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One SolutionWAR:ONE PB Ratio is 0.48 as of Jul. 15, 2026, which is 4% below its 10-year median of 0.50. The stock has 7 warning signs investors should review. Among 525 Credit Services companies, One Solution ranks better than 82.1% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-15), One Solution's share price is zł0.0904. One Solution's Book Value per Share for the quarter that ended in Mar. 2026 was zł0.19. Hence, One Solution's PB Ratio of today is 0.48.
The historical rank and industry rank for One Solution's PB Ratio or its related term are showing as below:
WAR:ONE'
s PB Ratio Range Over the Past 10 Years
Min: 0.29 Med: 0.5 Max: 1.7
Current: 0.48
During the past 7 years, One Solution's highest PB Ratio was 1.70. The lowest was 0.29. And the median was 0.50.
WAR:ONE's PB Ratio is ranked better than 82.1% of 525
companies
in the Credit Services industry
Industry Median: 1.05
vs WAR:ONE: 0.48
During the past 12 months, One Solution's average Book Value Per Share Growth Rate was -17.60% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -10.10% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -10.40% per year.
During the past 7 years, the highest 3-Year average Book Value Per Share Growth Rate of One Solution was 7.40% per year. The lowest was -21.70% per year. And the median was -6.45% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
One Solution PB Ratio Related Terms
One Solution PB Ratio Historical Data
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The historical data trend for One Solution's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, One Solution's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
One Solution PB Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, One Solution's PB Ratio distribution charts can be found below:
* The bar in red indicates where One Solution's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
One Solution's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
One Solution (WAR:ONE) has a PB Ratio of 0.48 as of Jul. 15, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on One Solution and its competitors. This is near median its historical median of 0.50. Over the past decade, One Solution's PB Ratio has ranged from 0.29 to 1.70. According to the industry distribution chart, One Solution ranks #94 out of 525 companies in the Credit Services industry, placing it in the top 17.9%.
Is One Solution's PB Ratio too high?
One Solution's current PB Ratio of 0.48 is near median its 10-year median of 0.50. Over the past 10 years, this metric has ranged from a low of 0.29 to a high of 1.70. The Credit Services industry median PB Ratio is 1.05. One Solution's value of 0.48 is 54.3% below this industry median. Based on the distribution chart, One Solution ranks #94 out of 525 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers.
How does One Solution's PB Ratio compare to V and MA?
According to the Credit Services industry distribution chart, One Solution ranks #94 out of 525 companies for PB Ratio. This places One Solution in the top 18% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.05. One Solution's value of 0.48 is 54.3% below this benchmark. Historically, One Solution's own PB Ratio has ranged from 0.29 to 1.70 over the past decade. While the company's 10-year median is 0.50 vs. the industry median of 1.05, One Solution has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Credit Services company?
The median PB Ratio among Credit Services companies is 1.05, based on 525 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. One Solution's current PB Ratio of 0.48 is 54.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on One Solution and its competitors. For the Credit Services industry, the median PB Ratio is 1.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. One Solution's current PB Ratio is 0.48, which is near median its own 10-year median of 0.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is One Solution stock overvalued right now?
Based on GuruFocus' analysis, One Solution (WAR:ONE) is currently considered Significantly Overvalued. The stock's GF Value™ is zł0.05, compared to a current price of zł0.09 — trading 80.8% above its estimated fair value. The current PB Ratio is 0.48, which is near median its 10-year median of 0.50 and 54.3% below the Credit Services industry median of 1.05. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For One Solution (WAR:ONE), the current PB Ratio is 0.48 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
One Solution SA is a joint-stock company dealing with the purchase of primary and secondary business debt portfolios (B2B) as well as debt collection on orders. The company operates in the debt collection market, offering a wide range of debt management services.
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