PBS Finanse (WAR:PBF) Marketable Securities: zł0.69 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WAR:PBF PBS Finanse SA WAR:PBF
74 GF Score
Price zł1.16
GF Value zł1.38
Valuation Modestly Undervalued
! 5 Warning Signs
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What is PBS Finanse Marketable Securities?

PBS Finanse WAR:PBF 74 Marketable Securities is zł0.69 Mil as of Mar. 2026. GuruFocus rates WAR:PBF with a GF Score™ of 74/100 and a GF Value™ of zł1.38 (Modestly Undervalued). The stock has 5 warning signs investors should review.

Marketable Securities are very liquid securities that can be converted into cash quickly at a reasonable price. PBS Finanse's Marketable Securities for the quarter that ended in Mar. 2026 was zł0.69 Mil.

PBS Finanse's annual Marketable Securities increased from Dec. 2023 (zł1.96 Mil) to Dec. 2024 (zł2.13 Mil) but then declined from Dec. 2024 (zł2.13 Mil) to Dec. 2025 (zł0.74 Mil).

PBS Finanse  (WAR:PBF) Marketable Securities Explanation

Marketable Securities are very liquid as they tend to have maturities of less than one year. Furthermore, the rate at which these securities can be bought or sold has little effect on their prices.

Please note, GuruFocus' Marketable Securities also includes "Other Short Term Investment".

PBS Finanse Marketable Securities Related Terms

PBS Finanse Marketable Securities Historical Data

* Premium members only.

The historical data trend for PBS Finanse's Marketable Securities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PBS Finanse Marketable Securities Chart

PBS Finanse Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Marketable Securities
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.76 1.32 1.96 2.13 0.74

PBS Finanse Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Marketable Securities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.49 1.59 1.17 0.74 0.69
WAR:PBF
74GF Score
PBS Finanse SA WAR:PBF
Marketable Securities is just one metric. See GF Score™, valuation, warning signs, and more.
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PBS Finanse Marketable Securities Calculation

Marketable Securities are very liquid securities that can be converted into cash quickly at a reasonable price.

Frequently Asked Questions Learn more about Marketable Securities →
What does a Marketable Securities of zł0.69 Mil mean?
PBS Finanse (WAR:PBF) has a Marketable Securities of zł0.69 Mil as of Mar. 2026. Marketable securities are high-liquid securites not directly classified as cash or cash equivalents. View historical data on PBS Finanse and its competitors.
Is PBS Finanse's Marketable Securities too high?
PBS Finanse's current Marketable Securities is zł0.69 Mil. Overall, PBS Finanse has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PBS Finanse's Marketable Securities compare to V and MA?
PBS Finanse's Marketable Securities of zł0.69 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Marketable Securities for a Credit Services company?
A good Marketable Securities depends on the Credit Services industry context. However, Marketable Securities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Marketable Securities mean?
A high Marketable Securities can signal that a stock is expensive relative to its fundamentals. Marketable securities are high-liquid securites not directly classified as cash or cash equivalents. View historical data on PBS Finanse and its competitors. PBS Finanse's current Marketable Securities is zł0.69 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PBS Finanse stock overvalued right now?
Based on GuruFocus' analysis, PBS Finanse (WAR:PBF) is currently considered Modestly Undervalued. The stock's GF Value™ is zł1.38, compared to a current price of zł1.16 — trading 15.9% below its estimated fair value. The current Marketable Securities is zł0.69 Mil. PBS Finanse's overall GF Score™ is 74/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Marketable Securities calculated?
Marketable Securities is calculated from a company's financial statements. For PBS Finanse (WAR:PBF), the current Marketable Securities is zł0.69 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PBS Finanse (WAR:PBF) Overvalued in 2026?

Based on GuruFocus' analysis, PBS Finanse stock appears to be undervalued. The current stock price of zł1.16 is trading 15.9% below its estimated GF Value™ of zł1.38. GuruFocus considers PBS Finanse to be Modestly Undervalued.

Key valuation signals for WAR:PBF:

  • Marketable Securities: zł0.69 Mil
  • GF Value™: zł1.38 vs. price of zł1.16 (15.9% below fair value)
  • GF Score™: 74/100 with 5 warning signs

No single metric tells the full story. See the WAR:PBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PBS Finanse Business Description

Address ul. Mickiewicza 29, Sanok, POL, 38-500
PBS Finanse SA is a financial service provider to individuals and corporate customers. The company focuses on three areas namely credit intermediation, fast loan, and financial leasing. It also provides services in factoring, insurance, loan, and debt collection sector as well as operations related to software and consultancy in the field of Computer Science and related activities.
74GF Score

Get the complete analysis for WAR:PBF

Marketable Securities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł1.16
Price
zł1.38
GF Value