Arab Insurance Group BSCBAH:ARIG 31 PB Ratio is 0.71 as of Jul. 08, 2026, which is 97% above its 10-year median of 0.36. GuruFocus rates BAH:ARIG with a GF Score™ of 31/100 and a GF Value™ of $0.74 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 499 Insurance companies, Arab Insurance Group BSC ranks better than 83.37% on this metric.
Arab Insurance Group BSC stock PB Ratio (=0.71) is close to 2-year high of 0.77.
The historical rank and industry rank for Arab Insurance Group BSC's PB Ratio or its related term are showing as below:
BAH:ARIG'
s PB Ratio Range Over the Past 10 Years
Min: 0.21 Med: 0.36 Max: 0.79
Current: 0.71
During the past 13 years, Arab Insurance Group BSC's highest PB Ratio was 0.79. The lowest was 0.21. And the median was 0.36.
BAH:ARIG's PB Ratio is ranked better than 83.37% of 499
companies
in the Insurance industry
Industry Median: 1.42
vs BAH:ARIG: 0.71
During the past 12 months, Arab Insurance Group BSC's average Book Value Per Share Growth Rate was -0.60% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -2.30% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 1.50% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 2.00% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Arab Insurance Group BSC was 12.30% per year. The lowest was -7.00% per year. And the median was -1.00% per year.
Back to Basics: PB Ratio
Arab Insurance Group BSC (BAH:ARIG) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Reinsurance subindustry, Arab Insurance Group BSC's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Arab Insurance Group BSC PB Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Arab Insurance Group BSC's PB Ratio distribution charts can be found below:
* The bar in red indicates where Arab Insurance Group BSC's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Arab Insurance Group BSC (BAH:ARIG) has a PB Ratio of 0.71 as of Jul. 08, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Arab Insurance Group BSC and its competitors. This is 97% above median its historical median of 0.36. Over the past decade, Arab Insurance Group BSC's PB Ratio has ranged from 0.21 to 0.79. According to the industry distribution chart, Arab Insurance Group BSC ranks #83 out of 499 companies in the Insurance industry, placing it in the top 16.6%.
Is Arab Insurance Group BSC's PB Ratio too high?
Arab Insurance Group BSC's current PB Ratio of 0.71 is 97% above median its 10-year median of 0.36. Over the past 10 years, this metric has ranged from a low of 0.21 to a high of 0.79. The Insurance industry median PB Ratio is 1.42. Arab Insurance Group BSC's value of 0.71 is 50% below this industry median. Based on the distribution chart, Arab Insurance Group BSC ranks #83 out of 499 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Arab Insurance Group BSC has a GF Score™ of 31/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Arab Insurance Group BSC's PB Ratio compare to RGA and EG?
According to the Insurance industry distribution chart, Arab Insurance Group BSC ranks #83 out of 499 companies for PB Ratio. This places Arab Insurance Group BSC in the top 17% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.42. Arab Insurance Group BSC's value of 0.71 is 50% below this benchmark. Historically, Arab Insurance Group BSC's own PB Ratio has ranged from 0.21 to 0.79 over the past decade. While the company's 10-year median is 0.36 vs. the industry median of 1.42, Arab Insurance Group BSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.42, based on 499 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Arab Insurance Group BSC's current PB Ratio of 0.71 is 50% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Arab Insurance Group BSC and its competitors. For the Insurance industry, the median PB Ratio is 1.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Arab Insurance Group BSC's current PB Ratio is 0.71, which is 97% above median its own 10-year median of 0.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arab Insurance Group BSC stock overvalued right now?
Based on GuruFocus' analysis, Arab Insurance Group BSC (BAH:ARIG) is currently considered Modestly Overvalued. The stock's GF Value™ is $0.74, compared to a current price of $0.94 — trading 27% above its estimated fair value. The current PB Ratio is 0.71, which is 97% above median its 10-year median of 0.36 and 50% below the Insurance industry median of 1.42. Arab Insurance Group BSC's overall GF Score™ is 31/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Arab Insurance Group BSC (BAH:ARIG), the current PB Ratio is 0.71 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Arab Insurance Group BSC (BAH:ARIG) Overvalued in 2026?
Based on GuruFocus' analysis, Arab Insurance Group BSC stock appears to be overvalued.
The current stock price of $0.94 is trading 27% above its estimated GF Value™ of $0.74.
GuruFocus considers Arab Insurance Group BSC to be Modestly Overvalued.
Key valuation signals for BAH:ARIG:
PB Ratio: 0.71 (97% above median its 10-year median of 0.36)
GF Value™: $0.74 vs. price of $0.94 (27% above fair value)
Industry Position: 50% below the Insurance median (#83 of 499)
No single metric tells the full story. See the BAH:ARIG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Arab Insurance Group BSC is an international insurance company. The company is involved in the provision of general (non-life) and life reinsurance and related service activities. Its Non-Life business consists of property; engineering; marine; accident; whole account and others. Life business mainly involves short-term and long-term policies. The company derives a majority of its revenue from the non-life segment.
31GF Score
Get the complete analysis for BAH:ARIG
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