Walaa Cooperative Insurance Co (SAU:8060) Return-on-Tangible-Asset: 1.25% (As of Mar. 2026) — 36% Below Median

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SAU:8060 Walaa Cooperative Insurance Co SAU:8060
65 GF Score
Price ﷼11.18
GF Value ﷼10.21
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Walaa Cooperative Insurance Co Return-on-Tangible-Asset?

Walaa Cooperative Insurance Co SAU:8060 +0.99% 65 Return-on-Tangible-Asset is 1.25% as of Mar. 2026, which is 36% below its 10-year median of 1.96. GuruFocus rates SAU:8060 with a GF Score™ of 65/100 and a GF Value™ of ﷼10.21 (Fairly Valued). The stock has 3 warning signs investors should review. Among 507 Insurance companies, Walaa Cooperative Insurance Co ranks worse than 93.1% on this metric.

Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Walaa Cooperative Insurance Co's annualized Net Income for the quarter that ended in Mar. 2026 was ﷼65 Mil. Walaa Cooperative Insurance Co's average total tangible assets for the quarter that ended in Mar. 2026 was ﷼5,182 Mil. Therefore, Walaa Cooperative Insurance Co's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 1.25%.

The historical rank and industry rank for Walaa Cooperative Insurance Co's Return-on-Tangible-Asset or its related term are showing as below:

SAU:8060' s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -4.72   Med: 1.96   Max: 9.54
Current: -1.97

During the past 13 years, Walaa Cooperative Insurance Co's highest Return-on-Tangible-Asset was 9.54%. The lowest was -4.72%. And the median was 1.96%.

SAU:8060's Return-on-Tangible-Asset is ranked worse than
93.1% of 507 companies
in the Insurance industry
Industry Median: 2.83 vs SAU:8060: -1.97

Walaa Cooperative Insurance Co  (SAU:8060) Return-on-Tangible-Asset Explanation

Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.


Be Aware

Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the company’s earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a company’s tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.


Walaa Cooperative Insurance Co Return-on-Tangible-Asset Related Terms


Walaa Cooperative Insurance Co Return-on-Tangible-Asset Historical Data

* Premium members only.

The historical data trend for Walaa Cooperative Insurance Co's Return-on-Tangible-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Walaa Cooperative Insurance Co Return-on-Tangible-Asset Chart

Walaa Cooperative Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only -4.72 -2.34 3.98 1.50 -3.55

Walaa Cooperative Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -6.00 -4.61 -0.92 -4.06 1.25

SAU:8060 vs BRK.A, AIG, HIG: Return-on-Tangible-Asset Comparison

For the Insurance - Diversified subindustry, Walaa Cooperative Insurance Co's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Walaa Cooperative Insurance Co Return-on-Tangible-Asset vs Insurance Industry

For the Insurance industry and Financial Services sector, Walaa Cooperative Insurance Co's Return-on-Tangible-Asset distribution charts can be found below:

* The bar in red indicates where Walaa Cooperative Insurance Co's Return-on-Tangible-Asset falls into.


SAU:8060
65GF Score
Walaa Cooperative Insurance Co SAU:8060
Return-on-Tangible-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Walaa Cooperative Insurance Co Return-on-Tangible-Asset Calculation

Walaa Cooperative Insurance Co's annualized Return-on-Tangible-Asset for the fiscal year that ended in Dec. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=-175.816/( (4625.038+5272.602)/ 2 )
=-175.816/4948.82
=-3.55 %

Walaa Cooperative Insurance Co's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=64.72/( (5272.602+5091.47)/ 2 )
=64.72/5182.036
=1.25 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2026) net income data.

