GURUFOCUS.COM » STOCK LIST » Financial Services » Insurance » UNIQA Insurance Group AG (XPRA:UQA) » Definitions » PB Ratio

UNIQA Insurance Group AG (XPRA:UQA) PB Ratio : 0.83 (As of Dec. 11, 2024)


View and export this data going back to 2018. Start your Free Trial

What is UNIQA Insurance Group AG PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-12-11), UNIQA Insurance Group AG's share price is Kč181.00. UNIQA Insurance Group AG's Book Value per Share for the quarter that ended in Jun. 2024 was Kč217.99. Hence, UNIQA Insurance Group AG's PB Ratio of today is 0.83.

Good Sign:

UNIQA Insurance Group AG stock PB Ratio (=0.83) is close to 2-year low of 0.81

The historical rank and industry rank for UNIQA Insurance Group AG's PB Ratio or its related term are showing as below:

XPRA:UQA' s PB Ratio Range Over the Past 10 Years
Min: 0.44   Med: 0.83   Max: 1.34
Current: 0.83

During the past 13 years, UNIQA Insurance Group AG's highest PB Ratio was 1.34. The lowest was 0.44. And the median was 0.83.

XPRA:UQA's PB Ratio is ranked better than
73.18% of 481 companies
in the Insurance industry
Industry Median: 1.31 vs XPRA:UQA: 0.83

During the past 12 months, UNIQA Insurance Group AG's average Book Value Per Share Growth Rate was 21.20% per year. During the past 3 years, the average Book Value Per Share Growth Rate was -7.70% per year. During the past 5 years, the average Book Value Per Share Growth Rate was -6.90% per year. During the past 10 years, the average Book Value Per Share Growth Rate was -2.20% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of UNIQA Insurance Group AG was 25.20% per year. The lowest was -17.60% per year. And the median was 0.80% per year.

Back to Basics: PB Ratio


UNIQA Insurance Group AG PB Ratio Historical Data

The historical data trend for UNIQA Insurance Group AG's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

UNIQA Insurance Group AG PB Ratio Chart

UNIQA Insurance Group AG Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.80 0.57 0.97 1.16 0.84

UNIQA Insurance Group AG Semi-Annual Data
Dec14 Jun15 Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.05 1.16 1.01 0.84 0.91

Competitive Comparison of UNIQA Insurance Group AG's PB Ratio

For the Insurance - Diversified subindustry, UNIQA Insurance Group AG's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


UNIQA Insurance Group AG's PB Ratio Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, UNIQA Insurance Group AG's PB Ratio distribution charts can be found below:

* The bar in red indicates where UNIQA Insurance Group AG's PB Ratio falls into.



UNIQA Insurance Group AG PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

UNIQA Insurance Group AG's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Jun. 2024)
=181.00/217.988
=0.83

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


UNIQA Insurance Group AG  (XPRA:UQA) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


UNIQA Insurance Group AG PB Ratio Related Terms

Thank you for viewing the detailed overview of UNIQA Insurance Group AG's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


UNIQA Insurance Group AG Business Description

Traded in Other Exchanges
Address
Untere Donaustrasse 21, Vienna, AUT, A-1029
UNIQA Insurance Group AG is a diversified insurance company that operates as a direct insurer in two core markets: Austria and Central and Eastern Europe. The company operates a product portfolio that focuses primarily on life insurance, property and casualty insurance, followed by health insurance. Uniqa generates revenue through the premiums on these products. The company focuses on its position as a direct insurer as it attempts to expand the number of customers seeking coverage while aiming to gradually restructure low-margin portfolios that it manages.

UNIQA Insurance Group AG Headlines

No Headlines