Aeon Thana Sinsap (Thailand) PCL (BKK:AEONTS) PB Ratio: 0.95 (As of Jul. 18, 2026) — 52% Below Median

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BKK:AEONTS Aeon Thana Sinsap (Thailand) PCL BKK:AEONTS
51 GF Score
Price ฿108.00
GF Value ฿115.77
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is Aeon Thana Sinsap (Thailand) PCL PB Ratio?

Aeon Thana Sinsap (Thailand) PCL BKK:AEONTS -2.26% 51 PB Ratio is 0.95 as of Jul. 18, 2026, which is 52% below its 10-year median of 1.97. GuruFocus rates BKK:AEONTS with a GF Score™ of 51/100 and a GF Value™ of ฿115.77 (Fairly Valued). The stock has 5 warning signs investors should review. Among 525 Credit Services companies, Aeon Thana Sinsap (Thailand) PCL ranks better than 54.48% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-18), Aeon Thana Sinsap (Thailand) PCL's share price is ฿108.00. Aeon Thana Sinsap (Thailand) PCL's Book Value per Share for the quarter that ended in May. 2026 was ฿113.90. Hence, Aeon Thana Sinsap (Thailand) PCL's PB Ratio of today is 0.95.

The historical rank and industry rank for Aeon Thana Sinsap (Thailand) PCL's PB Ratio or its related term are showing as below:

BKK:AEONTS' s PB Ratio Range Over the Past 10 Years
Min: 0.81   Med: 1.97   Max: 3.99
Current: 0.95

During the past 13 years, Aeon Thana Sinsap (Thailand) PCL's highest PB Ratio was 3.99. The lowest was 0.81. And the median was 1.97.

BKK:AEONTS's PB Ratio is ranked better than
54.48% of 525 companies
in the Credit Services industry
Industry Median: 1.06 vs BKK:AEONTS: 0.95

During the past 12 months, Aeon Thana Sinsap (Thailand) PCL's average Book Value Per Share Growth Rate was 6.20% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 6.40% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 9.90% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 8.00% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Aeon Thana Sinsap (Thailand) PCL was 26.10% per year. The lowest was 2.70% per year. And the median was 13.40% per year.

Back to Basics: PB Ratio


Aeon Thana Sinsap (Thailand) PCL  (BKK:AEONTS) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Aeon Thana Sinsap (Thailand) PCL PB Ratio Related Terms


Aeon Thana Sinsap (Thailand) PCL PB Ratio Historical Data

* Premium members only.

The historical data trend for Aeon Thana Sinsap (Thailand) PCL's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Aeon Thana Sinsap (Thailand) PCL PB Ratio Chart

Aeon Thana Sinsap (Thailand) PCL Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.48 2.21 1.53 1.03 0.89

Aeon Thana Sinsap (Thailand) PCL Quarterly Data
Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26 May26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.96 1.03 0.90 0.89 0.83

BKK:AEONTS vs V, MA, AXP: PB Ratio Comparison

For the Credit Services subindustry, Aeon Thana Sinsap (Thailand) PCL's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Aeon Thana Sinsap (Thailand) PCL PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Aeon Thana Sinsap (Thailand) PCL's PB Ratio distribution charts can be found below:

* The bar in red indicates where Aeon Thana Sinsap (Thailand) PCL's PB Ratio falls into.


BKK:AEONTS
51GF Score
Aeon Thana Sinsap (Thailand) PCL BKK:AEONTS
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Aeon Thana Sinsap (Thailand) PCL PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Aeon Thana Sinsap (Thailand) PCL's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: May. 2026)
=108.00/113.898
=0.95

