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PBS Finanse (WAR:PBF) PB Ratio : 1.15 (As of Jun. 18, 2024)


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What is PBS Finanse PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-06-18), PBS Finanse's share price is zł1.00. PBS Finanse's Book Value per Share for the quarter that ended in Mar. 2024 was zł0.87. Hence, PBS Finanse's PB Ratio of today is 1.15.

The historical rank and industry rank for PBS Finanse's PB Ratio or its related term are showing as below:

WAR:PBF' s PB Ratio Range Over the Past 10 Years
Min: 0.1   Med: 0.6   Max: 2.35
Current: 1.15

During the past 13 years, PBS Finanse's highest PB Ratio was 2.35. The lowest was 0.10. And the median was 0.60.

WAR:PBF's PB Ratio is ranked worse than
56.36% of 511 companies
in the Credit Services industry
Industry Median: 0.99 vs WAR:PBF: 1.15

During the past 12 months, PBS Finanse's average Book Value Per Share Growth Rate was 5.50% per year. During the past 3 years, the average Book Value Per Share Growth Rate was -11.30% per year. During the past 5 years, the average Book Value Per Share Growth Rate was -17.70% per year. During the past 10 years, the average Book Value Per Share Growth Rate was -12.70% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of PBS Finanse was -0.70% per year. The lowest was -36.70% per year. And the median was -11.80% per year.

Back to Basics: PB Ratio


PBS Finanse PB Ratio Historical Data

The historical data trend for PBS Finanse's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

PBS Finanse PB Ratio Chart

PBS Finanse Annual Data
Trend Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.14 0.15 0.35 0.33 0.52

PBS Finanse Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Mar24
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.52 0.54 1.15 1.42 1.54

Competitive Comparison of PBS Finanse's PB Ratio

For the Credit Services subindustry, PBS Finanse's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PBS Finanse's PB Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, PBS Finanse's PB Ratio distribution charts can be found below:

* The bar in red indicates where PBS Finanse's PB Ratio falls into.



PBS Finanse PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

PBS Finanse's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2024)
=1.00/0.87
=1.15

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


PBS Finanse  (WAR:PBF) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


PBS Finanse PB Ratio Related Terms

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PBS Finanse (WAR:PBF) Business Description

Traded in Other Exchanges
N/A
Address
ul. Mickiewicza 29, Sanok, POL, 38-500
PBS Finanse SA is a financial service provider to individuals and corporate customers. The company focuses on three areas namely credit intermediation, fast loan, and financial leasing. Its also provides services in factoring, insurance, loan, and debt collection sector as well as operations related to software and consultancy in the field of Computer Science and related activities.