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Kumbhat Financial ServicesBOM:526869 -0.50%42 PB Ratio is 2.08 as of Aug. 04, 2026, which is 78% above its 10-year median of 1.17. GuruFocus rates BOM:526869 with a GF Score™ of 42/100. The stock has 7 warning signs investors should review. Among 525 Credit Services companies, Kumbhat Financial Services ranks worse than 74.1% on this metric.
The historical rank and industry rank for Kumbhat Financial Services's PB Ratio or its related term are showing as below:
BOM:526869'
s PB Ratio Range Over the Past 10 Years
Min: 0.14 Med: 1.17 Max: 4.93
Current: 2.01
During the past 13 years, Kumbhat Financial Services's highest PB Ratio was 4.93. The lowest was 0.14. And the median was 1.17.
BOM:526869's PB Ratio is ranked worse than 74.1% of 525
companies
in the Credit Services industry
Industry Median: 1.06
vs BOM:526869: 2.01
During the past 12 months, Kumbhat Financial Services's average Book Value Per Share Growth Rate was 15.60% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 7.20% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 2.90% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Kumbhat Financial Services was 7.20% per year. The lowest was -14.80% per year. And the median was 1.00% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Kumbhat Financial Services PB Ratio Related Terms
Kumbhat Financial Services PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Kumbhat Financial Services's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kumbhat Financial Services PB Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Kumbhat Financial Services's PB Ratio distribution charts can be found below:
* The bar in red indicates where Kumbhat Financial Services's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Kumbhat Financial Services (BOM:526869) has a PB Ratio of 2.08 as of Aug. 04, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Kumbhat Financial Services and its competitors. This is 78% above median its historical median of 1.17. Over the past decade, Kumbhat Financial Services' PB Ratio has ranged from 0.14 to 4.93. According to the industry distribution chart, Kumbhat Financial Services ranks #389 out of 525 companies in the Credit Services industry, placing it in the top 74.1%.
Is Kumbhat Financial Services' PB Ratio too high?
Kumbhat Financial Services' current PB Ratio of 2.08 is 78% above median its 10-year median of 1.17. Over the past 10 years, this metric has ranged from a low of 0.14 to a high of 4.93. The Credit Services industry median PB Ratio is 1.06. Kumbhat Financial Services' value of 2.08 is 96.2% above this industry median. Based on the distribution chart, Kumbhat Financial Services ranks #389 out of 525 companies in the Credit Services industry, which is below the industry midpoint. Overall, Kumbhat Financial Services has a GF Score™ of 42/100, reflecting its overall financial health beyond just this single metric.
How does Kumbhat Financial Services' PB Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Kumbhat Financial Services ranks #389 out of 525 companies for PB Ratio. This places Kumbhat Financial Services in the lower half of its industry. The industry median PB Ratio is 1.06. Kumbhat Financial Services' value of 2.08 is 96.2% above this benchmark. Historically, Kumbhat Financial Services' own PB Ratio has ranged from 0.14 to 4.93 over the past decade. While the company's 10-year median is 1.17 vs. the industry median of 1.06, Kumbhat Financial Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Credit Services company?
The median PB Ratio among Credit Services companies is 1.06, based on 525 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kumbhat Financial Services's current PB Ratio of 2.08 is 96.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Kumbhat Financial Services and its competitors. For the Credit Services industry, the median PB Ratio is 1.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kumbhat Financial Services's current PB Ratio is 2.08, which is 78% above median its own 10-year median of 1.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kumbhat Financial Services stock overvalued right now?
Kumbhat Financial Services (BOM:526869) has a current PB Ratio of 2.08. The current PB Ratio is 2.08, which is 78% above median its 10-year median of 1.17 and 96.2% above the Credit Services industry median of 1.06. Kumbhat Financial Services' overall GF Score™ is 42/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Kumbhat Financial Services (BOM:526869), the current PB Ratio is 2.08 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Kumbhat Financial Services Ltd is an India-based non-banking finance company. The company provides leasing and finance services. The company's business activity falls within a single primary business segment which is the Financing business.
42GF Score
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