PBS FinanseWAR:PBF 75 Market Cap is zł12.33 Mil as of Jul. 05, 2026. GuruFocus rates WAR:PBF with a GF Score™ of 75/100 and a GF Value™ of zł1.36 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 551 Credit Services companies, PBS Finanse ranks worse than 78.4% on this metric.
Market cap is the total market value to buy the whole company. It is equal to the share price times the number of Shares Outstanding (EOP). PBS Finanse's share price for the quarter that ended in Mar. 2026 was zł0.65. PBS Finanse's Shares Outstanding (EOP) for the quarter that ended in Mar. 2026 was 10.45 Mil. Therefore, PBS Finanse's market cap for the quarter that ended in Mar. 2026 was zł6.79 Mil.
PBS Finanse's quarterly market cap
increased
from Sep. 2025 (zł5.23 Mil) to Dec. 2025 (zł6.69 Mil) and
increased
from Dec. 2025 (zł6.69 Mil) to Mar. 2026 (zł6.79 Mil).
PBS Finanse's annual market cap
declined
from Dec. 2023 (zł10.56 Mil) to Dec. 2024 (zł8.88 Mil) and
declined
from Dec. 2024 (zł8.88 Mil) to Dec. 2025 (zł6.69 Mil).
Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. PBS Finanse's Enterprise Value for Today is zł9.66 Mil.
PBS Finanse (WAR:PBF) Market Cap Explanation
Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the companys debt. The real price you pay is the Enterprise Value.
Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.
PBS Finanse Market Cap Related Terms
PBS Finanse Market Cap Historical Data
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The historical data trend for PBS Finanse's Market Cap can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, PBS Finanse's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PBS Finanse Market Cap vs Credit Services Industry
For the Credit Services industry and Financial Services sector, PBS Finanse's Market Cap distribution charts can be found below:
* The bar in red indicates where PBS Finanse's Market Cap falls into.
Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.
PBS Finanse's Market Cap for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PBS Finanse (WAR:PBF) has a Market Cap of zł12.33 Mil as of Jul. 05, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on PBS Finanse and its competitors. According to the industry distribution chart, PBS Finanse ranks #432 out of 551 companies in the Credit Services industry, placing it in the top 78.4%.
Is PBS Finanse's Market Cap too high?
PBS Finanse's current Market Cap is zł12.33 Mil. Based on the distribution chart, PBS Finanse ranks #432 out of 551 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, PBS Finanse has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PBS Finanse's Market Cap compare to V and MA?
According to the Credit Services industry distribution chart, PBS Finanse ranks #432 out of 551 companies for Market Cap. This places PBS Finanse in the lower half of its industry. The industry median Market Cap is 43.43. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for a Credit Services company?
The median Market Cap among Credit Services companies is 43.43, based on 551 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on PBS Finanse and its competitors. For the Credit Services industry, the median Market Cap is 43.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PBS Finanse's current Market Cap is zł12.33 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PBS Finanse stock overvalued right now?
Based on GuruFocus' analysis, PBS Finanse (WAR:PBF) is currently considered Modestly Undervalued. The stock's GF Value™ is zł1.36, compared to a current price of zł1.18 — trading 13.2% below its estimated fair value. The current Market Cap is zł12.33 Mil. PBS Finanse's overall GF Score™ is 75/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For PBS Finanse (WAR:PBF), the current Market Cap is zł12.33 Mil as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PBS Finanse (WAR:PBF) Overvalued in 2026?
Based on GuruFocus' analysis, PBS Finanse stock appears to be undervalued.
The current stock price of zł1.18 is trading 13.2% below its estimated GF Value™ of zł1.36.
GuruFocus considers PBS Finanse to be Modestly Undervalued.
Key valuation signals for WAR:PBF:
Market Cap: zł12.33 Mil
GF Value™: zł1.36 vs. price of zł1.18 (13.2% below fair value)
No single metric tells the full story. See the WAR:PBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PBS Finanse SA is a financial service provider to individuals and corporate customers. The company focuses on three areas namely credit intermediation, fast loan, and financial leasing. It also provides services in factoring, insurance, loan, and debt collection sector as well as operations related to software and consultancy in the field of Computer Science and related activities.
75GF Score
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