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One SolutionWAR:ONE +2.25% Return-on-Tangible-Asset is 7.17% as of Mar. 2026, which is 141% above its 10-year median of 2.98. The stock has 7 warning signs investors should review. Among 547 Credit Services companies, One Solution ranks worse than 94.7% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. One Solution's annualizedNet Income for the quarter that ended in Mar. 2026 was zł0.73 Mil. One Solution's average total tangible assets for the quarter that ended in Mar. 2026 was zł10.20 Mil. Therefore, One Solution's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 7.17%.
The historical rank and industry rank for One Solution's Return-on-Tangible-Asset or its related term are showing as below:
WAR:ONE'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -24.84 Med: 2.98 Max: 12.62
Current: -19.55
During the past 7 years, One Solution's highest Return-on-Tangible-Asset was 12.62%. The lowest was -24.84%. And the median was 2.98%.
WAR:ONE's Return-on-Tangible-Asset is ranked worse than 94.7% of 547
companies
in the Credit Services industry
Industry Median: 1.94
vs WAR:ONE: -19.55
One Solution (WAR:ONE) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
One Solution Return-on-Tangible-Asset Related Terms
One Solution Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for One Solution's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
WAR:ONE vs V, MA, AXP: Return-on-Tangible-Asset Comparison
For the Credit Services subindustry, One Solution's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
One Solution Return-on-Tangible-Asset vs Credit Services Industry
For the Credit Services industry and Financial Services sector, One Solution's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where One Solution's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 7.17% mean?
One Solution (WAR:ONE) has a Return-on-Tangible-Asset of 7.17% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on One Solution and its competitors. This is 141% above median its historical median of 2.98. According to the industry distribution chart, One Solution ranks #518 out of 547 companies in the Credit Services industry, placing it in the top 94.7%.
Is One Solution's Return-on-Tangible-Asset too high?
One Solution's current Return-on-Tangible-Asset of 7.17% is 141% above median its 10-year median of 2.98. The Credit Services industry median Return-on-Tangible-Asset is 1.94. One Solution's value of 7.17% is 269.6% above this industry median. Based on the distribution chart, One Solution ranks #518 out of 547 companies in the Credit Services industry, which is in the bottom quartile relative to peers.
How does One Solution's Return-on-Tangible-Asset compare to V and MA?
According to the Credit Services industry distribution chart, One Solution ranks #518 out of 547 companies for Return-on-Tangible-Asset. This places One Solution in the lower half of its industry. The industry median Return-on-Tangible-Asset is 1.94. One Solution's value of 7.17% is 269.6% above this benchmark. While the company's 10-year median is 2.98 vs. the industry median of 1.94, One Solution has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Credit Services company?
The median Return-on-Tangible-Asset among Credit Services companies is 1.94, based on 547 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. One Solution's current Return-on-Tangible-Asset of 7.17% is 269.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on One Solution and its competitors. For the Credit Services industry, the median Return-on-Tangible-Asset is 1.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. One Solution's current Return-on-Tangible-Asset is 7.17%, which is 141% above median its own 10-year median of 2.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is One Solution stock overvalued right now?
Based on GuruFocus' analysis, One Solution (WAR:ONE) is currently considered Significantly Overvalued. The stock's GF Value™ is zł0.05, compared to a current price of zł0.09 — trading 82% above its estimated fair value. The current Return-on-Tangible-Asset is 7.17%, which is 141% above median its 10-year median of 2.98 and 269.6% above the Credit Services industry median of 1.94. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For One Solution (WAR:ONE), the current Return-on-Tangible-Asset is 7.17% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
One Solution SA is a joint-stock company dealing with the purchase of primary and secondary business debt portfolios (B2B) as well as debt collection on orders. The company operates in the debt collection market, offering a wide range of debt management services.
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