What does a Return-on-Tangible-Asset of 1.25% mean?
Walaa Cooperative Insurance Co (SAU:8060) has a Return-on-Tangible-Asset of 1.25% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Walaa Cooperative Insurance Co and its competitors. This is 36% below median its historical median of 1.96. According to the industry distribution chart, Walaa Cooperative Insurance Co ranks #472 out of 507 companies in the Insurance industry, placing it in the top 93.1%.
Is Walaa Cooperative Insurance Co's Return-on-Tangible-Asset too high?
Walaa Cooperative Insurance Co's current Return-on-Tangible-Asset of 1.25% is 36% below median its 10-year median of 1.96. The Insurance industry median Return-on-Tangible-Asset is 2.83. Walaa Cooperative Insurance Co's value of 1.25% is 55.8% below this industry median. Based on the distribution chart, Walaa Cooperative Insurance Co ranks #472 out of 507 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Walaa Cooperative Insurance Co has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Walaa Cooperative Insurance Co's Return-on-Tangible-Asset compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Walaa Cooperative Insurance Co ranks #472 out of 507 companies for Return-on-Tangible-Asset. This places Walaa Cooperative Insurance Co in the lower half of its industry. The industry median Return-on-Tangible-Asset is 2.83. Walaa Cooperative Insurance Co's value of 1.25% is 55.8% below this benchmark. While the company's 10-year median is 1.96 vs. the industry median of 2.83, Walaa Cooperative Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for an Insurance company?
The median Return-on-Tangible-Asset among Insurance companies is 2.83, based on 507 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Walaa Cooperative Insurance Co's current Return-on-Tangible-Asset of 1.25% is 55.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Walaa Cooperative Insurance Co and its competitors. For the Insurance industry, the median Return-on-Tangible-Asset is 2.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Walaa Cooperative Insurance Co's current Return-on-Tangible-Asset is 1.25%, which is 36% below median its own 10-year median of 1.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Walaa Cooperative Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Walaa Cooperative Insurance Co (SAU:8060) is currently considered Fairly Valued. The stock's GF Value™ is ﷼10.21, compared to a current price of ﷼11.18 — trading 9.5% above its estimated fair value. The current Return-on-Tangible-Asset is 1.25%, which is 36% below median its 10-year median of 1.96 and 55.8% below the Insurance industry median of 2.83. Walaa Cooperative Insurance Co's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Walaa Cooperative Insurance Co (SAU:8060), the current Return-on-Tangible-Asset is 1.25% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Walaa Cooperative Insurance Co (SAU:8060) Overvalued in 2026?

Based on GuruFocus' analysis, Walaa Cooperative Insurance Co stock appears to be overvalued. The current stock price of ﷼11.18 is trading 9.5% above its estimated GF Value™ of ﷼10.21. GuruFocus considers Walaa Cooperative Insurance Co to be Fairly Valued.

Key valuation signals for SAU:8060:

  • Return-on-Tangible-Asset: 1.25% (36% below median its 10-year median of 1.96)
  • GF Value™: ﷼10.21 vs. price of ﷼11.18 (9.5% above fair value)
  • GF Score™: 65/100 with 3 warning signs
  • Industry Position: 55.8% below the Insurance median (#472 of 507)

No single metric tells the full story. See the SAU:8060 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Walaa Cooperative Insurance Co Business Description

Address 4513, Adh Dhahran Al Khubar Al Janubiyah, Unit No: 8, Al-Khobar, SAU, 34621-8615
Walaa Cooperative Insurance Co is an insurance and reinsurance company in the Kingdom of Saudi Arabia. It is engaged in providing insurance coverage in the areas of medical, motor, marine, fire, engineering, energy, aviation, casualty insurance and protection & savings both linked and non-linked. The company classifies its reportable segments based on various types of insurance products it offers, which include Medical, Motor, Property, Engineering, Energy, Protection and savings, and Others. Maximum revenue is generated from its Motor insurance segment, which provides coverage for vehicle insurance. Geographically, the company principally operates in the Kingdom of Saudi Arabia.
65GF Score

Get the complete analysis for SAU:8060

Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼11.18
Price
﷼10.21
GF Value