One Solution (WAR:ONE) Interest Coverage: No Debt (1) (As of Mar. 2026) — 92% Below Median


What is One Solution Interest Coverage?

One Solution WAR:ONE -0.22% Interest Coverage is No Debt (1) as of Mar. 2026, which is 100% below its 10-year median of 12.51. The stock has 7 warning signs investors should review. Among 164 Credit Services companies, One Solution ranks worse than 100% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. One Solution's Operating Income for the three months ended in Mar. 2026 was zł0.18 Mil. One Solution's Interest Expense for the three months ended in Mar. 2026 was zł0.00 Mil. One Solution has no debt. The higher the ratio, the stronger the company's financial strength is.

Warning Sign:

Ben Graham prefers companies' interest coverage to be at least 5. One Solution SAs earnings cannot cover its interest expense. If the situation continues, the company may have to issue more debt.

(1) Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

The historical rank and industry rank for One Solution's Interest Coverage or its related term are showing as below:

WAR:ONE' s Interest Coverage Range Over the Past 10 Years
Min: 0.11   Med: 12.51   Max: 23.67
Current: 0.11

WAR:ONE's Interest Coverage is ranked worse than
100% of 164 companies
in the Credit Services industry
Industry Median: 49.41 vs WAR:ONE: 0.11

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

One Solution  (WAR:ONE) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .

One Solution Interest Coverage Related Terms

One Solution Interest Coverage Historical Data

* Premium members only.

The historical data trend for One Solution's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

One Solution Interest Coverage Chart

One Solution Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial N/A 23.67 12.47 12.54 4.32

One Solution Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only No Debt 0.01 14.70 No Debt No Debt

WAR:ONE vs V, MA, AXP: Interest Coverage Comparison

For the Credit Services subindustry, One Solution's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

One Solution Interest Coverage vs Credit Services Industry

For the Credit Services industry and Financial Services sector, One Solution's Interest Coverage distribution charts can be found below:

* The bar in red indicates where One Solution's Interest Coverage falls into.


One Solution Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

One Solution's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, One Solution's Interest Expense was zł-0.05 Mil. Its Operating Income was zł0.20 Mil. And its Long-Term Debt & Capital Lease Obligation was zł0.00 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*0.203/-0.047
=4.32

One Solution's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, One Solution's Interest Expense was zł0.00 Mil. Its Operating Income was zł0.18 Mil. And its Long-Term Debt & Capital Lease Obligation was zł0.00 Mil.

One Solution had no debt (1).

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of No Debt <sup>(1)</sup> mean?
One Solution (WAR:ONE) has a Interest Coverage of No Debt (1) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on One Solution and its competitors. This is 92% below median its historical median of 12.51. Over the past decade, One Solution's Interest Coverage has ranged from 0.11 to 23.67. According to the industry distribution chart, One Solution ranks #164 out of 164 companies in the Credit Services industry.
Is One Solution's Interest Coverage too high?
One Solution's current Interest Coverage of No Debt (1) is 92% below median its 10-year median of 12.51. Over the past 10 years, this metric has ranged from a low of 0.11 to a high of 23.67. Based on the distribution chart, One Solution ranks #164 out of 164 companies in the Credit Services industry, which is in the bottom quartile relative to peers.
How does One Solution's Interest Coverage compare to V and MA?
According to the Credit Services industry distribution chart, One Solution ranks #164 out of 164 companies for Interest Coverage. This places One Solution in the lower half of its industry. The industry median Interest Coverage is 49.41. Historically, One Solution's own Interest Coverage has ranged from 0.11 to 23.67 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Credit Services company?
The median Interest Coverage among Credit Services companies is 49.41, based on 164 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on One Solution and its competitors. For the Credit Services industry, the median Interest Coverage is 49.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. One Solution's current Interest Coverage is No Debt (1), which is 92% below median its own 10-year median of 12.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is One Solution stock overvalued right now?
Based on GuruFocus' analysis, One Solution (WAR:ONE) is currently considered Significantly Overvalued. The stock's GF Value™ is zł0.05, compared to a current price of zł0.09 — trading 82.8% above its estimated fair value. The current Interest Coverage is No Debt (1), which is 92% below median its 10-year median of 12.51. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For One Solution (WAR:ONE), the current Interest Coverage is No Debt (1) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

One Solution Business Description

Address ul. Poplacinska 18, Plock, POL, 09-402
One Solution SA is a joint-stock company dealing with the purchase of primary and secondary business debt portfolios (B2B) as well as debt collection on orders. The company operates in the debt collection market, offering a wide range of debt management services.