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.95 mean?
Aeon Thana Sinsap (Thailand) PCL (BKK:AEONTS) has a PB Ratio of 0.95 as of Jul. 18, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Aeon Thana Sinsap (Thailand) PCL and its competitors. This is 52% below median its historical median of 1.97. Over the past decade, Aeon Thana Sinsap (Thailand) PCL's PB Ratio has ranged from 0.81 to 3.99. According to the industry distribution chart, Aeon Thana Sinsap (Thailand) PCL ranks #239 out of 525 companies in the Credit Services industry, placing it in the top 45.5%.
Is Aeon Thana Sinsap (Thailand) PCL's PB Ratio too high?
Aeon Thana Sinsap (Thailand) PCL's current PB Ratio of 0.95 is 52% below median its 10-year median of 1.97. Over the past 10 years, this metric has ranged from a low of 0.81 to a high of 3.99. The Credit Services industry median PB Ratio is 1.06. Aeon Thana Sinsap (Thailand) PCL's value of 0.95 is 10.4% below this industry median. Based on the distribution chart, Aeon Thana Sinsap (Thailand) PCL ranks #239 out of 525 companies in the Credit Services industry, which is above the industry midpoint. Overall, Aeon Thana Sinsap (Thailand) PCL has a GF Score™ of 51/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Aeon Thana Sinsap (Thailand) PCL's PB Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Aeon Thana Sinsap (Thailand) PCL ranks #239 out of 525 companies for PB Ratio. This puts Aeon Thana Sinsap (Thailand) PCL in the upper half of its industry. The industry median PB Ratio is 1.06. Aeon Thana Sinsap (Thailand) PCL's value of 0.95 is 10.4% below this benchmark. Historically, Aeon Thana Sinsap (Thailand) PCL's own PB Ratio has ranged from 0.81 to 3.99 over the past decade. While the company's 10-year median is 1.97 vs. the industry median of 1.06, Aeon Thana Sinsap (Thailand) PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Credit Services company?
The median PB Ratio among Credit Services companies is 1.06, based on 525 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aeon Thana Sinsap (Thailand) PCL's current PB Ratio of 0.95 is 10.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Aeon Thana Sinsap (Thailand) PCL and its competitors. For the Credit Services industry, the median PB Ratio is 1.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aeon Thana Sinsap (Thailand) PCL's current PB Ratio is 0.95, which is 52% below median its own 10-year median of 1.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aeon Thana Sinsap (Thailand) PCL stock overvalued right now?
Based on GuruFocus' analysis, Aeon Thana Sinsap (Thailand) PCL (BKK:AEONTS) is currently considered Fairly Valued. The stock's GF Value™ is ฿115.77, compared to a current price of ฿108.00 — trading 6.7% below its estimated fair value. The current PB Ratio is 0.95, which is 52% below median its 10-year median of 1.97 and 10.4% below the Credit Services industry median of 1.06. Aeon Thana Sinsap (Thailand) PCL's overall GF Score™ is 51/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Aeon Thana Sinsap (Thailand) PCL (BKK:AEONTS), the current PB Ratio is 0.95 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Aeon Thana Sinsap (Thailand) PCL (BKK:AEONTS) Overvalued in 2026?

Based on GuruFocus' analysis, Aeon Thana Sinsap (Thailand) PCL stock appears to be undervalued. The current stock price of ฿108.00 is trading 6.7% below its estimated GF Value™ of ฿115.77. GuruFocus considers Aeon Thana Sinsap (Thailand) PCL to be Fairly Valued.

Key valuation signals for BKK:AEONTS:

  • PB Ratio: 0.95 (52% below median its 10-year median of 1.97)
  • GF Value™: ฿115.77 vs. price of ฿108.00 (6.7% below fair value)
  • GF Score™: 51/100 with 5 warning signs
  • Industry Position: 10.4% below the Credit Services median (#239 of 525)

No single metric tells the full story. See the BKK:AEONTS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Aeon Thana Sinsap (Thailand) PCL Business Description

Address Sukhumvit Road, 388, 27th Floor, Exchange Tower, Klongtoey, Bangkok, THA, 10110
Aeon Thana Sinsap (Thailand) PCL provides retail financial services including credit card issuance, hire-purchase loans, and other personal loans that collectively provide almost all the company's revenue. The company operates in two segments; Retail finance services and Other business. It generates maximum revenue from the Retail finance services segment which Consist of credit card, hire-purchase and personal loans and others.
51GF Score

Get the complete analysis for BKK:AEONTS

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿108.00
Price
฿115.77
GF Value