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Santander Consumer USA Holdings (Santander Consumer USA Holdings) PB Ratio : 1.61 (As of Apr. 25, 2024)


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What is Santander Consumer USA Holdings PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-04-25), Santander Consumer USA Holdings's share price is $41.60. Santander Consumer USA Holdings's Book Value per Share for the quarter that ended in Sep. 2021 was $25.92. Hence, Santander Consumer USA Holdings's PB Ratio of today is 1.61.

The historical rank and industry rank for Santander Consumer USA Holdings's PB Ratio or its related term are showing as below:

SC' s PB Ratio Range Over the Past 10 Years
Min: 0.71   Med: 1.13   Max: 2.93
Current: 1.61

During the past 11 years, Santander Consumer USA Holdings's highest PB Ratio was 2.93. The lowest was 0.71. And the median was 1.13.

SC's PB Ratio is not ranked
in the Credit Services industry.
Industry Median: 1.015 vs SC: 1.61

During the past 12 months, Santander Consumer USA Holdings's average Book Value Per Share Growth Rate was -14.90% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 0.80% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 9.70% per year.

During the past 11 years, the highest 3-Year average Book Value Per Share Growth Rate of Santander Consumer USA Holdings was 24.90% per year. The lowest was 0.80% per year. And the median was 17.20% per year.

Back to Basics: PB Ratio


Santander Consumer USA Holdings PB Ratio Historical Data

The historical data trend for Santander Consumer USA Holdings's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Santander Consumer USA Holdings PB Ratio Chart

Santander Consumer USA Holdings Annual Data
Trend Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.92 1.04 0.88 1.08 1.20

Santander Consumer USA Holdings Quarterly Data
Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.09 1.20 1.33 1.54 1.61

Competitive Comparison of Santander Consumer USA Holdings's PB Ratio

For the Credit Services subindustry, Santander Consumer USA Holdings's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Santander Consumer USA Holdings's PB Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Santander Consumer USA Holdings's PB Ratio distribution charts can be found below:

* The bar in red indicates where Santander Consumer USA Holdings's PB Ratio falls into.



Santander Consumer USA Holdings PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Santander Consumer USA Holdings's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Sep. 2021)
=41.60/25.915
=1.61

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


Santander Consumer USA Holdings  (NYSE:SC) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Santander Consumer USA Holdings PB Ratio Related Terms

Thank you for viewing the detailed overview of Santander Consumer USA Holdings's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Santander Consumer USA Holdings (Santander Consumer USA Holdings) Business Description

Traded in Other Exchanges
N/A
Address
160 Elm Street, Suite 800, Dallas, TX, USA, 75201
Santander Consumer USA Holdings Inc is a US-based consumer finance company focused on vehicle finance and third-party servicing. Its core business is the indirect origination of retail installment contracts, principally through manufacturer-franchised dealers in connection with their sale of new and used vehicles to retail consumers. The company operates its business in one reportable segment i.e. Consumer Finance which includes vehicle financial products and services, including retail installment contracts, vehicle leases, and dealer loans, as well as financial products and services related to motorcycles, RVs, and marine vehicles. It also includes personal loan and point-of-sale financing operations. The company's revenue consists of lease payment received, installments and other income.
Executives
Banco Santander, S.a. 10 percent owner CIUDAD GRUPO SANTANDER BOADILLA DEL MONTE MADRID U3 28660
Santander Holdings Usa, Inc. 10 percent owner 75 STATE STREET BOSTON MA 02109
Mahesh Aditya director, officer: President and CEO 75 STATE STREET BOSTON MA 02109
Joshua Baer officer: Chief Risk Officer 1601 ELM STREET, SUITE 800 DALLAS TX 75201
Sandra M Broderick officer: EVP, Head of Operations C/O SANTANDER CONSUMER USA HOLDINGS INC. 1601 ELM STREET, SUITE 800 DALLAS TX 75201
Christopher Keith Pfirrman officer: Chief Legal Officer C/O SANTANDER CONSUMER USA HOLDINGS INC. 1601 ELM STREET SUITE 800 DALLAS TX 75201
Mikenzie Sari officer: Chief Human Resources Officer C/O SANTANDER CONSUMER USA HOLDINGS INC. 1601 ELM STREET, SUITE 800 DALLAS TX 75201
Shawn Allgood officer: Please see remarks 1601 ELM STREET, SUITE 800 DALLAS TX 75201
Stephen A. Ferriss director 785 CRANDON BOULEVARD APT 1605 KEY BISCAINE FL 33149
William J Rainer director 800 SCUDDERS MILL ROAD PLAINSBORO NJ 08536
Dr. Homaira Akbari director 13410 SUTTON PARK DRIVE SOUTH, JACKSONVILLE FL 32224
Edith E Holiday director FRANKLIN RESOURCES INC, 901 MARINERS ISLAND BLVD 6TH FL, SAN MATEO CA 94404
Robert Mccarthy director C/O SANTANDER CONSUMER USA HOLDINGS INC, 1601 ELM STREET, SUITE 800, DALLAS TX 75201
William F Muir director C/O SANTANDER CONSUMER USA HOLDINGS INC, 1601 ELM STREET SUITE 800, DALLAS TX 75201
Reza Leaali officer: Chief Technology Officer 1601 ELM STREET, SUITE 800 DALLAS TX 75201