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Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Walaa Cooperative Insurance Co's annualized net income for the quarter that ended in Mar. 2026 was ﷼65 Mil. Walaa Cooperative Insurance Co's average shareholder tangible equity for the quarter that ended in Mar. 2026 was ﷼1,495 Mil. Therefore, Walaa Cooperative Insurance Co's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 4.33%.
The historical rank and industry rank for Walaa Cooperative Insurance Co's Return-on-Tangible-Equity or its related term are showing as below:
SAU:8060'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -14.54 Med: 6.15 Max: 34.22
Current: -5.99
During the past 13 years, Walaa Cooperative Insurance Co's highest Return-on-Tangible-Equity was 34.22%. The lowest was -14.54%. And the median was 6.15%.
SAU:8060's Return-on-Tangible-Equity is ranked worse than 94.77% of 497
companies
in the Insurance industry
Industry Median: 13.5
vs SAU:8060: -5.99
Walaa Cooperative Insurance Co (SAU:8060) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Walaa Cooperative Insurance Co Return-on-Tangible-Equity Related Terms
Walaa Cooperative Insurance Co Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Walaa Cooperative Insurance Co Return-on-Tangible-Equity Chart
SAU:8060 vs BRK.A, AIG, HIG: Return-on-Tangible-Equity Comparison
For the Insurance - Diversified subindustry, Walaa Cooperative Insurance Co's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Walaa Cooperative Insurance Co Return-on-Tangible-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, Walaa Cooperative Insurance Co's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Walaa Cooperative Insurance Co's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 4.33% mean?
Walaa Cooperative Insurance Co (SAU:8060) has a Return-on-Tangible-Equity of 4.33% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Walaa Cooperative Insurance Co and its competitors. This is 30% below median its historical median of 6.15. According to the industry distribution chart, Walaa Cooperative Insurance Co ranks #471 out of 497 companies in the Insurance industry, placing it in the top 94.8%.
Is Walaa Cooperative Insurance Co's Return-on-Tangible-Equity too high?
Walaa Cooperative Insurance Co's current Return-on-Tangible-Equity of 4.33% is 30% below median its 10-year median of 6.15. The Insurance industry median Return-on-Tangible-Equity is 13.50. Walaa Cooperative Insurance Co's value of 4.33% is 67.9% below this industry median. Based on the distribution chart, Walaa Cooperative Insurance Co ranks #471 out of 497 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Walaa Cooperative Insurance Co has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Walaa Cooperative Insurance Co's Return-on-Tangible-Equity compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Walaa Cooperative Insurance Co ranks #471 out of 497 companies for Return-on-Tangible-Equity. This places Walaa Cooperative Insurance Co in the lower half of its industry. The industry median Return-on-Tangible-Equity is 13.50. Walaa Cooperative Insurance Co's value of 4.33% is 67.9% below this benchmark. While the company's 10-year median is 6.15 vs. the industry median of 13.50, Walaa Cooperative Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Insurance company?
The median Return-on-Tangible-Equity among Insurance companies is 13.50, based on 497 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Walaa Cooperative Insurance Co's current Return-on-Tangible-Equity of 4.33% is 67.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Walaa Cooperative Insurance Co and its competitors. For the Insurance industry, the median Return-on-Tangible-Equity is 13.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Walaa Cooperative Insurance Co's current Return-on-Tangible-Equity is 4.33%, which is 30% below median its own 10-year median of 6.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Walaa Cooperative Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Walaa Cooperative Insurance Co (SAU:8060) is currently considered Fairly Valued. The stock's GF Value™ is ﷼10.29, compared to a current price of ﷼9.94 — trading 3.4% below its estimated fair value. The current Return-on-Tangible-Equity is 4.33%, which is 30% below median its 10-year median of 6.15 and 67.9% below the Insurance industry median of 13.50. Walaa Cooperative Insurance Co's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Walaa Cooperative Insurance Co (SAU:8060), the current Return-on-Tangible-Equity is 4.33% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Walaa Cooperative Insurance Co (SAU:8060) Overvalued in 2026?
Based on GuruFocus' analysis, Walaa Cooperative Insurance Co stock appears to be undervalued.
The current stock price of ﷼9.94 is trading 3.4% below its estimated GF Value™ of ﷼10.29.
GuruFocus considers Walaa Cooperative Insurance Co to be Fairly Valued.
Key valuation signals for SAU:8060:
Return-on-Tangible-Equity: 4.33% (30% below median its 10-year median of 6.15)
GF Value™: ﷼10.29 vs. price of ﷼9.94 (3.4% below fair value)
Industry Position: 67.9% below the Insurance median (#471 of 497)
No single metric tells the full story. See the SAU:8060 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Walaa Cooperative Insurance Co Business Description
Walaa Cooperative Insurance Co is an insurance and reinsurance company in the Kingdom of Saudi Arabia. It is engaged in providing insurance coverage in the areas of medical, motor, marine, fire, engineering, energy, aviation, casualty insurance and protection & savings both linked and non-linked. The company classifies its reportable segments based on various types of insurance products it offers, which include Medical, Motor, Property, Engineering, Energy, Protection and savings, and Others. Maximum revenue is generated from its Motor insurance segment, which provides coverage for vehicle insurance. Geographically, the company principally operates in the Kingdom of Saudi Arabia.
69GF Score
Get the complete analysis for SAU:8060
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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