Tourism Finance of IndiaBOM:526650 -4.92%51 PB Ratio is 2.64 as of Jul. 09, 2026, which is 142% above its 10-year median of 1.09. GuruFocus rates BOM:526650 with a GF Score™ of 51/100 and a GF Value™ of ₹39.82 (Significantly Overvalued). The stock has 11 warning signs investors should review. Among 522 Credit Services companies, Tourism Finance of India ranks worse than 81.42% on this metric.
Tourism Finance Corp of India Ltd stock PB Ratio (=2.79) is close to 10-year high of 2.94.
The historical rank and industry rank for Tourism Finance of India's PB Ratio or its related term are showing as below:
BOM:526650'
s PB Ratio Range Over the Past 10 Years
Min: 0.32 Med: 1.09 Max: 2.94
Current: 2.63
During the past 13 years, Tourism Finance of India's highest PB Ratio was 2.94. The lowest was 0.32. And the median was 1.09.
BOM:526650's PB Ratio is ranked worse than 81.42% of 522
companies
in the Credit Services industry
Industry Median: 1.05
vs BOM:526650: 2.63
During the past 12 months, Tourism Finance of India's average Book Value Per Share Growth Rate was 8.10% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 8.10% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 7.80% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 7.30% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Tourism Finance of India was 12.80% per year. The lowest was 4.30% per year. And the median was 8.30% per year.
Back to Basics: PB Ratio
Tourism Finance of India (BOM:526650) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Tourism Finance of India's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Tourism Finance of India PB Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Tourism Finance of India's PB Ratio distribution charts can be found below:
* The bar in red indicates where Tourism Finance of India's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Tourism Finance of India (BOM:526650) has a PB Ratio of 2.64 as of Jul. 09, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Tourism Finance of India and its competitors. This is 142% above median its historical median of 1.09. Over the past decade, Tourism Finance of India's PB Ratio has ranged from 0.32 to 2.94. According to the industry distribution chart, Tourism Finance of India ranks #425 out of 522 companies in the Credit Services industry, placing it in the top 81.4%.
Is Tourism Finance of India's PB Ratio too high?
Tourism Finance of India's current PB Ratio of 2.64 is 142% above median its 10-year median of 1.09. Over the past 10 years, this metric has ranged from a low of 0.32 to a high of 2.94. The Credit Services industry median PB Ratio is 1.05. Tourism Finance of India's value of 2.64 is 151.4% above this industry median. Based on the distribution chart, Tourism Finance of India ranks #425 out of 522 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Tourism Finance of India has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tourism Finance of India's PB Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Tourism Finance of India ranks #425 out of 522 companies for PB Ratio. This places Tourism Finance of India in the lower half of its industry. The industry median PB Ratio is 1.05. Tourism Finance of India's value of 2.64 is 151.4% above this benchmark. Historically, Tourism Finance of India's own PB Ratio has ranged from 0.32 to 2.94 over the past decade. While the company's 10-year median is 1.09 vs. the industry median of 1.05, Tourism Finance of India has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Credit Services company?
The median PB Ratio among Credit Services companies is 1.05, based on 522 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tourism Finance of India's current PB Ratio of 2.64 is 151.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Tourism Finance of India and its competitors. For the Credit Services industry, the median PB Ratio is 1.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tourism Finance of India's current PB Ratio is 2.64, which is 142% above median its own 10-year median of 1.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tourism Finance of India stock overvalued right now?
Based on GuruFocus' analysis, Tourism Finance of India (BOM:526650) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹39.82, compared to a current price of ₹74.95 — trading 88.2% above its estimated fair value. The current PB Ratio is 2.64, which is 142% above median its 10-year median of 1.09 and 151.4% above the Credit Services industry median of 1.05. Tourism Finance of India's overall GF Score™ is 51/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Tourism Finance of India (BOM:526650), the current PB Ratio is 2.64 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Tourism Finance of India (BOM:526650) Overvalued in 2026?
Based on GuruFocus' analysis, Tourism Finance of India stock appears to be overvalued.
The current stock price of ₹74.95 is trading 88.2% above its estimated GF Value™ of ₹39.82.
GuruFocus considers Tourism Finance of India to be Significantly Overvalued.
Key valuation signals for BOM:526650:
PB Ratio: 2.64 (142% above median its 10-year median of 1.09)
GF Value™: ₹39.82 vs. price of ₹74.95 (88.2% above fair value)
Industry Position: 151.4% above the Credit Services median (#425 of 522)
No single metric tells the full story. See the BOM:526650 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Tourism Finance Corp of India Ltd is engaged in the provision of financial services. It provides financial assistance by way of rupee term loans, subscriptions to equity/debentures, and corporate loans mainly to hotel projects, amusement parks, ropeways, multiplexes, restaurants, and others. The company products and services include tourism project financing, other financings, and tourism advisory services. Its only operating segment being Financing and Investment Activities. Geographically, the company generates majority of revenue from India.
51GF Score
Get the complete analysis for BOM:526650
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