% below the Insurance median (#479 of 511)
No single metric tells the full story. See the SAU:8060 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Walaa Cooperative Insurance Co Business Description
Walaa Cooperative Insurance Co is an insurance and reinsurance company in the Kingdom of Saudi Arabia. It is engaged in providing insurance coverage in the areas of medical, motor, marine, fire, engineering, energy, aviation, casualty insurance and protection & savings both linked and non-linked. The company classifies its reportable segments based on various types of insurance products it offers, which include Medical, Motor, Property, Engineering, Energy, Protection and savings, and Others. Maximum revenue is generated from its Motor insurance segment, which provides coverage for vehicle insurance. Geographically, the company principally operates in the Kingdom of Saudi Arabia.
67GF Score
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