PBS Finanse (WAR:PBF) Margin of Safety % (DCF FCF Based): N/A (As of Jul. 05, 2026)


WAR:PBF PBS Finanse SA WAR:PBF
75 GF Score
Price zł1.18
GF Value zł1.36
Valuation Modestly Undervalued
! 5 Warning Signs
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What is PBS Finanse Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

PBS Finanse's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF FCF Based) is not calculated.

WAR:PBF vs V, MA, AXP: Margin of Safety % (DCF FCF Based) Comparison

For the Credit Services subindustry, PBS Finanse's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

PBS Finanse Margin of Safety % (DCF FCF Based) vs Credit Services Industry

For the Credit Services industry and Financial Services sector, PBS Finanse's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where PBS Finanse's Margin of Safety % (DCF FCF Based) falls into.


WAR:PBF
75GF Score
PBS Finanse SA WAR:PBF
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is PBS Finanse (WAR:PBF) Overvalued in 2026?

Based on GuruFocus' analysis, PBS Finanse stock appears to be undervalued. The current stock price of zł1.18 is trading 13.2% below its estimated GF Value™ of zł1.36. GuruFocus considers PBS Finanse to be Modestly Undervalued.

Key valuation signals for WAR:PBF:

  • Margin of Safety % (DCF FCF Based): N/A
  • GF Value™: zł1.36 vs. price of zł1.18 (13.2% below fair value)
  • GF Score™: 75/100 with 5 warning signs

No single metric tells the full story. See the WAR:PBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PBS Finanse Business Description

Address ul. Mickiewicza 29, Sanok, POL, 38-500
PBS Finanse SA is a financial service provider to individuals and corporate customers. The company focuses on three areas namely credit intermediation, fast loan, and financial leasing. It also provides services in factoring, insurance, loan, and debt collection sector as well as operations related to software and consultancy in the field of Computer Science and related activities.
75GF Score

Get the complete analysis for WAR:PBF

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł1.18
Price
zł1.36
GF Value